Axis Bank Credit Card Reward Points

Axis Bank has its own credit card rewards program called the EDGE Rewards program. Under this, you can earn and redeem credit card reward points according to the distinctive rewards structure of the Axis credit card variant you own. Nevertheless, there are certain things that you must keep in mind regarding the Axis credit card rewards points.

• In case of multiple cardholders, only the primary cardholder can redeem the points. However, each supplementary cardholder can accrue the points on their expenditure.
• Currently, you should have at least 300 reward points in your account to initiate their redemption
• The reward points are only valid for three years from the month they are earned
• In case no transaction is made on the card that earns reward points for 365 days the points earned earlier will also expire
• The bank now charges a nominal redemption fee to your account on reward point redemption
• The minimum bill value should be at least Rs. 100 if you redeem your points at the merchant store or outlets

Given below is a list of Axis credit cards with the number of EDGE points that you can earn from their use according to the money spent:

In order to know how to check reward points in Axis Bank credit card account, you can either refer to your credit card statement or login to your account online. Further details regarding the process of checking the Axis credit card reward points are given below:

Net Banking/ Mobile Banking: Login to your net banking account or mobile app and check the balance on your credit card by clicking on the “EDGE Rewards” section.

Credit Card Statement: The bank sends you a monthly credit card statement that contains all the information regarding your reward points too. You can check your balance and the expiry date of the points from this statement.

SMS/Call: You can give a missed call to 1800-419-6622 or SMS <EDGEBAL> to 5676782 from your Axis Bank registered mobile number to get the balance details.

One of the defining features of Axis Bank rewards redemption is that customers can split the cost of the chosen item between reward points and money. So, they can pay a portion of the cost using their reward points and the other remaining part through their credit card.

The bank allows its customers to redeem their earned reward points via both online and offline modes. The steps to redeem the Axis Bank credit card rewards are as follows:

Online Mode: 

You can access your account online by logging in using the mobile app, EDGE rewards website, or through net banking.

Step 1- Log in to the Axis Bank internet banking, mobile app, or website with your customer ID & password and go to the EDGE rewards section.

Step 2- Visit the rewards store by clicking on the “Redeem Now” option.

Step 3- Browse the store for the available vouchers, services and products and choose the items you wish to purchase.

Step 4- Add the chosen item to the basket and confirm the redemption by accepting the terms and conditions.

Offline Mode:

You can also redeem your points by calling the Axis Bank credit card customer care number. This is useful for those who have not activated internet banking for their credit card account. To do this, follow the steps mentioned below.

Step 1- Go to the Axis Bank reward store on the website.

Step 2- Decide the product you want to spend your points on.

Step 3- Call on any of the two Axis Bank customer service numbers: 1860-419-5555 or 1860-500-5555.

Step 4- Share your credentials with the customer care executive and place your order.

Suggested read: How to Redeem Axis Bank Credit Card Reward Points

Axis Bank provides a variety of offers spanning over different categories of products against which you can redeem the reward points. You can browse the Axis Bank credit card rewards catalogue to see the list of products that you can buy using your reward points. The product categories available in the store catalogue include, but are not limited to:

• Vouchers for various services and brands
• Accessories for mobiles, computers, school, etc.
• Home decor
• Fashion
• Personal care and grooming
• Sports and fitness
• Toys
• Travel
• Electronics and appliances

Q. What is the minimum transaction amount to earn the Axis reward points?

A. The minimum bill value to earn reward points on most of the cards is Rs. 100. But this value varies according to the card variant you own as for some cards the minimum amount to earn points is Rs. 200.

Q. Are there any charges or fees associated with the Axis EDGE reward program?

A. From 10 September 2022 onwards, Axis Bank has started charging a redemption fee to the Axis Bank Cards or Saving account on redemption of EDGE reward points for Reward Store, RTR Offline, and IOCL transactions. Now, a fee of Rs. 49 plus GST will be charged on redeeming 300 to 10,000 points, and a fee of Rs. 99 plus GST will be charged on redeeming more than 10,000 points.

Q. How can I check my old transactions regarding the Axis Bank Credit Card reward points redemption?

A. You can check your reward points transaction history by logging into your Axis credit card account via net banking, mobile app, or Axis rewards website. You can select the “My EDGE Transactions” option under ‘My Points’ section and view all your past transaction details.

Q. Can I convert my Axis EDGE reward points into CV points?

A. Yes, the Axis EDGE reward points can be converted into the Club Vistara (CV) points. According to the latest updates, you can get 1 CV point for every 5 EDGE reward points. For this, you must have active Axis Loyalty Rewards and Club Vistara accounts. Moreover, you should have at least 300 reward points in your Axis Bank account to be eligible for EDGE to CV points conversion.