IndusInd Bank offers a variety of credit cards that offer benefits across multiple categories. IndusInd Bank Credit Cards reward you with cashback, rewards or other benefits for your purchases. You can earn benefits on categories, like shopping, travel, entertainment, dining and more via these credit cards. IndusInd Platinum Aura Edge, IndusInd Legend and IndusInd Platinum are some of the popular cards offered by the bank. You can compare and apply for select IndusInd Credit Cards through our platform. Read on to know about the detailed features and benefits of these cards to find the right option that suits your requirements.
IndusInd Bank offers premium as well as entry-level credit cards. These cards let you save on multiple categories, such as shopping, travel, rewards and more. However, before applying for a credit card you should always analyze your spending preferences to make the most out of it. Mentioned below are some of the most popular IndusInd Bank Credit Cards:
Best suited for : Movies and Rewards
Joining Fee: ₹ 3,000/-
Annual Fee: Nil
Best suited for : Lifestyle and Travel
Joining Fee: ₹ 9,999/-
Annual Fee: Nil(Joining fee is Nil, if applied through Paisabazaar)
Best suited for : Shopping
Income Eligibility: ₹ 25,000/- month
Joining Fee: ₹ 500/-
Annual Fee: Nil
Best suited for : Travel
Joining Fee: ₹ 10,000/-
Annual Fee: ₹ 4,000/-
Best suited for : Lifestyle
Joining Fee: ₹ 2,00,000/-
Annual Fee: Nil
Apart from the above-mentioned credit cards, IndusInd Bank also offers several other credit cards. You can choose from any of these credit cards based on eligibility, spending pattern and repayment capacity. Below mentioned are some of the other IndusInd Credit Cards:
|Credit Card||Annual Fee||Key Feature|
|Club Vistara IndusInd Bank Explorer Credit Card||₹ 10,000||8 Club Vistara points for every Rs. 200 spent on the Vistara website or app|
|Intermiles Voyage Visa Credit Card||₹ 2,000||6 InterMiles for every Rs. 100 spent on flight & hotel bookings through InterMiles website during weekends|
|IndusInd Bank Duo Credit Card||₹ Nil||1 reward point for every Rs. 150 spent|
|Check 25 Best Credit Cards in India and find the right card as per your requirements.|
Some of the common fees and charges applicable to all IndusInd Bank Credit Cards are mentioned in the table below:
|Joining/ Annual Fee||Varies from one card variant to another|
|Finance Charges||Up to 3.95% p.m. (47.40% p.a.)|
|Late Payment Fee||
Please refer to the terms and conditions for card variants separately. For other fees & charges, terms and conditions related to IndusInd Bank Credit Cards, click here.
The eligibility criteria for IndusInd Credit Cards vary from card to card. However, the basic eligibility criteria to apply for any of the credit cards offered by IndusInd Bank is mentioned below:
Here are the steps to apply for IndusInd Bank Credit Card online with Paisabazaar:
Provide your mobile number to start with the application process
You can find pre-approved offers on the screen once you provide the OTP
Compare available options and select the IndusInd Bank Credit Card that suits your requirements the best
Apply for the card and provide documents for smooth processing of the application
Q. Can I apply for an add-on credit card with my primary IndusInd Bank Credit Card?
A. Yes, the bank offers the facility of add-on cards with most of the credit cards. You can apply for up to 5 add-on cards on the classic credit cards offered by IndusInd Bank. The add-on cardholders will mostly have the same benefits and privileges as that of a primary credit card. Additionally, most of the add-on cards are provided without any annual fees.
Q. How can I update the address on my IndusInd Bank Credit Card?
A. You can update your address on your credit card online through the official website of IndusInd Bank. You can use internet banking or mobile banking to update the address on your credit card. While updating your address, you may be asked to submit scanned copies of your new address proof online. Alternatively, you can also call IndusInd Bank customer care and request an address update.
Q. What are the modes of IndusInd Bank Credit Card bill payment?
A. You can pay your IndusInd Credit Card bills via both online and offline modes. To make IndusInd Bank Credit Card payment online, you can use facilities like NEFT, internet banking, mobile banking, set an auto-debit payment mode and NACH. For offline mode, you can visit any of the nearest branches of the bank and pay via cheque or cash.
Q. Can I check the outstanding balance on my IndusInd Bank Credit Card?
A. Yes, you can check the outstanding balance available on your credit card. To do so, you can log into the internet banking portal of IndusInd Bank and check your outstanding balance by entering your credit card details. Additionally, you can also check your outstanding balance through the mobile app or SMS.
Q. Where can I find the latest offers on IndusInd Bank Credit Cards?
A. The bank offers discount, cashback and EMI offers to the cardholders across multiple categories, such as shopping, travel, dining, etc. These may vary from card to card, and may change frequently. Click here to find the latest offers.
Q. What is the billing cycle of the IndusInd Credit Card?
A. The billing cycle of a credit card may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement). To avoid additional charges, you must make your IndusInd Bank Credit Card payment before the due date.
Q. How can I apply for IndusInd Bank Credit Card?
A. You can apply for a credit card online by visiting the official website of the bank or through our platform by following the steps mentioned above. Besides this, you can also apply offline by visiting any of the nearest branches of the bank. All you need to do is submit a duly-filled application form along with the relevant documents.
Q. How can I activate IndusInd Bank Credit Card?
A. To activate IndusInd Bank Credit Card online, you can use the net banking or mobile banking facility. You need to log in to the net banking portal or mobile app and click on the ‘Generate Credit Card PIN’ under the ‘Credit Card’ section. You can also contact customer care of the bank and follow the instructions given by the IVR to activate your card.
Q. How can I track the application status of my IndusInd Credit Card?
A. You can track your application status by visiting the official website of the bank. You need to enter your application number to check the current status of your card. Besides this, you can also contact the customer care of the bank and ask the representative about your credit card application status. You can also visit any of the nearest branches of the bank and contact an executive for the same.
Q. How to redeem IndusInd Bank Credit Card reward points?
A. To redeem your IndusInd Credit Card reward points, you can log in to the rewards portal of the bank. After logging in, you are required to select the desired category for reward points redemption. You can redeem your IndusInd Credit Card reward points against cash credit, InterMiles, products from the rewards catalogue, flight & hotel bookings and much more.