HDFC Bank has credit cards for every income segment and for every specific need of the users. There are travel credit cards, shopping cards, dining credit cards, grocery credit cards and a lot more. One of the main benefits offered by HDFC credit cards is its reward points. HDFC credit card reward points can be earned by the users every time they swipe their card at a store or use it online. The rate of reward earnings can vary from one card to another and also on the basis of spending.
The accumulated HDFC credit card reward points can be redeemed against a host of gift vouchers and merchandise or directly converted into statement credit.