IndusInd Bank Credit Card

Yes, the bank offers the facility of add-on cards with most of the credit cards. You can apply for up to 5 add-on cards on the classic credit cards offered by IndusInd Bank. The add-on cardholders will mostly have the same benefits and privileges as that of a primary credit card. Additionally, most of the add-on cards are provided without any annual fees.

You can update your address on your credit card online through the official website of IndusInd Bank. You can also use internet banking to update your address on your credit card. While updating your address, you may be asked to submit scanned copies of your new address proof online. Alternatively, you can also call IndusInd Bank customer care and request an address update.

You can pay your IndusInd credit card bills via both online and offline modes. To make IndusInd Bank credit card payment online, you can use facilities like NEFT, internet banking, mobile banking, set an auto-debit payment mode and NACH. For offline mode, you can visit any of the nearest branches of the bank and pay via cheque or cash.

Yes, you can check the outstanding balance available on your credit card. To do so, you can log into the internet banking portal of IndusInd Bank and check your outstanding balance by entering your credit card details. Additionally, you can also check your outstanding balance through mobile app or SMS.

The billing cycle of a credit card may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement). To avoid additional charges, you must make your IndusInd Bank credit card payment before the due date.

Yes, IndusInd Bank offers this facility to their customers based on their credit cards. You can avail a pre-approved Indus Easy Loan using your credit card. However, the loan amount totally depends on the unutilized credit limit.

The minimum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.

You can check your credit card application status through the official website of IndusInd Bank. After clicking on “Track Application Status” on the website, you will be asked to enter your application id and mobile number. After entering the required details, your application status will be viewed on the screen.