Axis Bank Neo Credit Card is designed for frequent online shoppers as it provides discounts on Amazon, BookMyShow, Myntra, Paytm and more. Additionally, you can also avail entertainment benefits via this credit card. With good discounts and benefits on multiple recharges, entertainment, and shopping categories, this card is one of the best options for people who shop online.
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Key Highlights of Axis Bank Neo Credit Card | |
| Card Type | Mid-level |
| Best Suited for | Online Shopping |
| Joining Fee | Rs. 250 |
| Renewal Fee | Rs. 250 |
| Welcome Benefits | Amazon gift voucher worth Rs. 250 after the first transaction* |
| Best Feature | 10% off on shopping and grocery purchases* |
| Paisabazaar’s Rating | ★★★ (3/5) |
*T&C applicable.
Also read: Best Axis Bank Credit Cards in India
| On this page |
Axis Bank Neo Credit Card offers discount on multiple brands, including Paytm, Zomato, Myntra, BookMyShow and Grofers (now Blinkit). Below mentioned are the features and benefits regarding the same:
You can avail discounts on your transactions at Grofers (now Blinkit), Myntra, Paytm and more. Details regarding the same are mentioned below:
| Merchant | Offer | Details |
| Myntra | 10% off on Myntra | Min. transaction: Rs. 500 |
| BookMyShow | 10% off on BookMyShow | Max. cashback: Rs. 100 |
| Grofers (now Blinkit)
| 10% off onGrofers (now Blinkit)
| Max. discount: Rs. 250 Min. transaction: Rs. 750 |
| Zomato | 40% off on food delivery | Max. discount: Rs. 120 Min. transaction: Rs. 200 |
| Paytm | 5% cashback on mobile recharges, electricity bill payments, DTH recharge | Max. cashback: Rs. 150 per month |
You can avail below welcome benefits after your first transaction:
*The first transaction should be done within 30 days from the date of card issuance to avail the welcome benefits.
The fees and charges associated with Axis Bank Neo Credit Card are mentioned in the table below:
| Type of Fee or Charge | Amount |
| Joining Fee | Rs. 250 |
| Annual Fee | Rs. 250 |
| Finance Charges | 3.4% p.m. (49.36% p.a.) |
| Late Payment Charges | For Statement Balance
|
Note: Banks reserve the right to change the fees & charges without prior communication.
The applicant must meet the below mentioned eligibility criteria:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Age | 18-70 years |
| Citizenship | India or a Non-Resident Indian |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here for the list of acceptable documents |
Axis Bank Neo Credit Card offers discount on online transactions at top brands like Amazon, Myntra, Zomato, etc. If you often shop online or make purchases through these websites, then this is a viable option for you. You can save up to 40% on your food orders via Zomato and get a 10% discount on Myntra, BookMyShow and Grofers (now Blinkit)each. Overall, this is a good option for people who are looking for a credit card that offers discounts on online transactions and comes with a low annual fee.
Read our full Axis Bank Neo Credit Card review to know more about this credit card.
A few of the similar credit cards are mentioned in the table below:
| Credit Card | Annual Fee | Comparative Feature* |
| Axis Bank Neo Credit Card | Rs. 250 | Up to 40% discount on popular merchants like Zomato, Paytm, Myntra, and BookMyShow* |
| Amazon Pay ICICI Credit Card | Nil | Up to 5% cashback on Amazon purchases |
| SBI FBB StyleUP Credit Card | Rs. 499 | Flat 10% discount at FBB and Big Bazaar stores |
| Standard Chartered DigiSmart Credit Card | Rs. 49 per month | Discount across multiple brands, including Myntra,Grofers (now Blinkit), INOX, Ola and more |
| Kotak PVR Gold Credit Card | Rs. 499 | Up to 2 free PVR Movie Tickets in a month |
*Terms and conditions applicable.
How can I increase the credit limit on my Axis Bank Neo Credit Card?
Based on the spending patterns and risk behavior of the user, Axis Bank decides whether or not to increase your credit limit. However, you can request the same by calling on the customer care number 18004190072. You can also use the net banking facility or Axis Bank mobile app for the same.
How can I redeem my Axis eDGE rewards?
Axis eDGE reward points can be redeemed through the HDFC Bank Rewards Catalogue. You can visit the catalogue and make the necessary selection to redeem your points.
How soon can I receive my Axis Bank Neo Credit Card?
Axis Bank takes a minimum of 21 days to approve or reject your credit card application.
Can I link my credit card to my bank account to automatically pay bills on time?
Yes, you can set standing instructions on your bank account to pay your Axis Bank credit card bills on time and in full or the minimum amount.
Which card is better- My Zone Credit Card or Neo Credit Card by Axis Bank?
Axis Bank My Zone Credit Card charges a higher annual fee (Rs. 500) than Axis Bank Neo Credit Card (Rs. 250). It also offers some extra benefits in the form of lounge access, cashback and rewards. Both the cards have their own benefits and you should choose based on your requirements and spending pattern.
