IndusInd Bank Credit Card

When you use IndusInd Bank credit cards to make purchases, you will earn reward points which can be redeemed against a wide range of gift vouchers and merchandise. The number of reward points earned differs from card to card and also on the basis of type of transactions made. The table given below shows the reward earnings on different credit cards-

Rewards Redemption

The accumulated reward points can be redeemed against vouchers and merchandise across different categories. You can choose from over 6,000 products from IndusInd Bank rewards catalogue. Alternatively, you can redeem the points to get Oberoi Hotels & Resorts Stay vouchers, Genesis Luxury Vouchers, Airline Miles on partner airlines, or direct cash credit into your credit card account.

The table given below shows the other fees and charges associated with IndusInd Bank credit cards-

*Click Here for the most important terms and conditions of IndusInd Credit Cards.

To be eligible for an IndusInd Bank Credit Card, you should meet the basic eligibility criteria set by the bank as shown below-

Follow the below-mentioned steps to apply for IndusInd Bank Credit Card Online-

Step 1- Click Here to begin with your IndusInd Bank credit card online application

Step 2- Fill in the basic details like mobile number, income details, date of birth etc.

Step 3- Choose the credit card that suits your needs. Check your eligibility for the preferred card by providing some more details.

Step 4- If you meet the eligibility criteria as mentioned by the bank, you can proceed with the credit card application. A background check will be done by the bank and if your credit card is approved, it will be dispatched shortly to your mentioned address.

Note that some credit cards may not be available on Paisabazaar’s platform. If there is a particular card you are looking for and is not mentioned on the list, you can apply for the same by visiting the nearest bank branch or by applying on the bank’s website.

IndusInd Bank credit card applicants can check their application status by calling on the bank’s helpline number- 1860 267 7777. Once your application is processed, the Bank will communicate the status through an SMS on the mobile number stated on your application form.

Click here to know other ways via which you can check your IndusInd Bank credit card application status. 

IndusInd Bank Credit Card Statement is a billing report generated by IndusInd Bank periodically and consists of an overview of the purchases and transactions done by you during the billing cycle. You can receive your IndusInd Bank Credit Card Statement via both online and offline means. 

How to get IndusInd Bank Credit Card Statement Online via Mobile App? 

• Download the IndusMobile app from the Play Store, App Store or Windows Store
• Log in using your username and password
• From the main menu, click on the ‘I Owe’ option under ‘Account Overview’ and proceed further
• On the next screen, click on the Credit Card Details’ option
• All the details of your credit card including total credit limit, total cash limit, total outstanding etc. will be displayed on the screen
• Click on the ‘View Statement’ option
• View details of your last statement generated

How to get IndusInd Bank Credit Card Statement Offline by contacting Customer Care?

• Contact the IndusInd Bank Customer Care by calling on 1860 267 7777 and place a request for your credit card statement
• The representative will verify a few details
• Choose your preferred time duration and get your credit card statement

Click here to know other ways of getting your IndusInd Bank Credit Card Statement.

IndusInd Bank credit card bill payment can be done online, as well as offline. The best way is to make IndusInd Bank credit card payment online. 

How to Pay IndusInd Bank Credit Card Bill Online through Netbanking?

IndusInd Bank savings account and current account holders can pay the credit card bill through net banking by following these steps:

• Login to the IndusNet net banking account using the username and password
• Click on “Funds Transfer” and select the “Add a Beneficiary for Visa Credit Card Bill Payment” option
• Provide card details such as the name and the VISA credit card number
• Now go to the “To any Visa Card” option under “Transfer Funds” section
• Choose the IndusInd savings/current account through which the fund has to be transferred
• Select the credit card for which the payment has to be done
• Enter the bill amount and confirm the transaction date
• Confirm the transaction by entering the Transaction password/OTP

IndusInd Credit Card Payment through Bill Desk

IndusInd Bank Credit Card payment billdesk can be done easily via following the below listed steps:

• Visit the IndusInd BillDesk Portal by clicking here
• Enter the details such as card type, credit card number, email ID, mobile number, amount and bank account from which the payment has to be done
• Click on the “Submit” button to initiate the payment process
• Make the payment using the netbanking facility of the selected bank
• A transaction confirmation and transaction reference number will be sent after successful transaction

Click here to check other methods of payment of your IndusInd Bank Credit Card. 

IndusInd Bank Credit Card users can get in touch with the bank’s customer care by calling on-

1860 267 7777

You can also reach the customer care department by writing an email, letter or by directly visiting the nearest IndusInd branch.

Is an add-on card facility available on IndusInd Credit Cards?

You can apply for up to 5 add on cards on the Classic credit cards offered by IndusInd bank. The add on cardholders will mostly have the same benefits and privileges as that of a Primary credit card.

What is the procedure of updating the address on a credit card?

You can update your address online via internet banking. You may be required to submit scanned copies of your new address proof online. Alternatively, you can call IndusInd Bank customer care and request an address update. 

What is the payment method for credit cards?

You can pay your credit card bills online through NEFT, Internet Banking, Mobile banking, set an auto-debit payment mode, NACH Facility or by visiting the nearest bank branch and paying by cheque or cash.

Can I check the outstanding and available balance on my card?

Credit card outstanding and available balance can be checked online by logging into the internet banking portal or mobile app and via SMS.

Can I avail loan using my IndusInd Bank credit card?

IndusInd Bank customers have the additional privilege of availing a pre-approved Indus Easy Loan using their credit cards, depending on the unutilized credit limit.

What is the billing cycle of IndusInd credit card?

A billing cycle may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement).

How to generate IndusInd Bank Credit Card PIN?

For Existing IndusInd Bank Customers the steps are:

• Login to IndusInd Bank account.
• Click on Service Request – IndusNet Request
• Now click on link your credit card
• Enter the following details. Credit Card number
• The card is now linked
• Follow the onscreen instructions to generate a new PIN

How to convert reward points to cash in IndusInd?

You can follow the steps mentioned below the redeem your reward points for cash credit:

• Get in touch with IndusInd Bank through the phone banking number 1860 267 7777
• Provide your IndusInd Bank credit card number
• Place a request for the conversion of the reward points to cash credit

How to activate IndusInd Bank Credit Card?

You will have to first download the IndusMobile application on your device and follow the steps:

• Login into the app
• On the lower-left corner of the screen, click on the brand icon
• Click ‘Credit Card’ under banking section
• Select ‘Credit Cards’
• Now, Tap on ‘Credit Card Service Request’ and select your card
• Now click on ‘Generate Credit Card PIN’
• Enter the required details
• Set your New PIN and confirm it
• A pop-up will let you know that the PIN has successfully been generated

Click here to check other methods of activating your IndusInd Bank Credit Card.