Latest Axis Bank Credit Card Updates 2026

Axis Bank has introduced some revisions in the fees, charges and other features of its popular credit cards. Some of these common revisions include change in late payment fees and Dynamic Currency Conversion markup, along with adding a spend-based condition on travel membership renewal and movie discounts. Read on to know more about the latest Axis Bank credit card updates in 2026.

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Revisions in Axis Bank Credit Cards 2026

Certain fees and charges, along with some benefits of Axis Bank Credit Cards are going to be revised in phases from 28 August 2026 onwards.

Revisions in Axis Bank Fees & Charges, Effective 28 Aug 2026

Fee Type	Existing Fee	Revised Fee, Effective 28 Aug 2026
Dynamic Currency Conversion (DCC) Markup	1.5% (Nil for Olympus & Primus)	3.5% (except Primus); 1.8% for Olympus; 2% for Magnus
Late Payment Fee	Rs. 1,200 for outstanding balances above Rs. 10,000	Rs. 1,200 for outstanding balance of Rs. 10,001 to Rs. 50,000; Rs. 1,300 for outstanding balance above Rs. 50,000

Order of Credit Card Payment Adjustment Across Different Outstanding Balance Components, Effective 28 Aug 2026

Now, the payment made towards credit card outstanding will be adjusted in a set order of first towards the card’s fees and charges (including taxes), then EMIs, interest charges, purchase transactions, and next towards cash advances made using the credit card .

Axis Credit Card Reward Program Updates, Effective 28 Aug 2026

Gift card purchases will no longer be classified under ‘Wallet’ spend category, but will be reclassified as a separate ‘Gift Card’ category. ( Gift card spends will continue to be excluded from the reward benefits)
Spending categories of bridge fees, road fees and tolls will be excluded from all reward benefits.

Consent-based Membership Renewal on Credit Cards, Effective 15 Nov 2026

Now, complimentary memberships linked to some of the Axis Bank credit cards will only be renewed if the cardholder explicitly consents to its renewal. This consent-based renewal is applicable on the following memberships and credit cards:

Priority Pass Membership: On Axis Bank Select, Samsung Infinite, Miles & More World, Miles & More World Select, Magnus , Magnus Burgundy, Burgundy Private, Reserve, and Olympus Credit Cards
Hotel Memberships:

Hotel Membership	Eligible Axis Bank Credit Cards
Accor + Explorer	Axis Burgundy Private - The One Card & Reserve Credit Card
Club Marriot	Axis Burgundy Private - The One Card
Taj Epicure	Axis Burgundy Private - The One Card & Olympus Credit Card
Club ITC	Axis Reserve Credit Card
Club Marriott Asia Pacific	Axis Reserve Credit Card

Spend-based Condition on Movie Discount Benefit, Effective 1 Nov 2026

District: Buy 1 Get 1 offer with up to Rs. 250 off on District app once a month is now applicable only if the cardholders spend a minimum of Rs. 25,000 in the previous 3 months.

Applicable on Axis Bank Privilege , Axis My Zone , and Axis Select Credit Card

BookMyShow: 10% off, up to Rs. 100, on BookMyShow is now applicable only if the cardholders spend a minimum of Rs. 25,000 in the previous 3 months.

Applicable on Axis Bank Neo Credit Card .

Other Axis Bank Credit Card Updates

In addition to the above-mentioned changes in benefits and features, Axis Bank Select Credit Card is also scheduled to undergo the following update:

Axis Bank Select Credit Card, Effective 1 Oct 2026

The following existing excluded category spends which do not earn any reward points will no longer be considered towards meeting the annual spend-based milestone of Rs. 3 lakh for 6 additional international lounge access and 6 additional golf rounds, along with renewal of Priority pass for the next year:

Insurance, Rent, Fuel, Educational Services, Utilities & Telecom, Wallet, Gold/Jewellery, Government Services, and Gift Cards.