Axis Bank Neo Credit Card

Power of 10 Offer

Under this offer, Axis Bank Neo Credit card subscribers can get a 10% discount across different categories and merchants. Details-

Welcome Benefits:

• Amazon gift voucher worth Rs.250 on 1st transaction with Axis Bank Neo Credit Card
• The first transaction should be done within 30 days from the date of card issuance
• The voucher will be sent within 45 to 60 days of 1st transaction

BookMyShow Voucher:

• Get a welcome gift voucher from BookMyShow worth Rs.300
• A unique code will be generated and sent via email/SMS
• Use the received code to redeem Rs.300 movie ticket voucher

Myntra Voucher:

• Get a welcome gift voucher from Myntra worth Rs.500
• Use voucher code AXNIOMYNT to avail the discount
• Users can avail Rs.200 off on a minimum purchase of Rs.2200 on Myntra

Dining Discount:

Get a minimum of 15% off at participating restaurants in India with Axis Bank Neo Credit Card.

Other Benefits

• EDGE Reward Points: Earn 2 reward points on every Rs.200 spent via Axis Bank Neo Credit card
• Convert big purchases (of minimum Rs.2500) into easy EMIs, via internet banking or mobile application
• Enjoy lost credit card liability and stay protected against any unauthorized transaction on your card after the loss has been reported

Must Read: How to deal with fraudulent transactions on your credit card?

The fees and charges associated with Axis Bank Neo Credit Card are:

Note: Banks reserve the right to change the fees & charges without prior communication.

Every Indian National or NRI falling in the age bracket of 18 to 70 years can apply for Axis Bank Neo Credit Card. However, several other factors come into play when deciding your eligibility for a particular credit card such as city of residence, occupation, income, credit history, current debts, etc. The bank would also judge your profile on their internal criteria, which you would get to know only after sending your application.

Documents Required for Axis Bank Neo Credit Card Application

The following documents should be submitted along with your application.

Axis Ace Credit Card is designed for those who like to shop online and earn discounts on various entertainment categories such as movie tickets. The card offers some great value for money welcome benefits and cashback. However, due to a low reward rate, it may not be suitable for high spenders. Multiple beginner level cards have impressive reward points along with the benefits across similar categories. You can perhaps consider ICICI Amazon Pay, RBL Monthly Treats or even American Express SmartEarn credit cards as an alternative to Axis Neo. 

Axis Bank Neo Credit Card is not available on Paisabazaar’s Platform. If you wish to apply for this card, you can provide your details on Axis Bank’s credit card application page. Soon after you submit the form, a bank representative will call you to take the application process further.

You can also apply for Axis Neo Credit Card by visiting the nearest Axis Bank branch.

Cards Similar to Axis Bank Neo Credit Card

*Terms and Conditions Apply

How can I increase the credit limit on my Axis Bank Neo credit card?

Based on spending patterns and risk behaviour of the user, Axis Bank can decide whether or not the credit limit, the maximum limit up to which the credit card can be used to make purchases, will be increased or not. You can call on the customer care cell 18004190072 to get information on your Axis Bank Neo Credit Card limit. You can also use the net banking facility or Axis Bank mobile app.

How do I redeem my Axis eDGE Rewards?

Axis eDGE Reward points can be redeemed through their rewards catalogue. You can visit this catalogue and make the necessary selection and then redeem you points earned on your Axis Bank Neo Credit Card.

How soon can I receive my Axis Bank Neo Credit Card?

Axis Bank takes a minimum of 21 days to approve or reject your credit card application.

Can I link my credit card to my bank account so that I can pay the bills automatically and on time?

Yes, you can set standing instructions on your bank account to pay your Axis Bank credit cards bills on time and in full or the minimum amount.

Which card is better- Axis Bank Neo Credit Card or Axis Bank My Zone Credit Card?

Axis Bank My Zone Credit Card charges a higher annual fee (Rs. 500) than Axis Bank Neo Credit Card (Rs. 250). It also offers some extra benefits in the form of lounge access, movies cashback and rewards. Both the cards have their own benefits and you should choose based on how you plan to use the card. For example, if you think you can spend a lot on the card, the My Zone card would be better as it carries a better rewards program.