SBI Credit Card Bill Payment

Paying your credit card bills through Paisabazaar offers a simple, secure, and convenient way to manage payments. Whether you use an SBI Card or any other credit card, Paisabazaar helps you track dues, make timely payments, and manage multiple cards easily.

Cashback on Eligible Payments

Avail cashback benefits on eligible credit card bill payments made through Paisabazaar.

No Additional Convenience Fee

Complete your credit card bill payments without paying any extra platform or convenience charges.

Easy One-Time Card Setup

Add your credit card details once and access your bill information quickly whenever you need to make a payment.

Check Outstanding Balance Easily

View your outstanding amount and payment due date in one place, helping you stay updated and avoid missed payments.

Flexible Payment Options

Choose to pay your total outstanding amount, minimum amount due, or a custom amount based on your preference.

Manage Multiple Credit Cards

Pay and manage bills for multiple credit cards from a single platform, making credit card management more convenient.

Secure and Hassle-Free Payments

Make credit card bill payments through a smooth and secure online process designed for a convenient user experience.

Follow these simple steps to pay your SBI Credit Card bill online via Paisabazaar:

Step 1: Add Your SBI Credit Card

Log in to your Paisabazaar account using your registered mobile number. Enter the last four digits of your SBI Credit Card to fetch your card details.

Step 2: Check Your Outstanding Balance

View your current outstanding amount, minimum payment due, and payment due date before proceeding.

Step 3: Enter the Payment Amount

Choose whether you want to pay the full outstanding amount, the minimum amount due, or a custom payment amount.

Step 4: Select a Payment Method

Choose your preferred payment option from the available methods and continue with the transaction.

Step 5: Complete the Payment

Verify the payment details and authorize the transaction. Once successful, your payment will be processed and credited to your SBI Credit Card account as per the applicable settlement timeline.

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Apart from Paisabazaar, SBI Card offers multiple online and offline payment options, some of which are mentioned below:

1. National Electronic Funds Transfer (NEFT)

Step 1: Log in to your bank's internet banking and add SBI Card as a beneficiary under Third-Party Transfer.
Step 2: Enter the IFSC code SBIN00CARDS.
Step 3: Use your 16-digit SBI Credit Card number as the beneficiary account number.
Step 4: Select Credit Card Payment or Savings Account as the beneficiary account type.
Step 5: Click Submit to complete the registration.

Note: NEFT payments are credited to your SBI Credit Card account instantly.

2. PayNet - Pay Online

You can make your SBI Credit Card payment directly through the SBI Card website.

Step 1: Log in to your SBI Card account.
Step 2: Select Pay Now from the dashboard.
Step 3: Enter the payment amount.
Step 4: Choose your bank and payment mode.
Step 5: Confirm the payment and complete authentication through your bank.

You will receive a transaction confirmation via SMS and email after successful payment.

3. Visa Credit Card Pay

If your bank supports Visa Credit Card Pay, you can transfer funds directly through internet banking.

Step 1: Log in to your bank's net banking account.
Step 2: Navigate to Third-Party Fund Transfer.
Step 3: Select Visa Credit Card Pay.
Step 4: Enter the required beneficiary details
Step 5: Confirm the transaction.

Payments are generally reflected instantly in your SBI Credit Card account.

4. Pay Using Debit Card

Debit card payments can be made online in a few simple steps.

Step 1: Click here to pay your SBI Card outstanding balance.
Step 2: Enter your SBI Credit Card number, payment amount, and email ID.
Step 3: Select Debit Card, choose your bank, and proceed to the bank's payment page.
Step 4: Enter your debit card details and complete the authentication.
Step 5: Confirm the payment. You will receive an email and SMS confirmation once the payment is successful.

The payment is credited instantly, and an acknowledgment is sent through SMS and email.

5. SBI Card Mobile App

The SBI Card Mobile App allows users to pay bills anytime and anywhere.

Step 1: Download the SBI Card Mobile App and log in using your Online User ID and Password. If you're not registered, click Register Now.
Step 2: Tap Pay Now on the Account Summary page.
Step 3: Verify or update your registered mobile number and email ID.
Step 4: Select the amount you want to pay.
Step 5: Choose your payment option and bank, then authorize the payment. You will receive a transaction confirmation via SMS and email.

A payment confirmation is sent immediately after successful payment.

6. Pay Through UPI

UPI offers one of the quickest ways to clear your SBI Credit Card dues.

Step 1: Select Pay by VPA (Virtual Payment Address). Enter your SBI Card VPA in the following format: Sbicard.16-digit-credit-card-number@SBI
Step 2: Enter the amount you wish to pay towards your SBI Card and click Go.
Step 3: Verify the bank account details, enter your MPIN, and click Submit.

Note: The payment will be credited to your SBI Card instantly. You will also receive an SMS confirming the transaction along with your updated available credit limit.

Payments are updated instantly in your SBI Card account.

7. IMPS Payment

Customers can also pay via Immediate Payment Service (IMPS).

Registration

Step 1: Log in to your bank's internet banking.
Step 2: Add SBI Card as a beneficiary.
Step 3: Use IFSC Code SBIN00CARDS.
Step 4: Create the beneficiary account using your registered mobile number and the last four digits of your SBI Credit Card.

Payment

Step 1: Go to Fund Transfer.
Step 2: Select IMPS and choose SBI Card as the beneficiary.
Step 3: Enter the payment amount and click Submit.

8. Pay Through YONO SBI

SBI account holders can conveniently pay their credit card bills using the YONO SBI platform.

Step 1: Log in to YONO by SBI using your internet banking credentials.
Step 2: Go to My Relationships > My Credit Cards and select the card you want to pay.
Step 3: Click Pay.
Step 4: Select the SBI account to pay from.
Step 5: Enter or select the payment amount and click Pay Now to complete the transaction.

9. BBPS (Bharat Bill Payment System)

Step 1: Open the Bill Payment page on the SBI UNIPAY website.
Step 2: Select the biller under Bill Pay, enter the last 4 digits of your SBI Credit Card and your 10-digit registered mobile number, then click Submit. Your bill details will be displayed along with the Total Amount Due (TAD), Minimum Amount Due (MAD), and an option to enter a custom amount.
Step 3: Enter the payment amount and authorize the transaction through your bank.
Step 4: Once the payment is successful, it will be reflected on your SBI Card account instantly, and your available credit limit will be updated.
Step 5: You will receive an SMS confirmation after the payment is completed.

10. Digital Registration (e-NACH)

Step 1: Complete the e-NACH enrolment form.
Step 2: Log in and go to My Dashboard → Services → NACH.
Step 3: Select the auto-debit option:

Step 4: Click Proceed, verify your details, and enter your bank information.
Step 5: Complete the e-Mandate using Net Banking or Debit Card authentication.

A reference number and confirmation will be displayed. NACH activation will be completed within 4 working days.

Physical NACH Registration

Step 1: Download and print the NACH form.
Step 2: Fill in all required details (incomplete forms will be rejected).
Step 3: Select your payment option:

Step 4: Submit the completed form along with a cancelled cheque (optional) to:

SBI Card and Payment Services Pvt. Ltd.
P.O. Bag No. 28, GPO, New Delhi - 110001

Step 5: After receiving and validating the form, your NACH mandate will be activated, and the selected amount will be debited on your SBI Card payment due date.

Note: Soft copies are accepted only through your registered email ID.

SBI Card offers different offline payment methods for consumers to pay with ease. Some of them are mentioned below:

1. Over-the-Counter Payment

Consumers can visit any nearby State Bank of India branch to pay their SBI Credit Card bill.

Step 1: Fill out the pay-in slip.
Step 2: Submit the slip along with the payment.
Step 3: Collect the payment receipt.

Payments generally reflect within two working days.

2. Payment Through Cheque

Cheque payments are accepted through SBI Card drop boxes.

Step 1: Mention your complete SBI Credit Card number on the cheque.
Step 2: Write your name and contact number on the reverse side.
Step 3: Mention the payee as SBI Card No. followed by your 16-digit card number.
Step 4: Ensure the cheque is properly dated and signed.

Cheque payments are usually credited within four working days after realization.

3. Pay Through SBI ATM

SBI Debit Card holders can also pay using SBI ATMs.

Step 1: Visit any SBI ATM.
Step 2: Insert your SBI Debit Card.
Step 3: Select Bill Pay under Services.
Step 4: Enter your SBI Credit Card number.
Step 5: Enter the payment amount.
Step 6: Confirm the transaction.

A receipt is generated instantly, while the payment is typically reflected within two working days.