Credit Card

IndusInd Bank offers credit cards to its customer based on their requirement and daily needs. One can apply for IndusInd Bank credit cards easily. There are some best credit cards for each and every customer meeting the IndusInd credit card eligibility requirements and who submit the documents for IndusInd Bank credit card

Super Premium Credit Cards offered by IndusInd Bank

  • IndusInd Bank Indulge Credit Card
    Features and benefits of the credit card offered by IndusInd
     
  • Super premium services available for customers who want to avail best-in-class privileges in travel and living, dining and lifestyle needs.
  • Available for customer by invitation only.
  • 22 karat gold engraved credit card
  • The card doesn’t have any pre set spending limit.
  • Exclusive travel and lifestyle benefits.
  • One way free flight with Jet airways mileage program.
  • Gift voucher and other promotional schemes on the hotels bookings with the Oberoi group of hotels.
  • Genesis Luxury Vouchers to bring world class retail experience with the card.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel reservation to flight booking, Concierge service offered under this card will take care of the same.
  • Customer shall avail the Access to premium events of their own choice.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • Elite benefits like art advisor and a personalized chef
  • Free privileges of a green fee player across select golf clubs in India, Singapore and Thailand
  • Up to 2 free access to Priority Pass Lounges across 600+ airport lounges per quarter
  • The joining fee payable for the card is Rs.2 lakhs with an add-on card fee of Rs.10, 000 per card. From the second year onwards, an annual fee of Rs.10, 000 would be payable by the cardholder which would be reversed if there has been a total spending on the card of Rs.20 lakhs in the last year.
  • A monthly interest charge of 1.79% or an annual charge of 21.48% is payable for not clearing the IndusInd Bank credit card bills.
  • An interest free period of 50 days is allotted under the card
  • Cash advance charges of 2.5% on the amount of cash withdrawn from the ATM is charged on the card

 

  •  Pinnacle Credit Card
    A credit card designed for those who are top of their success and wants o enjoy the same level of unmatched and unparallel service from their credit card can apply for IndusInd Bank credit cards
     
  • Available for customer by invitation only.
  • Exclusive travel and lifestyle benefits .
  • One way free flight with Jet airways mileage program.
  • Gift voucher and other promotional schemes on the hotels bookings with the Oberoi group of hotels.
  • Genesis Luxury Vouchers to bring world class retail experience with the card.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel reservation to flight booking, Concierge service offered under this card will take care of the same.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and players. Free gold lessons across leading clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai and Pune
  • Buy one get one offer on movie tickets booked through bookmyshow.com. 3 free movie tickets every month
  • Access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership
  • Customer shall avail the Access to premium events of their own choice.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • 2.5 reward points on every Rs.100s spent online and 1 reward point at retail outlets on every Rs.100 spent
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.

Premium Credit Cards

  • IndusInd Bank Signature Credit Card

    A credit card incorporated with unmatched benefits while enjoying the superlative services in travel and living, dining and lifestyle. The following are the benefits of the IndusInd credit cards
     
  • One way free flight with Jet airways mileage program.
  • Gift voucher and other promotional schemes on the hotels bookings with the Oberoi group of hotels.
  • Genesis Luxury Vouchers to bring world class retail experience with the card.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel reservation to flight booking, Concierge service offered under this card will take care of the same.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world. The cover includes lost baggage cover for Rs.1 lakh, delayed baggage cover for Rs.25, 000, loss of passport for Rs.50, 000, loss of ticket for Rs.25,000 and missed connection for Rs.25, 000
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Earn rewards points @ 1.5% and redeem the rewards points as soon you earn it.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • Startling offer in movie tickets booked with either book my show in all metro cities or Sathyam Cinemas in Chennai.
  • Avail the benefit of buy one get one free ticket on either of the cinema theatre.
  • Get one complimentary ticket worth Rs. 200/- and 2 complimentary ticket from Bookmyshow and Sathyam Cinemas respectively.
  • Access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • 'Total Protect’ scheme to cover any unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.

     
  • Iconia Credit Card IndusInd Bank offers the following benefits on the card
     
  • A credit card tailor made to cater the iconic lifestyle requirement.
  • Exclusive offers to Choose from an exciting range of products with Satya Paul, an Indian fashions brand with wide acceptability across fashion fraternity across globe.
  • One way free flight with Jet airways mileage program.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and players and enjoy complimentary lessons at premium gold clubs inAhmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai and Pune
  • access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.
  • With two different provider, American express and VISA , customer may choose the one which suit his/her requirement.
  • Whopping reward program on every amount spend .

    IndusInd Bank Iconia American Express Card reward scheme
     

     

    Domestic/International Spends ( for every Rs 100 Spent)

    Weekdays1

    1.5 Reward Points

    Weekends2

    2 Reward Points

IndusInd Bank Iconia Visa Credit Card reward scheme

         

 

Domestic/International Spends ( for every Rs 100 Spent)

Weekdays1

0.75 Reward Points

Weekends2

1 Reward Points

  • Platinum Credit Card
     

    The Platinum Credit Card to match the status symbol of the bearer. Combined with a mix of privilege services and consummate benefits, the card has all the feature one need.

  • Exclusive offers to Choose from an exciting range of products with Satya Paul, an Indian fashions brand with wide acceptability across fashion fraternity across globe.
  • Get accustomed to the game of golf with complimentary coaching from best in class instructor and complimentary green fees at gold clubs located in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai and Pune
  • One way free flight with Jet airways mileage program.
  • startling offer movie tickets booked with either book my show in all metro cities or Sathyam Cinemas in Chennai.
  • Avail the benefit of buy one get one free ticket on either of the cinema theatre.
  • Get one complimentary ticket worth Rs. 200/- and 2 complimentary ticket fro0m bokmyshow and Sathyam Cinemas respectively.
  • Access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh
     
  • Platinum Select Credit Card
     
  • Exclusive offers to Choose from an exciting range of products with Satya Paul, an Indian fashions brand with wide acceptability across fashion fraternity across globe.
  • One way free flight with Jet airways mileage program.
  • startling offer movie tickets booked with either book my show in all metro cities or Sathyam Cinemas in Chennai.
  • Avail the benefit of buy one get one free ticket on either of the cinema theatre.
  • Get one complimentary ticket worth Rs. 200/- and 2 complimentary ticket fro0m bokmyshow and Sathyam Cinemas respectively.
  • access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh
     
  • Platinum Aura Credit Card
  • Exclusive offers to Choose from an exciting range of products with Satya Paul, an Indian fashions brand with wide acceptability across fashion fraternity across globe.
  • One way free flight with Jet airways mileage program.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and players.
  • access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh

Co-branded Credit cards from IndusInd Bank

IndusInd bank in partnership with various renowned global brands brings some of the top class credit card.

 

  • WorldMiles Credit Card
  • World Miles Credit Card bring the class and distinctness in the lifestyle and travel based requirements of its customers
  • Exclusive offers to Choose from an exciting range of products with Satya Paul, an Indian fashions brand with wide acceptability across fashion fraternity across globe.
  • One way free flight with Jet airways mileage program.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and playerswith a complimentary green fee and hole in one insurance worth Rs.20, 000
  • access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh

 

  • ​​Jet Airways IndusInd Bank Odyssey Credit Card
  • IndusInd Bank has partnered with Jet Airways to launch the Jet Airways IndusInd Bank Credit Cards to cater the need and benefits of frequent flyers across the globe.
  • Get the benefit of one - way base fare waived off domestic ticket and 15,000 bonus JP miles for 1st year.
  • Annual benefit of one - way base fare waived off domestic ticket and 5,000 bonus JP miles from 2nd year onwards on the Jet Airways IndusInd Bank Odyssey Credit Card
  • 10 kg excess baggage allowance and dedicated check in counters.
  • 5% discount on base fare for domestic and international revenue tickets booked.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and players.
  • access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.
  • For movie tickets booked with Book My show & Sathyam Cinemas. Get buy one get one offer in  Jet Airways Odyssey American Express Card.
  • Shop Online through globaleshop using Jet Airways IndusInd Bank Credit Card.
  • Exclusive access to American Express Lounge at the metro cities in India.

 

  • Jet Airways IndusInd Bank Voyage  Credit Card
  • Free enrollment to 'Blue' tier of Jet privilege program
  • A card dedicated completely to the frequent flyer to earn while they spend using their Jet Airways IndusInd Bank Voyage Credit Card.
  • Get the benefit of one - way base fare waived off domestic ticket and 75,000 bonus JP miles for 1st year.
  • Annual benefit of one - way base fare waived off domestic ticket and 2,500 bonus JP miles from 2nd year onwards.
  • Card holder can quench their desire to know what and how of the golf along with best bunch of instructors and players at golf clubs inAhmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai and Pune
  • Access to 600+ lounges across the globe with a complimentary Priority Pass with one free visit per year.
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership with the Jet Airways IndusInd Bank Voyage Credit Card.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel with the Jet Airways IndusInd Bank Voyage Credit Card.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.

 

  • IndusInd Bank Chelsea FC Card
  • A credit card tailor made for the fans of football and especially team Chelsea FC.
  • 10% discount on shopping from  Chelsea's official online mega store for authentic Chelsea FC merchandise with IndusInd Bank Chelsea FC Card.
  • Unmatched benefits in Food and Beverage Shopping ,Personal Grooming ,Travel & Entertainment
  • Earn Priority Pass cost USD 99 twice on Priority Pass Membership.
  • Travel in insurance cover to bring peace of mind while customer is travelling to any corner of the world.
  • Elite Concierge service to assist customer in each and every step of their trip plan anywhere. All the way from hotel.
  • Delectable offer of waiver* of 2.5% surcharge at any petrol pump across India.
  • A host of premium road assistance services such as Roadside Repair Service, Emergency Fuel Supply, Flat Tire Services, Keys Locked Inside, Battery Service, Emergency Towing Assistance & Accident Management and Medical Assistance.
  • 'Total Protect’ scheme to cover any Unauthorized transactions in case of loss/theft of card
  • Air accident cover of up to Rs.25 lakh.

Apart from the above mentioned card, IndusInd bank previously use to provide 3 more credit card under its core credit card segment , which are no more being sourced.

  1. Gold Credit card
  2. Classic credit card
  3. Business Gold credit card

 

 

 

FEES AND CHARGES of IndusInd Bank credit cards

 

 

 

Fee*

Joining Fee

Annual Fee

Add-on Card Fee

Chelsea FC

1,099.00

500.00

Nil

Platinum Aura credit card from IndusInd

5,999.00

Nil

Nil

Platinum Select credit card from IndusInd

5,999.00

Nil

Nil

Platinum credit card from IndusInd Bank

17,999.00

Nil

Nil

Iconia credit card from IndusInd Bank

17,999.00

Nil

Nil

Signature credit card from IndusInd

50,000.00

Nil

Nil

IndusInd Bank Pinnacle Credit Cards

100,000.00

Nil

Nil

Worldmiles Platinum Credit Card from IndusInd Bank

5,000.00

1,500.00

Nil

Worldmiles Signature Credit Card from IndusInd Bank

7,500.00

2,500.00

Nil

Jet Airways IndusInd Bank Odyssey Credit Card

10,000.00

4,000.00

Nil

Jet Airways IndusInd Bank Voyage Credit Card

4,000.00

2,000.00

Nil

Other Fees & Charges of IndusInd Bank credit cards

Railway Booking Surcharge

As applicable

Savings Plan Change (for IndusInd Bank Platinum Aura Credit Card and IndusInd Bank Gold Credit Card)

`250

Fuel Surcharge

2.5% (subject to min. `10) (waived for transactions between

 

`400 - `4,000; not valid for Classic, Gold & Business Gold)

 

(Service Tax on fuel surcharge as per standard rate shall be

 

applicable and borne by the customer.)

Bill Cycle Change Fee

`250

Cash Payment Fee at IndusInd Bank Branch

`100

Service Tax

At the current rate, as notified by Ministry of Finance, Government of India. Applicable on all fees, interest and other charges.

Duplicate Statement Request

`100 per statement (beyond last 3 months)

Re-issue/Replacement

`100

Charge-slip Request

`300

Usage Charge at Priority Pass Lounges

Up to US$27 per person per visit

MOST IMPORTANT TERMS & CONDITIONS INDUSIND BANK CREDIT CARDS

  • The APR (Annual Percentage Rate) on most IndusInd Bank credit cards starts at around 36% which includes various charges including the risk spread in addition to the base rate charged by the bank. The interest on credit card is charged on a daily basis on any outstanding balances on the credit card.

 

Limits on Cash and Credit on your IndusInd Bank Credit Card

 

  1. Credit Limit: This refers to the maximum amount that you can carry as an unpaid balance on your credit card.
  2. Cash Limit: This refers to the maximum amount you can withdraw using your credit card from an ATM. The cash limit is less than the allotted credit limit on the IndusInd Card.
  3. Available Credit Limit: The available credit limit on your card is the difference the assigned Credit Limit on your card and the outstanding balance.
  4. Available Cash Limit: This is the difference between the total cash limit less the amount that you have withdrawn as a cash advance on your card.
  5. The credit and cash limits on the card tend to vary from one credit card holder to another and this information is usually printed on your monthly credit card statement.       
Billing and Statement
  1. At the end of each billing cycle, IndusInd Bank sends out a physical statement to the registered mailing address as well as the email address of the card holder. This document includes a list of expenditures on the card as well as the outstanding balance.
  2. The minimum amount due as mentioned on the account statement needs to be settled before the due date, otherwise you will be charges late fees and fines.
  3. The minimum amount due is usually 5% of the total due amount however this is at the discretion of IndusInd Bank.
  4. However, if you make only the minimum payment every month, you will have to pay interest on the outstanding amount and the repayment period would stretch over months or even years.
  5. For added security, IndusInd Bank credit cards are provided with the chip and PIN system as well as zero lost card liability option.    

Applying for the cards

One can apply for any of the above discussed IndusInd Bank credit cards online via the Paisabazaar.com website which provides the facility of online application for the cards. Finding out the eligibility criteria, the card benefits and also applying for the card can be done online using the website. It is both convenient and simple.

IndusInd Bank Credit Card Customer Care

IndusInd Bank Credit Card users can get in touch with the bank’s customer care via call and email. Here are the details:

IndusInd bank credit card customer care number: 1860 267 7777

IndusInd bank credit card customer care Email ID: reachus@indusind.com, Indulge.care@indusind.com 

IndusInd bank credit card customer care mailing address:

IndusInd Bank Ltd, PO Box 9421,
Chakala MIDC, Andheri (E),
Mumbai - 400 093

In case of complaints, customers can fill the complaints form available on the official website of IndusInd Bank or visit the given link:

IndusInd Bank Credit Card
(3.7/5 ) 3 Reviews
Credit CardCredit Card
5/5

Excellent service

Excellent services My IndusInd Pinnacle credit card rewards me with amazing travel, lifestyle, dinning, and golf benefits. I get special offers on my travel, along with that, I can use my 24*7 concierge services for anything I want. I get complimen..Read more...

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Posted on: Jul 5 , 2017
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5/5

Happy customer

Happy customer I have a lifetime free IndusInd credit card. I get 2 movie tickets, amazing offers, discounts and cashback vouchers every month. The customer care services are quite responsive. It has the hassle free documentation process as their a..Read more...

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Posted on: Jul 5 , 2017
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1/5

Worst Experience

I have indusland signature credit card and I am not happy with my credit limiti have called indusland customer care so many times but never received a good response from them.it has the worst customer services.their behaviour is totally unacceptable...Read more...

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Posted on: May 4 , 2017
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