Axis Bank Credit Card Reward Points

By using your Axis Bank credit card for your everyday transactions such as grocery shopping, buying movie tickets, paying mobile bills, booking flights or hotels, etc. you can earn reward points. The reward points can be exchanged for merchandise, gift vouchers, charity donations, etc. Many people do not consider reward program as an important factor when applying for a credit card yet they can be a great way to boost the benefits you get from your credit card, especially when the rewards are aligned with your spending habits. The rate of reward-earning differs from credit card to credit card. Some give rewards on renewal, others offer on spending more than a specific amount.

Club Vistara Points on Axis Bank Credit Cards

Axis Bank has launched a few credit cards in collaboration with Vistara Airlines. Users will earn Club Vistara Points on these credit cards instead of the normal Axis eDGE rewards. The table below shows reward earnings for Axis Bank credit cards co-branded with Vistara Airlines.

Axis Bank Credit Card	Club Vistara Points	Bonus Points
Axis Bank Vistara Credit Card	2 CV points per ₹ 200 spent	1000 bonus CV points on annual spending exceeding ₹ 50,000
Axis Bank Vistara Infinite Credit Card	4 CV points per ₹ 200 spent	3000 bonus CV points on annual spending exceeding ₹ 75,000
Axis Bank Vistara Signature Credit Card	6 CV points per ₹ 200 spent	10000 bonus CV points on annual spending exceeding ₹ 1.00 Lakh

Activation Benefit of Bonus CV Points to be achieved within 90 days of card issuance.

Axis eDGE Reward Points

Customers who have chosen other Axis Bank credit cards can also earn and redeem points on the following basis:

Credit Cards	eDGE Reward Points	Accelerated Rewards
Commercial Card	1 Point per ₹ 100 spent	2points per ₹ 200 spent internationally
Neo Card	2 Points per ₹ 200 spent	—
Buzz Card	2 Points per ₹ 200 spent	6 points on online shopping
Pride Signature Card	8 Points per ₹ 200 spent	100 bonus points every month if spending ₹ 5,000 per month
My Zone Cards	4 Points per ₹ 200 spent	—
Insta Easy Cards	6 Points per ₹ 200 spent	12 Points per ₹ 200 spent internationally
Pride Platinum Cards	4 Points per ₹ 200 spent	100 bonus points every month if spending ₹ 5,000 per month
Privilege Credit Card	10 Points per ₹ 200 spent
Select Card	10 Points per ₹ 200 spent	20 Points per ₹ 200 spent when retail shopping

Axis Bank with its collaboration with Jet Airways and their Jet Privilege program brings its credit card users the opportunity to convert their reward points into Jet Airways air miles or JPMiles. The offer is available on all Axis Bank credit cards.

The conversion rate for eDGE Loyalty Reward Points to JPMiles is 5:1. This means you can convert every 5 reward points for 1 JPMile.

How to convert Axis Bank Reward Points into Air Miles?

If customers want to convert their reward points into JPMiles they can do this by calling up Axis Bank and quoting their JetPrivilege membership number along with their Customer ID. After that, they have to tell the customer care executive the amount of reward points they want to convert to JPMiles.

You can redeem your reward points through the following ways:

1. eDGE Rewards Website

Customers can redeem their reward points on Axis Bank eDGE rewards catalogue. One of the great features of Axis Bank rewards program is that customers can split the cost of the item between reward points and money, so they can pay half of the cost of a thing using their reward points and the other half through their bank balance. The steps to redeem the points are:

Step 1- Go to Axis Bank Rewards Catalogue.

Step 2- Choose the category or view all the things you can redeem your points on. You can sort the items and set the range on how much reward points you want to shop with.

Step 3- Select the item and click on Add to My Cart.

Step 4- Enter your login details and follow the process to redeem your reward points and get the item.

2. Internet Banking

You can redeem the points through Internet banking as well. To do this, follow the guidelines given below:

Step 1- Go to the Axis Bank internet banking login page.

Step 2- Click on Axis eDGE Rewards on the Account Summary page.

Step 3- After accepting the terms and conditions click on Redeem Now.

Step 4- On the Reward Store choose on the product you want to redeem your points on and click on add to basket.

Step 5- Confirm the redemption. Accept the Terms and condition if you are redeeming points for the first time.

3. Axis Bank Mobile App

Axis Bank eDGE Reward Points can be redeemed through their mobile app also. To redeem your points follow the steps:

Step 1- Download the official Axis Bank mobile App for android or iOS.

Step 2- Click on Rewards Tab from the menu to view your points balance.

Step 3- Go to ‘Redeem Now’ section and select ‘Rewards Store’.

Step 4- Choose the product you want to get.

Step 5- Add the item to the basket and confirm the redemption.

4. Axis Bank Contact Centre

You can also redeem your points through Axis Bank Contact Centre. This is useful for those who have not activated internet banking for their account/credit card. To do this follow the steps laid below.

Step 1- Go to the reward store of axis bank.

Step 2- Decide the product you want to spend your points on.

Step 3- Call on any of the two numbers 1860-419-5555 or 1860-500-5555

Step 4- Share your credentials with the customer care executive and place your order.

Axis Bank has a wide range of products against which their customers can redeem their reward points. These include but are not limited to:

• Vouchers for Travel, Dining, Jewellery, Online shopping, etc.
• Conversion to air miles for Club Vistara and Jet Privilege.
• Apple iPhone
• Electronic Accessories
• Charitable Donations

Axis Bank reward catalogue features items from renowned brands such as Apple, Amazon, Havells, Skullcandy, Sony, Motorola, etc. So you can be sure to redeem your points for a valuable purchase.

A credit card provides a variety of benefit to its users and the card issuer also benefits when a card is swiped or used online to make a purchase. This is because the card issuer earns an “interchange fee” from the merchant outlet where the card has been used for the transaction. The fee can vary from 1% to 2.5% of the amount transacted. In some cases, the merchant outlet can negotiate a lower fee if the sales volume is adequately high.

In lieu of this fee, banks provide options for merchants to partner with them on special offers or sales promotions that help increase the merchant’s sales. Banks also provide a part of the fee they receive from the merchant as ‘reward points’ to the cardholders. In addition, cardholders get various loyalty programme benefits that reward them with various incentives when they use the card more frequently.

Just like other banks, Axis Bank also offers cardholders with the Axis Bank credit card reward points and loyalty programmes that they can use in merchant outlets, online stores, and for repayment of the due amount on the credit card.

Axis Bank rewards its customers through the eDGE Rewards program, it is a bank wide loyalty program for all Axis Bank customers. Any customer can accrue and redeem them. Some frequently asked questions are:

• Are there any charges or fees associated with Axis eDGE Reward Program?

No, there are no fees associated with Axis eDGE Reward program. The reward program is designed by the bank to show appreciation to the customers that use its services.

• What can I redeem my Axis eDGE Reward Points on?

You can browse the diverse range of products and vouchers on their rewards catalogue.

• What is the minimum amount of points I should have to start redeeming them?

You should have a minimum of 300 points before you can try to redeem them.

• How long do my points last?

Your points will expire after three years from the day they get credited to you. The points will also expire if there is no account activity for more than 365 days after the last transaction.

• Can all products be purchased using the reward points at a merchant outlet?

All products available in the merchant outlet that are above ₹ 100 can be redeemed using Axis eDGE Reward points.