Standard Chartered Super Value Titanium Credit Card Features
The features of Standard Chartered Super Value Titanium credit card are as follows:
Welcome Benefit- Get 100% one-time cashback of up to Rs.1,500 on fuel spends within first 90 days of card issuance.
5% Cashback on-
- Utility Bills: Get 5% cashback on utility bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 100 per month
- Phone Bills: Get 5% cashback on phone bills with a minimum transaction amount of Rs. 750. You can earn a maximum cashback of Rs. 200 per month
- Fuel: Get 5% cashback, up to Rs. 200 per month, on fuel spendings across all fuel stations (maximum cashback of Rs. 100 per transaction). All transaction of INR 2,000 or below is eligible for cashback.
Rewards: Get 1 reward point for every Rs.150 when you use your credit card for all other expenses.
Airport Lounge Access: Complimentary Priority Pass allowing access to 1000+ airport lounges worldwide with one Free usage per month.
Renewal Fee Waiver – On spending Rs.90,000 in a year, the renewal fee gets waived off.
Also Read- Standard Chartered Loan on Credit Card
Standard Chartered Super Value Titanium Credit Card Fees and Charges
Refer to the table below for the fees and charges applicable on this credit card-
|Annual Fee||Rs. 750|
|Annual Fee ( second year onwards)||Rs. 750|
|Finance Charges||3.75% per month / 45% per annum|
|Late Payment Fee|
*For most important terms and conditions of SCB Super Value Titanium Credit Card, Click Here.
Pros and Cons
Should you get this credit card?
If you want to get a credit card that offers good cashback on fuel, utilities, and phone bills, then Standard Chartered Super Value Titanium Credit Card is a good option. It earns a 5% cashback on all three categories. However, the rewards on other categories outside these three are below average (1 reward point on every Rs. 150 spent). The card offers 5% cashback on fuel spends, subject to Rs. 750 minimum transaction, with a maximum cashback of Rs. 200 per month. This card comes with a low annual fee of Rs. 750 which is also waived off for Standard Chartered Personal Banking users and also on spending a certain amount annually. SC Premium Banking customers will also receive a monthly visit to Priority Pass airport lounges. If you are a high-spender who puts maximum expenses on the credit card, it is a good option. The more you spend, the more reward points you will earn.
If you are willing to get a card that provides multi-faceted benefits on other categories such as travel, shopping, entertainment, etc., you should consider some other credit card such as HDFC Regalia, Citi Cashback, and more.
Standard Chartered Super Value Titanium Credit Card Eligibility Criteria
|Occupation||Available to both Salaried and Self-employed|
|Minimum Income for Salaried Applicants||Rs. 55,000 per month|
|Minimum Income for Self-employed Applicants||Rs. 55,000 per month|
|Serviceable Cities||Click here for the list of eligible cities|
Along with your application form, you should also submit valid proof of identity, address and income. Given below is the list of documents that can be accepted.
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement|
|Proof of Income||Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement|
|Paisabazaar ensures hassle-free application for SCB Credit Cards. No income documents required.|
How to Apply for Standard Chartered Super Value Titanium Credit Card
Customers who want to enjoy all the benefits and features of Standard Chartered Super Value Titanium credit card can apply for it through our site. The steps are:
- Click here to start your application process
- Provide the details asked for
- Post submission the user will be able to see all the eligible cards. Filter out the Standard Chartered Bank credit cards
- Click on ‘Check Eligibility’ against Standard Chartered Super Value Titanium credit card
- Continue to provide all the required information
Post form submission an agent from Paisabazaar will call the customer to fix a date and time for document collection. The bank will then verify the documents. Post verification the bank will dispatch the credit card. The entire process takes about 15 to 20 days.
Frequently Asked Questions(FAQs)
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered Super Value Titanium credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card.
Are my online transactions secured?
Yes, all the online transactions secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for Standard Chartered Super Value Titanium credit card?
The identity proofs required to apply for Standard Chartered Super Value Titanium credit card are:
- Aadhaar Card
- Any one of the following photo cards:
- PAN card
- Voter ID card
- Government ID
Will I be charged if I use my card overseas?
All the overseas transactions are levied with 3.5% transaction fee.
What is Goods and Services Tax (GST)?
Goods and Services Tax (GST) is an indirect tax (or consumption tax) imposed in India on the supply of goods and services.
Compare Similar Credit Cards by Other Banks
|Credit Card||Annual Fee||Reward Points||Net Savings|
|Standard Chartered Super Value Titanium Credit Card||Rs. 750||Earn 1 reward point for every Rs. 150 spent||Rs. 9,834*|
|HSBC VISA Platinum Credit Card||NIL||Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc.|
|ICICI Bank Coral Contactless Credit Card||Rs. 500||Earn 2 Payback Points on every Rs.100 spent|
|Standard Chartered Platinum Rewards Credit Card||Rs. 250||Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants|
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually