Standard Chartered Super Value Titanium Credit Card

The features of Standard Chartered Super Value Titanium credit card are as follows:

5% Cashback on:

• Utility Bills: 5% cashback* on utility bills with a maximum cashback of Rs. 100 per transaction (on minimum transaction of Rs. 750). You can earn a maximum cashback of Rs. 100 per month.
• Phone Bills: 5% cashback* on phone bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 200 per month subjected to a maximum cashback of Rs. 100 per transaction.
• Fuel: 5% cashback*, up to Rs. 200 per month,  on fuel spends across all fuel stations (maximum cashback of Rs. 100 per transaction). All transactions of Rs. 2,000 or below are eligible for cashback.

Rewards: 1 reward point for every Rs. 150 when you use your credit card for all other expenses.

Premium Banking Benefits: Premium Banking customers, can enjoy complimentary Super Value Titanium Card with Nil annual fees along with complimentary Priority Pass Membership.

*Terms and conditions apply

Standard Chartered Bank offers top credit cards in different categories. You can compare top Standard Chartered Credit cards in India online to find the right card for you.

Refer to the table below for the fees and charges applicable on this credit card:

Fee Type	Amount
Joining Fee	Rs. 750
Annual Fee ( from second year)	Rs. 750
Finance Charges	3.75% per month| 45% per annum
Late Payment Fee	For Statement Balance: Up to Rs. 100 – Nil Rs. 101 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 15,000 – Rs. 700 Rs. 15,001 to Rs. 25,000 – Rs. 800 Above Rs. 25,000 – Rs. 1,200

*For most important terms and conditions of Standard Chartered Super Value Titanium Credit Card, Click Here.

Criteria	Details
Occupation	Available to both Salaried and Self-employed
Minimum Income Required	Rs. 55,000 per month
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

If you want to get a credit card that offers good cashback on fuel, utilities, and phone bills, then Standard Chartered Super Value Titanium Credit Card is a good option. It earns a 5% cashback on all three categories. However, the rewards on other categories outside these three are below average (1 reward point on every Rs. 150 spent).  The card offers 5% cashback on fuel spends, subject to Rs. 750 minimum transaction, with a maximum cashback of Rs. 200 per month. This card comes with a low annual fee of Rs. 750 which is also waived off for Standard Chartered Personal Banking users. Standard Chartered Premium Banking customers will also receive a monthly visit to Priority Pass airport lounges. If you are a high-spender who puts maximum expenses on the credit card, it is a good option. The more you spend, the more reward points you will earn. 

If you are willing to get a card that provides multi-faceted benefits on other categories such as travel, shopping, entertainment, etc., you should consider some other credit card such as HDFC Regalia, Citi Cashback, and more.

Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Standard Chartered Bank website.

Pros	Cons
Attractive 5% cashback on fuel, utility bills, and phone bills	Monthly cap on reward earning
Additional benefit for Premium Banking customers	Below average rewards rate on all other spends

Credit Card	Annual Fee	Reward Points	Net Savings
Standard Chartered Super Value Titanium Credit Card	Rs. 750	Earn 1 reward point for every Rs. 150 spent	Rs. 9,834* Rs. 12,930**
HSBC VISA Platinum Credit Card	NIL	Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc.	Rs. 14,167* Rs. 22,833**
ICICI Bank Coral Contactless Credit Card	Rs. 500	Earn 2 Payback Points on every Rs.100 spent	Rs.10,636* Rs.15,771**
Standard Chartered Platinum Rewards Credit Card	Rs. 250	Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants	Rs.8,510* Rs.9,782**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered Super Value Titanium credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card. The card allows transferring other credit card balance of up to Rs. 5 Lakh, at an interest rate of 0.99% for first six months.

Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.

What are the identity proofs required to apply for Standard Chartered Super Value Titanium credit card?
The identity proofs required to apply for Standard Chartered Super Value Titanium credit card are Aadhaar Card and any one of the following photo cards- Passport, PAN card, Voter ID card or Government ID.

Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.