Axis Bank Privilege Credit Card

Activation Benefits

• Get 12,500 EDGE reward points that can be redeemed against Shopping or Travel vouchers worth Rs.5,000
• Points are rewarded after full payment of joining fee and completion of 3 transactions within 60 days after the date of card issuance

EDGE Reward Points: 10 points on every Rs. 200 spent domestically and/or internationally on the credit card

Milestone Benefits: Spend Rs. 2.50 Lakh in a year and covert your earned EDGE reward points to Shopping or Travel vouchers* worth twice the value

Annual Benefits

• Earn 3,000 EDGE reward points on payment of renewal fee
• Annual fee waiver on spending Rs.2.5 lakh or more in a year

Complimentary Lounge Access: Get 2 complimentary domestic lounge access per calendar quarter.

Other Benefits

• Avail pre-planned experiences courtesy of ‘Extraordinary Weekends’ by Axis Bank
• Get 20% off at 4000+ partner restaurants
• Get waiver on all fuel transactions between Rs. 400 and 4,000. Maximum discount of Rs. 400 can be availed in a month
• Transactions of Rs.2,500 or more can be converted into easy EMIs
• Air accident cover up to Rs. 2.5 crores
• Purchase protection cover up to Rs. 1 lakh
• Credit shield of Rs. 1 lakh

Note: Banks reserve the right to change the fees & charges without prior communication.

If you are a frequent traveller who wants to own a credit card that offers good travel rewards and has a low annual fee, this is a great option. Axis Bank Privilege Credit Card gives you 10 points on every Rs. 200 spent i.e. 1% reward rate, and double the benefit upon achieving a milestone of Rs. 2.5 lakhs by converting your earned EDGE reward points to Shopping/Travel voucher. Now, considering the benefits of both points and travel vouchers, the overall rewards rate becomes 3%. Such a rewards rate is usually offered by premium cards that carry a high annual fee. With a low annual fee of Rs. 1,500, the benefits on this card are more than satisfactory.

If you like to put most of your expenses on your credit card and have an average monthly spend of Rs.20,000 or more, you should consider getting this card. And, if your annual spendings are less than Rs. 2.5 lakhs or you are not a frequent traveller, you should consider getting a card that gives comprehensive benefits on multiple categories such as HDFC Regalia, YES Bank Prosperity Rewards, and HSBC Platinum Card.

To be eligible for Axis Bank Privilege Credit Card, one must be able to meet the criteria set by the bank-

Documents Required

Applicants must also submit KYC Documents, which include Proof of Identity, income and Address. The table below shows some documents that are generally accepted.

Axis Bank Privilege Credit Card is not available on Paisabazaar Platform. If you wish to apply for it, you must visit Axis Bank’s official website or branch.

How do I redeem the Axis eDGE Reward Points?
You can redeem the rewards by logging into Axis Bank credit card net banking portal. Click here to read the detailed process of reward redemption.

Where can I avail dining benefits under the Dining Delights program?
You can avail the dining benefits at more than 4,000 restaurants. The updated list of restaurants can be found here.

Where can I avail the fuel surcharge waiver?
You can avail the fuel surcharge waiver at all fuel stations but the maximum waiver is capped at Rs. 400 per month.

Will I get cash back on this credit card?
No. Axis Bank Privilege credit card does not offer cash back on purchases.

How can I check available balance on my Axis Bank Privilege credit card?
You can make balance enquiry by sending the below given SMS to 5676782:

< XXXX > < AVAILBAL >

XXXX is the last 4 digits of your credit card. Additional details can be found here.