IndusInd Bank credit cards provide exclusive benefits when it comes to shopping, dining and travelling. There are credit cards for each and every customer who meets the IndusInd credit card eligibility requirements and who is able to submit the required documents.
IndusInd Bank Credit Card
| Credit Card | Annual Fee (in Rs) | Renewal Fee (in Rs) | Features |
| IndusInd Bank Platinum Aura Credit Card | 5,999 | Nil | Welcome gift vouchers from Satya Paul |
IndusInd Bank Credit Card - Features and Benefits
Features and benefits of IndusInd Bank credit card are mentioned below:
IndusInd Bank Platinum Aura Credit Card
Best suited for: Fuel Lounge Access Dining
IndusInd Bank Platinum Aura Credit Card offers best-in-class travel and lifestyle privileges to suit the refined taste of its elite customers. The card attracts a one-time joining fee of Rs. 5,999 and no renewal fee. Read More
Key Highlights
Some features of Platinum Aura credit card are-
- Get welcome gift vouchers from Satya Paul and Make My Trip.
- Enjoy up to 15% discount at select partner restaurants.
- Under the Priority Pass Programme, get complimentary access to more than 600 airport lounges across the globe.
- Enjoy concierge facility for hotel reservation, flight booking, sports and entertainment booking, sending flowers and gifts and more.
- Get 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000.
- Get a complimentary Personal Air Accident insurance cover of up to Rs. 25 Lakh.
- Earn 4 Savings points on all departmental stores, 2 savings points on electronic items and consumer durables, 1.5 savings points on restaurant bills and 0.50 points on all other purchases.
- Redeem your savings points against a range of gifts and merchandise. (1 savings point = Re 0.50 or 0.5 airline mile)
FAQs
What is Cash Advance fee?
It is a charge that a credit card issuer charges a customer for accessing the cash credit line on his or her account, either through an ATM, convenience check or at a bank’s teller window.
Is there any renewal fee for IndusInd Platinum Aura credit card?
No, there is no renewal fee for IndusInd Platinum Aura credit card.
How much can one claim against air accident from IndusInd Platinum Aura credit card?
One can claim Rs. 25 lakh against air accident.
What is the joining fee of IndusInd Platinum Aura credit card?
The joining fee of IndusInd Platinum Aura credit card is Rs. 899.
Other IndusInd Bank Credit Cards
Note: The cards given in the table below are not available on Paisabazaar.com. To apply for these, visit IndusInd Bank’s official website.
| Credit Card | Annual Fee (in Rs) | Renewal Fee (in Rs) | Features |
| IndusInd Bank Indulge Credit Card | 1,00,000 | 10,000 | No pre-set spending limits on the card; Buy one movie ticket and get one free on BookMyShow. |
| IndusInd Bank Signature Credit Card | 50,000 | Nil | Welcome gift vouchers from Jet Airways or Oberoi Hotels. |
| IndusInd Bank Iconia Credit Card | 17,999 | Nil | Welcome gift vouchers from top brands like Pantaloons, Yatra, Jet Airways and more. |
| IndusInd Bank Worldmiles Credit Card | 5,000 | 1,500 | Enjoy 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000 |
| IndusInd Bank Platinum Credit Card | 17,999 | Nil | Earn 1.5 reward points for every Rs. 150 spent on the card |
| IndusInd Bank Platinum Select Credit Card | 5,999 | Nil | Get MakeMyTrip e-gift voucher on card issuance and payment of joining fees. |
| IndusInd Bank Platinum Aura Edge Credit Card | 5,999 | Nil | Get complimentary Priority Pass Membership |
| IndusInd Bank Legend Credit Card | 50,000 | Nil | Be a part of Airline Ticket Welcome Gift Program under which you get 3 fully-paid one-way tickets |
| IndusInd Bank Pinnacle Credit Card | 1,00,000 | Nil | Get complimentary access to stunning golf clubs across the country |
| Jet Airways IndusInd Bank Odyssey Credit Card | 10,000 | 4,000 | Complimentary membership to the Frequent Flyer Programme of Jet Airways. |
| Jet Airways IndusInd Bank Voyage Credit Card | 4,000 | 2,000 | Get 1,000 bonus miles when you make your first transaction within a month of card issuance. |
IndusInd Bank Indulge Credit Card
This is an ‘invite only’ credit card by IndusInd Bank and is meant for elite customers. This is the first card in India that comes with a 22k gold inlay and is literally worth its weight in gold. Given below are a few features of this ultra-premium credit card-
- There is no pre-spending limit on this credit card.
- Art advisory concierge desk to provide you complete details about artists, curated shows and art events.
- Buy one movie ticket on BookMyShow and get another one absolutely free. The offer is valid for 3 movie discounts in a month.
- Enjoy the lowest rate of interest of 1.79% per month only.
- Enjoy exclusive access to select VISA airport lounges valid for up to 4 visits per quarter.
- Get 1% fuel surcharge waived off at all fuel stations for transactions ranging between Rs. 400 and Rs. 4,000.
- Enjoy a rewards programme especially designed to cater to your lifestyle choices.
IndusInd Bank Signature Credit Card
Designed to offer the best-in-class travel and living experience, this IndusInd Bank credit card compliments your luxury living. Some of its features are-
- Get welcome gift vouchers from Jet Airways or Oberoi Hotels. Also, get access to 14 international brands through Genesis Luxury Vouchers.
- Get access to the most stunning golf courses across India and enjoy complimentary golf games and lessons.
- Buy one movie ticket on BookMyShow and get another one absolutely free.
- Be a part of the Priority Pass Programme and get complimentary access to more than 600 VIP airport lounges across the globe.
- Avail travel insurance to save yourself against travel mishaps such as lost baggage, delayed baggage, lost ticket, lost passport, etc.
- Avail the IndusInd Bank 24 hour concierge service.
- Enjoy 1% fuel surcharge waiver for fuel spending worth Rs. 400 to Rs. 4,000.
IndusInd Bank Iconia Credit Card
Earn more rewards every time you use your credit card for your iconic lifestyle requirements. Also get tailor-made privileges like golf, travel and much more. You can enjoy the following benefits with this credit card-
- Get MakeMyTrip gift card under the welcome benefit.
- Also get the option of other gift vouchers from top brands like Pantaloons, Titan, Armani, William Penn, Hidesign, Woodland, etc.
- Tee off in style at some of the most iconic golf courses in India along with free golf lessons.
- Get complimentary access to over 600 VIP airport lounges around the world under the Priority Pass Programme.
- Get 1% fuel surcharge waived off at all fuel stations for fuel spends ranging between Rs. 400 and Rs. 4,000.
- Avail air accident insurance cover of up to Rs. 25 Lakhs.
- Get accident management, medical assistance and other facilities through Iconia Auto Assist when you are on a journey.
IndusInd Bank Worldmiles Credit Card
Best match for travellers, this credit card by IndusInd offers exclusive airline benefits along with other lifestyle benefits. Some important features of this credit card include-
- Welcome gift from Jet Airways that enables you to avail 100% discount on base fare.
- Enjoy complimentary access to the best golf courses in India along with green fee waived off and individual golf lessons.
- Enjoy ‘buy one get one’ offer on BookMyShow valid for up to 2 discounts in a month.
- Avail ‘buy one get one’ offer at Sathyam Cinemas.
- Get complimentary Priority Pass Membership which lets you access more than 600 VIP airport lounges for free.
- Also get travel insurance that saves you from mishaps during travelling.
- Avail 24-hour concierge service for hotel reservation, sending flowers and gifts, sports and entertainment booking, etc.
- Enjoy 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000.
- Get air accident insurance cover of Rs. 25 Lakhs.
IndusInd Bank Platinum Credit Card
This credit card lets you earn more rewards every time you shop and also offers several shopping and travel privileges. Some of its features are-
- Get MakeMyTrip e-gift card on payment of joining fee.
- Also get welcome vouchers from other brands like ALDO, Pantaloons, Armani, William Penn, Hidesign, Woodland and more.
- Avail Quick Redeem service under which you can instantly redeem the reward points earned.
- Earn 1.5 reward points for every Rs. 150 spent on the card.
- Get complimentary access to premium golf courses in the country.
- Redeem the accumulated reward points against gift vouchers and merchandise from several categories.
- Enjoy Buy One Get One offer on BookMyShow and Sathyam Cinemas.
- Enjoy 1% fuel surcharge waiver on fuel spends ranging between Rs. 400 and Rs. 4,000.
IndusInd Bank Platinum Select Credit Card
This IndusInd Bank credit card offers great travel and lifestyle privileges. Some of its features include-
- Get MakeMyTrip e-gift voucher on card issuance and payment of joining fees.
- Also get vouchers from Satya Paul.
- Enjoy Buy One Get One offer on BookMyShow and Sathyam Cinemas.
- Be a part of the Travel Plus Program and get access to over 600 VIP airport lounges in India and across the world.
- Avail 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000.
- Get a complimentary air accident cover of up to Rs. 25 Lakhs.
- Earn 1 Reward Point for every Rs. 150 spent on the card.
- Redeem your points for several gifts and merchandise across different categories.
IndusInd Bank Platinum Aura Edge Credit Card
This is an advanced version of the Platinum Aura Credit Card and offers even more privileges. Given below are some of its features-
- Get MakeMyTrip e-gift card as welcome benefit.
- Get complimentary Priority Pass Membership that gives you access to 600+ airport lounges across the globe.
- Also enjoy the concierge service for flight booking, hotel reservation and much more.
- Avail 1% fuel surcharge waiver for fuel transactions ranging between Rs. 400 and Rs. 4,000.
- Get air accident cover worth Rs. 25 Lakhs.
- This is a contactless card; you just need to tap the card on an NFC enabled terminal to make instant payment.
IndusInd Bank Legend Credit Card
This premium credit card from IndusInd not only provides the best-in-class facilities but also lets you earn more every time you shop. Some of its features are-
- Be a part of Airline Ticket Welcome Gift Program under which you get 3 fully-paid one way tickets.
- Also avail welcome gifts from Jet Airways and Oberoi Hotels.
- Get access to 14 international brands through Genesis Luxury Vouchers.
- Enjoy 1% fuel surcharge waiver at all fuel stations.
- Get access to 600+ airport lounges in the world through the complimentary Priority Pass Membership.
- Enjoy Legend Concierge Facility to book flight tickets, hotel rooms, sports and entertainment booking and a lot more.
- Get a complimentary Personal Air Accident insurance cover of up to Rs. 25 Lakh.
- Earn 1 Reward Point for every Rs. 100 spent on weekdays and double your reward earnings when you use your credit card on weekends.
- Earn 4,000 bonus reward points on spending more than Rs. 6 Lakhs within 1 year from the card issue date.
IndusInd Bank Pinnacle Credit Card
This is an ultra-premium credit card by IndusInd Bank and offers a comprehensive range of travel and lifestyle benefits. Here are some of its benefits-
- Get welcome gift vouchers from Jet Airways, Oberoi Hotels and Genesis Luxury.
- Earn 1 Reward Point for every Rs. 100 spent on your card.
- Accelerate your Reward Points by 2.5 times when you use the card for e-commerce transactions.
- Get complimentary access to stunning golf clubs across the country.
- Buy one movie ticket and get one free on BookMyShow valid up to 3 tickets per month.
- Avail IndusInd Bank Auto Assist facility to tackle emergencies when on the road.
- Save more on fuel; avail 1% fuel surcharge waiver for transactions ranging between Rs. 400 and Rs. 4,000.
Jet Airways IndusInd Bank Odyssey Credit Card
Launched in collaboration with Jet Airways and sourced by American Express, this credit card lets you save more on your travel expenses. Given below are some of its features-
- Enjoy complimentary membership to the Frequent Flyer Programme of Jet Airways which enrols you into Blue Tier of Jet Privilege Program.
- Avail 5% discount on domestic and international revenue tickets booked on Jet Airways official website.
- Get complimentary golf games and lessons at some of the most stunning golf clubs across the country.
- Get complimentary Priority Pass Membership along with travel insurance.
- Get 1% fuel surcharge waived off for transactions ranging from Rs. 400 to Rs. 4,000.
- Avail personal accident insurance cover of up to Rs. 25 Lakhs.
Jet Airways IndusInd Bank Voyage Credit Card
Another one in collaboration with Jet Airways and American Express, this credit card is also loaded with some of the great travel features. These are the benefits of this credit card-
- Get complimentary membership to the Frequent Flyer Programme of Jet Airways which enrols you into ‘Blue Tier’ of Jet Privilege Program.
- Get 1,000 bonus miles when you make your first transaction within a month of card issuance.
- Enjoy golf privileges for free along with complimentary games and lessons.
- Avail 5% discount on domestic and international revenue tickets booked on Jet Airways official website.
- Be a part of the Travel Plus Program as well as Priority Pass Programme.
- Enjoy 1% fuel surcharge waiver for spends ranging between Rs. 400 and Rs. 4,000.
IndusInd Bank Credit Card Eligibility and Documentation
To apply for IndusInd Bank Credit Card, you need to know the eligibility criteria set by the bank:
- The cardholder should be above the age of 21
- He/She should not be above the age of 65
- He/She should either be an Indian resident or NRI
Below are the documents that are required to apply for IndusInd Credit Card:
How to Apply for IndusInd Bank Credit Card
The process of applying for a credit card from IndusInd Bank is quick, simple and customer friendly. If you want to apply for this credit card, you can follow the below-mentioned steps:
Step 1- Click Here to begin with your credit card application
Step 2- Fill in the basic details like mobile number, income details, date of birth etc.
Step 3- Check the eligibility of the credit cards as listed. Look for the credit card that is suiting your financial circumstance
Step 4- If you meet the eligibility criteria as mentioned by the banks, you can proceed with the credit card application. A background check will be done by the bank and if your credit card is approved, it will be dispatched shortly to your mentioned address.
You can also apply for IndusInd Bank credit cards directly through their website or by visiting their nearest branch.
How to check IndusInd Bank Credit Card application status?
If you want to check the progress of your credit card application, you can call the bank executives at 1860 267 7777. The executive will ask for the application reference number, date of birth and registered mobile number and with these details, they can help you with the status of your credit card application.
IndusInd Bank Credit Card- Fees and Charges
The table given below shows the other fees and charges related to IndusInd Bank credit cards-
| Fee/Charge | Amount |
| Railway Booking Surcharge | As applicable |
| Savings Plan Change (for IndusInd Bank Platinum Aura Credit Card and IndusInd Bank Gold Credit Card) | Rs. 250 |
| Fuel Surcharge | 2.5% (subject to min. Rs. 10) (waived for transactions between Rs. 400 – Rs. 4,000; not valid for Classic, Gold & Business Gold) (Service Tax on fuel surcharge as per standard rate shall be applicable and borne by the customer) |
| Cash Payment Fee at IndusInd Bank Branch | Rs. 100 |
| GST | At the current rate, as notified by Ministry of Finance, Government of India. Applicable on all fees, interest and other charges. |
| Duplicate Statement Request | Rs. 100 per statement (beyond last 3 months) |
| Re-issue/Replacement | Rs. 100 |
| Charge-slip Request | Rs. 300 |
| Usage Charge at Priority Pass Lounges | Up to US $27 per person per visit |
IndusInd Bank Credit Card Rewards Program
When you use your IndusInd Bank credit cards to make purchases, you will earn reward points which can be redeemed against a wide range of gift vouchers and merchandise. The number of reward points earned differs from card to card and also on the basis of type of transactions made. The table given below shows the reward earnings on different credit cards-
| Credit Card | Reward Points on All Spends | Reward Points on Special Categories |
| IndusInd Bank Platinum Aura Credit Card | 0.5 Savings Points/ Rs. 100 | 4 Savings points on departmental spends 2 Savings Points on Purchase of consumer durables or electronic items 1.5 savings points on Restaurant Bills and books purchase
|
| IndusInd Bank Chelsea FC Credit Card | 1 Reward Point/ Rs. 100 | 4X Reward Points for purchases across all merchant categories* |
| IndusInd Bank Indulge Credit Card | 1.5 Reward Point/ Rs. 100 | No Special Category Reward Benefits |
| IndusInd Bank Signature Credit Card | 1.5 Reward Point/ Rs. 100 | No Special Category Reward Benefits |
| IndusInd Bank Iconia Credit Card | 1.5 Reward Point/ Rs. 100 (on weekdays) | 2 Reward Point/ Rs. 100 (on weekends) |
| IndusInd Bank Worldmiles Credit Card | 3 SpendMiles/Rs. 100 (on Signature Credit Card) 2 SpendMiles/Rs. 100 (on Platinum Credit Card) | 3 PartnerMiles for every Rs. 100 that you spend on hotels bookings made on www.myworldmiles.com. |
| IndusInd Bank Platinum Credit Card | 1.5 Reward Point/ Rs. 150 | No Special Category Reward Benefits |
| Indusind Bank Platinum Select Credit Card | 1 Reward Point/ Rs. 150 | No Special Category Reward Benefits |
| IndusInd Bank Platinum Aura Edge Credit Card | 0.5 Savings Points/ Rs. 100 | 4 Savings points on departmental spends 2 Savings Points on Purchase of consumer durables or electronic items 1.5 savings points on Restaurant Bills and books purchase
|
| IndusInd Bank Legend Credit Card | 1 Reward Point/ Rs. 100 (on weekdays) | 2 Reward Point/ Rs. 100 (on weekends) |
| IndusInd Bank Pinnacle Credit Card | 1 Reward Point/ Rs. 100 | 2.5 Reward Point/ Rs. 100 on e-commerce transactions |
| Jet Airways IndusInd Bank Odyssey Credit Card | 4 JPMiles/Rs. 100 on Weekdays 6 JPMiles/Rs. 100 on Weekends | 8 JPMiles/Rs. 100 on Weekdays 12 JPMiles/Rs. 100 on Weekends (When transactions are made on Jet Airways website) |
| Jet Airways IndusInd Bank Voyage Credit Card
| 3 JPMiles/Rs. 100 on Weekdays 4 JPMiles/Rs. 100 on Weekends | 6 JPMiles/Rs. 100 on Weekdays 8 JPMiles/Rs. 100 on Weekends (When transactions are made on Jet Airways website) |
*T&C Apply
Rewards Redemption
The accumulated reward points can be redeemed against vouchers and merchandise across different categories. You can also utilize the points on IndusMoments which is a dedicated e-commerce website for the redemption of your credit card and debit card reward points. Here, you can choose from over 6,000 products. Alternatively, you can redeem the points to get Oberoi Hotels & Resorts Stay vouchers, Genesis Luxury Vouchers, Airline Miles on partner airlines or direct cash credit into your credit card account.
IndusInd Bank Credit Card Bill Payment
IndusInd Bank credit cardholders can pay their credit card bills through the following ways-
- NACH Facility- Customers can fill out the NACH Form which authorises the bank to debit your account and pay your credit card bill.
- Auto Debit- Users can also set standing instructions on their bank account to pay their credit card bill every month.
- Cheque/Draft- To pay their credit card bills, users can write a cheque or draft and submit it at the nearest cheque drop box.
- Visa Money Transfer- Visa cardholders can use this facility to pay their bills using other bank accounts.
- NEFT- Users can also use the NEFT facility to pay their credit card bills. Write your card number in place of account number and use IFSC code is INDB0000018.
- Bill Desk- Pay your bills sitting in the comfort of your home using the Bill Desk.
IndusInd Bank Credit Card- Most Important Terms & Conditions
The APR (Annual Percentage Rate) on most IndusInd Bank credit cards starts at around 46% which includes various charges including the risk spread in addition to the base rate charged by the bank. The interest on credit card is charged on a daily basis on any outstanding balances on the credit card.
Limits on Cash and Credit on your IndusInd Bank Credit Card-
Credit Limit: This refers to the maximum amount that you can carry as an unpaid balance on your credit card.
Cash Limit: This refers to the maximum amount you can withdraw using your credit card from an ATM. The cash limit is less than the allotted credit limit on the IndusInd Card.
Available Credit Limit: The available credit limit on your card is the difference the assigned Credit Limit on your card and the outstanding balance.
Available Cash Limit: This is the difference between the total cash limit less the amount that you have withdrawn as a cash advance on your card. The credit and cash limits on the card tend to vary from one credit card holder to another and this information is usually printed on your monthly credit card statement.
IndusInd Bank Credit Card Customer Care
IndusInd Bank Credit Card users can get in touch with the bank’s customer care via call and email. Here are the details:
IndusInd bank credit card customer care number: 1860 267 7777
IndusInd bank credit card customer care Email ID: reachus@indusind.com, Indulge.care@indusind.com
IndusInd bank credit card customer care mailing address:IndusInd Bank Ltd, PO Box 9421,
Chakala MIDC, Andheri (E),
Mumbai – 400 093
IndusInd Bank Credit Card FAQs
Is an add-on card facility available?
One can apply for 5 add on cards only on the Classic credit card offered by IndusInd bank. The add on cardholders will mostly have the same benefits and privileges that of Primary credit card and the credit limit will be the same unless specified by the bank.
What is the procedure of updating the address on credit card?
In case you want to update your address, you can contact the bank executives either through customer care service or through internet banking service.
What are the annual charges on IndusInd Bank Credit Cards?
Apart from Platinum Select, Jet Airways IndusInd Bank Odessey Credit Card and Jet Airways IndusInd Bank Voyage Credit Card all the other credit cards have Nil Annual Fee and the joining fee starts from Rs.249
What are the payment method for credit cards?
One can pay either through online options which include NEFT, Internet Banking, Mobile banking, set an auto-debit payment mode, NACH Facility or the offline mode that is visiting the nearest bank branch and paying by cheque or by cash.
