American Express Credit Card

This is a highly rewarding credit card by American Express and is best suited for the shopaholics as well as frequent travellers. Some of its features are-

• Use your credit card 4 times in a month for transactions worth Rs. 1,000 or more each and earn 1,000 bonus reward points.
• Get 5,000 bonus membership reward points on first year card renewal.
• Earn 1 membership reward point for every Rs. 50 spent on the card except on fuel, utilities, insurance and cash withdrawal.
• Redeem your reward points against exciting gifts and merchandise under the 18 carat and 24 carat gold collection schemes.
• Enjoy up to 20% discount at partner restaurants.
• Get zero lost card liability cover along with emergency card replacement facility.
• Avail two Supplementary Membership Rewards® Credit Cards at no additional cost

• Applicant should be a resident Indian as defined under the Income Tax Act of India.
• The applicant must have an annual income of Rs. 6 Lakh and above.

It is another charge card wherein the annual fee for the first year is Rs.1000 plus taxes and thereafter the annual fee every year is Rs.4500 plus taxes. The features and benefits of these American Express Credit cards are as follows:

• Earn 1000 bonus reward points if the card is used at least 6 times each worth Rs 1000 or more in a month.
• Earn 5000 reward points when the card is renewed after the first year. Reward points will be credited within 90 days of card renewal
• Exclusive benefits on travel bookings made from MakeMyTrip which includes Rs.200-Rs.500 cash back on every domestic flight ticket booking either for a one-way trip or a round-trip, 5% – 6% cash back on the base fare on international flight bookings, cashback on domestic and  international hotel bookings, holiday packages and flight and hotel bookings
• Enjoy greater flexibility in your expenses with “no pre-defined” credit limit.
• Earn 1 reward point for every Rs.50 spent on the card;also earn 18 carat and 24 carat Gold Collection rewards.
• For 24, 000 points, the customer can access the 24 carat Gold Collection and for 18, 000 points, the 18 carat Gold Collection rewards are avialble.
• The points can also be redeemed against 500+ attractive options including leading airlines, hotels, electronics and more
• Enjoy up to 20% off every time you dine at select restaurant partners
• Other Gold Services which a cardholder can avail are 24*7 card related assistance, dispute resolution, Zero Lost Card Liability, emergency card replacement and 2 supplementary Gold Cards which are free

Terms & Conditions Apply

Eligibility Criteria-

The following criteria must be met by any individual wishing to apply for the Amex Cards:

• He or she should be over 18 years of age
• The individual should have a good credit history with no defaults in the payment context
• A self-employed person should be in the business for a period of at least 12 months.

A credit card wherein the first year fee is Rs.5000 plus applicable taxes and the fee from the second year onwards is Rs.10, 000 plus applicable taxes. The features and benefits of this American Express Credit cards are mentioned below:

• You receive welcome bonus rewards of 11,000 bonus membership points.
• Enjoy up to Rs.10,000 cashback on bookings made through MakeMyTrip website.
• Enjoy Luxury hotel booking privileges at leading resorts and hotels including the Taj Hotels Palaces Resorts Safaris, the Oberoi Group and many more. Related benefits include membership privileges at Preferred Hotels and Resorts as well as Jiva Spa.
• The American Express Platinum Reserve card also provides card holder with free access to AMEX lounges as well as Priority Pass Membership that enables access to lounges at leading airports worldwide.
• Get access to unmatched healthcare benefits through Medical Concierge, Fortis Healthcare and Max Healthcare.
• Get free access and waiver of green fees at 14 top golf courses at key Indian cities using your Amex Card.
• Additional dining discounts and faster rewards points accumulation at partner restaurants and merchants in India and abroad.
• Get discounted flight tickets in lieu of points accumulated in every spend using your card. Points redemption can also be carried out at leading merchant establishments like Paul Smith, Ritu Kumar, Jimmy Choo, Tumi, Canali, Armani and others.

Terms & Conditions Apply

Eligibility Criteria-

The key criteria to determine eligibility of an individual for this AMEX credit card is as follows:

• At least 18 years of age when applying for the card
• Clean credit history and high credit score with no previous payment defaults.
• In case of self-employed, the business must have been operating for at least 12 months.
• Minimum yearly income of Rs. 6 lakhs for either self-employed or salaried individual.
• Should have at least one bank account (current or savings) in India.
• Applicant should be able to produce proof of permanent Indian residence.

The American Express Platinum Travel Credit Card is a travel related credit card where the first year fee is Rs.3500 plus applicable taxes and the fee from the second year onwards is Rs.5000 plus applicable taxes. The features and benefits of these American Express Credit cards are mentioned below:

• A welcome gift of 5000 bonus Milestone reward points which can be redeemed against travel vouchers worth Rs.4000
• 4 complimentary visits per year to 30 airport lounges in Delhi, Mumbai, Bengaluru and 9 other cities
• On spending Rs.1.90 lakhs in a year the customer can get various benefits like 7500 Spend Milestone Bonus Membership reward points which can be redeemed as travel vouchers worth Rs.6000, 1 reward point for every Rs.50 spent, earn 3400 regular reward points redeemable against Travel vouchers worth Rs.1700 and accelerated reward points at EXTRA membership rewards program partners
• On spending Rs.4 lakhs in a year, the customer can get additional benefits like 10,000 Spend Milestone Bonus Membership reward points which can be redeemed as travel vouchers worth over Rs.10,000, 1 reward point for every Rs.50 spent.earn 3,600 regular reward points redeemable against Travel vouchers worth Rs.1800, accelerated reward points at EXTRA membership rewards program partners and vouchers worth Rs.10, 000 from the Taj Hotels Palaces Resorts Safaris.
• Exclusive benefits on travel bookings made form MakeMyTrip.com which includes Rs.200-500 cash back on every domestic flight ticket booking either for a one-way trip or a round-trip, 5% – 6% cash back on the base fare on international flight bookings, cashback on domestic and  international hotel bookings, holiday packages, flight tickets and hotel bookings
• Complimentary Priority Pass Membership
• Enjoy up to 20% discount on dining at premium restaurants with the American Express Selects Dining Program
• Other services include up to 2 free supplementary cards, Zero Lost Card Liability, pay-in-parts privilege wherein the customer can pay EMIS for certain purchases, 24*7 platinum assist and emergency card replacement anywhere across the world

Terms & Conditions Apply

Eligibility Criteria-

The following criteria must be met by any individual wishing to apply for American Express Credit Cards:

• He or she should be over 18 years of age
• The individual should have a good credit history with no defaults in the payment context
• A self-employed person should be in the business for a period of more than 12 months or a year
• Both a salaried individual and  a self-employed individual should have an annual income of 6 lakhs and above
• The individual should have either an Indian or multi-national bank’s savings or current account in India
• The individual should have a permanent residential address in India

This is a shopping credit card offered by American Express at an annual fee of Rs. 495 only. This credit card comes with the following features-

• Get Rs. 500 cashback on spending Rs. 10,000 within the first 90 days of card activation.
• Spend Rs. 39,999 or more in a year and get the annual fee waived off in the next year.
• Earn 1 reward point on every Rs. 50 spent on the card.
• Accelerate your reward earnings 10 times when you shop at Flipkart and Ola. Maximum reward points have been capped at 500 points per month.
• Get 5 times more reward points on movies, cab bookings, groceries and e-commerce websites. This is capped at 250 reward points per month.
• Get a supplementary credit card at no additional cost.

Eligibility Criteria-

• The applicant should be a resident of India.
• He/she should be at least 18 years of age.
• He/she should have a stable employment and income.

This card is not available on Paisabazaar.com. Kindly visit American Express official website to apply.

This American Express Credit card is a co-branded card provided in association with Jet Airways, a leading private airline in India. The joining fee on this card is Rs. 5,000 and the annual fees charged on this credit card from the second year onwards is Rs. 10,000 excluding taxes. Key features of this credit card from American Express include:

• JPMiles bonus points to the tune of 10,000 + one way complimentary Jet Airways one Jet Airways base fare waived domestic ticket are credited to your account along with waiver of the base fare on a single domestic Jet Airways flight ticket when you sign up and use your card for the first purchase.
• Yearly bonus of 5000 JP Miles + one Jet Airways base fare waived domestic ticket  are credited on payment of yearly renewal fees along with basic fare waiver on a Jet Airways domestic flight ticket.
• Earn 8 JP Miles on transactions apart from cash transactions, insurance, utility and fuel bill payments. Get 2X JP Miles when booking Jet Airways tickets on the airline website. Additional 5% discount on Jet Airways ticket bookings made online.
• Be part of the EXTRA JP Miles Program and earn to the tune of 20 bonus miles for every Rs. 100 spent.
• Enjoy complimentary lounge access at leading domestic airports.
• Enjoy Dedicated Check in & Excess Baggage Waiver of 5kg on Jet Airways flights across the country.
• Be in the front of the line with dedicated check-in services and excess/overweight baggage waiver option when flying with Jet Airways.
• Other key services unique to the card include Zero liability on lost cards, two supplementary cards provided for free, 24×7 concierge services to arrange gift/flower deliveries, ticket booking s for movies, restaurant reservations and much more.

Terms & Conditions Apply

Eligibility Criteria-

The following criteria must be met by any individual wishing to apply for the Amex Cards:

• He or she should be over 18 years of age
• The individual should have a good credit history with no defaults in the payment context
• A self-employed person should be in the business for a period of more than 12 months.
• Both a salaried individual and  a self-employed individual should have an annual income of 6 lakhs and above
• The individual should have either an Indian or multi-national bank’s savings or current account in India
• The individual should have a permanent residential address in India

This card is not available on Paisabazaar.com. Kindly visit American Express official website to apply.

It is a premium credit card which is available at an annual fee of Rs.50, 000plus taxes. The features and benefits of the card are as follows:

• Avail “Do anything” platinum Concierge services where you can get assistance for locating or sourcing goods and services, booking movie tickets, organising events, making dining reservations, golf bookings, movie bookings, getting reservations for invitation only events, gift and flower delivery and much more.
• Platinum Travel Services which help with all kinds of travel related needs.
• Enjoy unlimited complimentary access to 30 domestic airport lounges across 12 cities in India. Also get complimentary access to over 700 international airport lounges in over 120 countries with a priority pass.
• Avail benefits across 900+ fine hotels and resorts worldwide including Mandarin Oriental Hotel Group, The Peninsula Hotels, The Ritz Carlton, Four Seasons Hotels and Resorts, The Taj Hotels Palaces Resorts Safaris, Fairmont / Raffles Hotels and Resorts, etc.
• Get complimentary membership to Shangri-La Golden Circle’s Jade tier, Hilton Honors Gold status, Starwood Preferred Guest Gold Programme, Taj InnerCircle, Hertz Gold Plus Rewards and Club Carlson Gold Elite status.
• Enjoy Fine Dining Program at across more than 100+ hotels within the country.
• Complimentary access to gold at 26 premium golf courses in India, Also get two complimentary golf lessons every month at 18 domestic courses across 10 cities.
• Earn Reward points on every spending which can be redeemed across attractive and luxurious products from the collection of premium partners including Armani, Canali, Tumi, Jimmy Choo, Ritu Kumar, Paul Smith, etc. or you can also redeem your points for flight ticket bookings
• Earn 1 reward point for every Rs.40 spent with your credit card except for fuel, insurance and utilities transactions. The points which are earned on supplementary credit card are also credited to the primary cardholder’s account. Accumulated reward points can be redeemed for fabulous rewards from over 500+ redemption options.
• Platinum Travel benefits offer all kinds of travel related services like flight ticket bookings, hotel reservations, etc. elite membership to the programs of luxury hotels, preferential rates and discounts on tickets booked with airline partners, free room upgradation and special amenities at premium partner hotels and resorts and luxurious stay at premium hotels across the globe
• The card entitles the customer to Platinum Protection that offers Travel Accident Insurance, Travel Inconvenience Insurance, Purchase Protection and Overseas Medical Insurance.

Terms & Conditions Apply

​Eligibility Criteria-

The following criteria must be met by any individual wishing to apply for Amex cards:

• He or she should be over 18 years of age
• The individual should have a good credit history with no defaults in the payment context
• A self-employed person should be in the business for a period of at least 12 Months.

Applying Online – In keeping with the rising trend of online transactions, the bank offers Credit Card application online. One can apply for an American Express Credit Card through the portal of Paisabazaar.com.

Application Status – If the customer wants to check the status of the card application, the bank also helps in providing the relevant facility. For checking the status, the applicant simply needs to visit the bank’s website and check the status online.

Credit Card Statement – The bank sends the credit card statement to the customer via an email every billing cycle which contains the list of transactions carried out per cycle and the amount required to be paid to the bank to settle the credit card debt. The statement is sent every month free of cost.

American express bank credit card users can get in touch with the bank’s customer care via call, email and SMS. Here are the details:

American Express Bank Credit Card Customer Care Number:

For 24*7 customer care assistance, customers can also call on these numbers:

+91124–2801800 / 1800 419 3646

American Express Bank Credit Card Customer Care Email ID: customerservicesindia@aexp.com

In case of complaints, customers can fill the complaints form available on the official website of American express Bank or visit the given link: