Yes, the bank offers the facility of add-on cards with most of the credit cards. You can apply for up to 5 add-on cards on the classic credit cards offered by IndusInd Bank. The add-on cardholders will mostly have the same benefits and privileges as that of a primary credit card. Additionally, most of the add-on cards are provided without any annual fees.
IndusInd Bank Credit Card
IndusInd Bank is amongst the top credit card issuers in India and offers a variety of credit cards that suits varying individual needs. IndusInd Bank credit cards are offered across multiple categories including travel, shopping, dining, rewards and movies, along with some premium credit cards that offer exclusive privileges for their users. To help you find your perfect card, below we have listed the most popular credit cards offered by IndusInd Bank along with their features, benefits, fees, charges, and eligibility.
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Please Note: IndusInd Bank is currently not accepting applications for Mastercard/ Amex credit cards.
Top IndusInd Bank Credit Cards
IndusInd Bank credit cards provide varied benefits when it comes to shopping, dining and travelling. These credit cards are offered for every person, whether he/she is a new comer to credit or he/ she already has a credit card. You can choose any of these credit cards as per the eligibility, your spending pattern and repayment capacity. Below we have mentioned detailed features of some of the top credit cards to help you make the right decision:
IndusInd Platinum Credit Card
Best suited for : Movies and Rewards
Joining Fee: ₹ 3,000/-
Annual Fee: Nil
IndusInd Bank Legend Credit Card
Best suited for : Lifestyle and Travel
Joining Fee: ₹ 9,999/-
Annual Fee: Nil
IndusInd Bank Platinum Aura Edge Credit Card
Best suited for : Shopping
Income Eligibility: ₹ 25,000/- month
Joining Fee: ₹ 500/-
Annual Fee: Nil
InterMiles IndusInd Bank Odyssey Credit Card
Best suited for : Travel
Joining Fee: ₹ 10,000/-
Annual Fee: ₹ 4,000/-
IndusInd Bank Indulge Credit Card
Best suited for : Lifestyle
Joining Fee: ₹ 2,00,000/-
Annual Fee: Nil
Other IndusInd Bank Credit Cards
Apart from the above-mentioned credit cards, IndusInd Bank also offers several other credit cards. You can choose your credit card from multiple categories, such as travel, rewards, shopping and more. Below mentioned are some of the other IndusInd Bank credit cards:
| Credit Card | Annual Fee | Best Suited for |
|---|---|---|
| Club Vistara IndusInd Bank Explorer Credit Card | ₹ 10,000 | 8 Club Vistara points for every Rs. 200 spent on the Vistara website or app |
| Intermiles Voyage Visa Credit Card | ₹ 2,000 | 6 InterMiles for every Rs. 100 spent on flight & hotel bookings through InterMiles website during weekends |
| IndusInd Bank Duo Credit Card | ₹ Nil | 1 reward point for every Rs. 150 spent |
Fees and Charges
The fees and charges for IndusInd Bank credit cards varies from card to card. However, some common fees and charges applicable to all credit cards are mentioned in the table below:
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/ Annual Fee | Varies from one card variant to another | ||||||||||||||||
| Finance Charges | 3.38% p.m. (46% p.a.) | ||||||||||||||||
| Late Payment Fee |
|
Eligibility and Documentation
IndusInd Bank offers credit cards to people with a good credit score (preferably above 750). However, people who are new to credit can also apply for some of the cards. Below mentioned is the eligibility criteria set by the bank to apply for any of the credit cards:
The applicant should have a minimum age of 21 years and a maximum age of 65 years.
Both salaried and self-employed individuals can apply for IndusInd Bank credit cards.
Click here for the list of acceptable documents
Click here for the list of eligible cities
IndusInd Bank Credit Card Apply Online
Here are the steps to apply for IndusInd Bank Credit Card online with Paisabazaar:
Provide your mobile number in the form to start the application process
You can find pre-approved offers on the screen once you provide the OTP
Compare available options and select the IndusInd Bank Credit Card that suits your requirements the best
Apply for the card and provide documents for smooth processing of the application
Quick Links to Manage your IndusInd Bank Credit Card
Click on the links below to know various details and procedure associated with IndusInd Bank credit cards that can help you in managing your card diligently.
FAQs
You can update your address on your credit card online through the official website of IndusInd Bank. You can also use internet banking to update your address on your credit card. While updating your address, you may be asked to submit scanned copies of your new address proof online. Alternatively, you can also call IndusInd Bank customer care and request an address update.
You can pay your credit card bills via both online as well as offline modes. To pay your credit card bill online, you can use facilities like NEFT, internet banking, mobile banking, set an auto-debit payment mode and NACH. The cardholders, who want to pay their credit card bills offline, can visit the nearest branch of IndusInd Bank and pay via cheque or cash.
Yes, you can check the outstanding balance available on your credit card. To do so, you can log into the internet banking portal of IndusInd Bank and check your outstanding balance by entering your credit card details. Additionally, you can also check your outstanding balance through mobile app or SMS.
The billing cycle of a credit card may range from 20 to 40 days. A credit card statement is issued at the end of every billing cycle and e-mailed to your registered ID or sent to your communication address (in case you have opted for a physical statement). To avoid additional charges, you must pay your credit card bill before the due date.
Yes, IndusInd Bank offers this facility to their customers based on their credit cards. You can avail a pre-approved Indus Easy Loan using your credit card. However, the loan amount totally depends on the unutilized credit limit.
The minimum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.
You can check your credit card application status through the official website of IndusInd Bank. After clicking on “Track Application Status” on the website, you will be asked to enter your application id and mobile number. After entering the required details, your application status will be viewed on the screen.