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HDFC Credit Cards Reward Points

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HDFC Bank gives reward points on almost all credit cards, be it travel, shopping, dining or grocery credit card. Users can earn HDFC credit card reward points every time they swipe their card at a store or use it online. Read on to know how to redeem HDFC credit card reward points and what all can you get against these points.

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 19/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 19/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :19/04/2021

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Updated: 22-01-2021 06:54:30 AM
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HDFC Credit Card Reward Points
How to Earn Reward Points on HDFC Credit Cards?
How to Redeem HDFC Credit Card Points?
HDFC Credit Card Rewards Catalogue
HDFC Credit Card Reward Points FAQs

HDFC Credit Card Reward Points

HDFC Credit CardsReward PointsSpecial/Extra Reward EarningsMilestone/Joining Perks
Regalia HDFC4 Reward Points for every Rs.1509 Club Vistara(CV) Points for every  Rs.10010,000 Reward Points on spending Rs.5 Lakh in an anniversary year
5,000 Additional Reward Points on reaching spend of Rs. 8 lakh in the same year
HDFC Regalia First4 Reward Points for every Rs.150N/A5,000 Reward Points on spending Rs.3 lakh in an anniversary year
2,500 Additional Reward Points on reaching spend of Rs.6 lakh in the same year
MoneyBack HDFC2 Reward Points for every Rs.1504 Reward Points per Rs.150 for online spendsN/A
HDFC Freedom1 Reward Points for every Rs.1505X Reward Points on Movies/Groceries/Dining/Railways/Taxis spends
10X Reward Points on PayZapp & SmartBUY spends
25X Reward Points on Birthday spends		Welcome Benefit of 500 Reward Points
JetPrivilege HDFC Bank World6 Intermiles per Rs.15012 Intermiles per Rs.150 spent on every flight ticket booked on www.intermiles.com3,750 Intermiles upon first swipe of your card within 90 days of card activation
3,750 Intermiles on total retail spends of Rs.75,000 and above within the first 90 days
HDFC Bank Diners ClubMiles4 Reward Points for every Rs.15010X Reward Point earning on International spends*N/A
HDFC Bank Diners Club Rewardz3 Reward Points for every Rs.15010X Reward Point earning on International spends*N/A
JetPrivilege HDFC Bank Diners Club Credit Card8 Intermiles per Rs.15016 Intermiles per Rs.150 spent on every flight ticket booked on www.intermiles.com15,000 Intermiles upon first swipe of your card within 90 days of card activation
15,000 Intermiles on total retail spends of Rs.75,000 and above within the first 90 days

How to Earn Reward Points on HDFC Credit Cards?

Every time you make purchases through your credit card, reward points get credited into your credit card account. After you have accumulated a certain number of reward points, you can redeem them against gift vouchers. So, how can you earn more reward points on your HDFC credit card?

Based on the type of credit card you own, you can plan your expenses in a way that it helps you collect more reward points. For example, HDFC MoneyBack Credit Card offers double rewards on online shopping so you can put your online expenses on the card to maximize your reward points. On the other hand, HDFC Bank Diners ClubMiles lets you earn 10-times more rewards when you use it for international spends so if you want to earn more rewards, you should use this credit card when travelling abroad.

Spend Based Reward Points on HDFC Credit Cards
HDFC Freedom5X Reward Points on Movies/Groceries/Dining/Railways/Taxis spends
10X Reward Points on PayZapp & SmartBUY spends
25X Reward Points on Birthday spends
HDFC Bank Diners Club Rewardz10X Reward Point earning on International spends*
MoneyBack HDFC2X Reward Points for online spends
HDFC Diner Club Black10X Reward Point with partner brands; 2X rewards on weekend dining
JetPrivilege HDFC Bank Signature / World3X JPMiles for flight ticket booked on Jet Airways website
HDFC Platinum Plus50% more Reward Points for spends over Rs.50,000
HDFC Bank Solitaire50% more Reward Points on dining and grocery spends
HDFC Bank Superia50% more Reward Points on dining spends
JetPrivilege HDFC Bank Platinum3X JPMiles for flight ticket booked on Jet Airways website
HDFC Bank Platinum Edge50% more Reward Points on dining spends
HDFC Bank Titanium Edge50% more Reward Points on dining spends
JetPrivilege HDFC Bank Select / Titanium3X JPMiles for flight ticket booked on Jet Airways website

You should also keep in mind that reward points are not for lifetime. They expire after a given time period. On most of HDFC credit cards, the reward points are valid for 2 years only so you should redeem them before that period. Some cards may offer validity of 3 years or more. You can check the terms and condition on HDFC’s website.

Suggested Read: Best Credit Card in India

How to Redeem HDFC Credit Card Points?

There are two ways to redeem your HDFC credit card reward points- Online and Offline

1- Online Rewards Redemption

In order to redeem HDFC Credit Card reward points online, you need to register your credit card for net banking. If you have already registered, follow the steps given below to redeem-

Step 1- Login to HDFC Internet Banking using your customer ID and Password
Step 2- Go to the ‘Credit Card’ tab from the top bar
Step 3- Click on ‘Redeem Reward Points’ on the left panel
Step 4- Select the credit card for which you want to redeem points and click on ‘Continue’ after which you will be redirected to the Online Redemption Portal
Step 5- On the redemption portal homepage, click on ‘Redeem Reward Points’ and Select your ‘Points Range’ and ‘Item Category’ to find the rewards catalogue
Step 6- Select the items against which you want to redeem your points and confirm the same on your shopping cart
Step 7- Check the ‘Terms and Conditions’ Box and click on ‘Redeem’ to complete the transaction.

Things to Keep in Mind

  • Note down the Redemption Order Number for future queries or complaints
  • The items will be sent to your registered communication address. If you want the same to be delivered at a different address, speak to HDFC Credit Card Customer Care
  • A minimum of 500 points is required to initiate rewards redemption
  • If you own multiple HDFC credit cards, the reward points on multiple cards cannot be pooled
  • If you redeem your points against gift vouchers, you must use the same before the expiry date of the voucher
  • The item purchased against reward points can be exchanged/returned only if it is defective. In any other scenario, the items cannot be returned

2- Offline Reward Redemption through Post

HDFC Credit Cardholders can also download the reward redemption form, fill it and mail at the customer care address of HDFC Bank. You can download the form here.

Click here for more options

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HDFC Credit Card Rewards Catalogue

The following items are included in HDFC Rewards Catalogue-

ElectronicsMobile Phones, Speakers and Headphones, Pen Drives, Hard Disks, etc.
Travel and LuggageDuffle Bag & Backpacks
Personal CarePerfumes for Men and Women, Trimmers and Shavers, Hair Dryer, etc.
Home and KitchenInduction Cooktop, Juicer Mixer Grinder, Air Fryer, Electric Kettle, Blenders and Choppers, Iron, Cordless Landline Phones, Casserole, Dinner Sets, Tool Kit, Storage Items, etc.

Once you know how to redeem hdfc credit card reward points, there are two more options – direct cash credit and air mile conversion. Apart from these, HDFC Bank also offers a range of gift vouchers from some of the best brands. For different items, you need to have the specified number of reward points based on the type of your credit card. Please note that the reward catalogue is updated by the bank from time to time, so you must check the latest catalogue on the bank’s website.

Read More on HDFC Credit Card Rewards Catalogue

Redeem HDFC Reward Points for Cashback

Some HDFC Credit Cards offer the option to convert reward points into cashback. The value of HDFC credit card reward points in cash may vary from one card to another.

  • HDFC Platinum Edge Credit Card
  • HDFC Titanium Edge Credit Card
  • HDFC MoneyBack Credit Card
  • HDFC Freedom Credit Card

Convert HDFC Credit Card Reward Points into Air Miles

Secondly, there are a number of HDFC Bank credit cards that offer the feature of reward point’s conversion into air miles. The rate of conversion is different for different airline brands.

HDFC Bank Reward Conversion to JPMiles*
HDFC Credit CardReward PointsInterMiles
(Previously JP Miles)
Infinia / Diners Black / Diners ClubMiles100100
Regalia / Corporate Premium / Business Corporate Premium / Business Regalia /
Business Corporate Regalia / Doctor’s Regalia / Diners Premium		200100
Moneyback / Solitaire / Business Moneyback / Bussiness Corporate Moneyback400100
Silver / Gold / Titanium / Times Titanium/ Platinum / Teacher’s platinum / Times Platinum / Doctor’s Platinum / Corporate Gold / Corporate Silver / Titanium Edge/ Platinum Edge1,000100
Signature / World / Superia/ Doctor’s Superia / All Miles667100
Corporate Platinum / Business Corporate Platinum / Corporate Diners / Business Corporate Diners357100
Corporate Signature / Corporate World / Corporate Redemptions / Business Corporate Signature / Business Corporate World / Diners Rewardz / Regalia First / Business Regalia First200100
Maruti Nexa All Miles133100

*The conversion rate is subject to change at the bank’s/airline’s discretion.

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HDFC Credit Card Reward Points FAQs

How to redeem HDFC credit card points?
There are two ways of redeeming HDFC credit card reward points – Online and Offline. The process of HDFC credit card reward point redemption online is easier and more commonly used. You can redeem the rewards to get vouchers, merchandise, cashback, air miles and more.

Do HDFC credit card reward points expire?
Yes. Reward points are valid for 2 years only. Some premium credit cards such as HDFC Diners Club Black Credit Card offer a reward point validity of 3 years.

Does HDFC Bank charge any fee for reward redemption?
No, the bank does not charge any amount for reward redemption. However, Rs.99 will be charged towards handling charges for goods and services.

How much time does it take for HDFC credit card reward redemption?
After sending the redemption request, it takes 10-15 days for the bank to approve the same and dispatch a product or send e-voucher code on your registered mobile number.

Where can I use my gift vouchers?
The gift vouchers received against HDFC credit card reward points can only be redeemed at the brand store. For example, if you have received a gift voucher from Lifestyle, you can use it at the Lifestyle store.

What if the merchandise received is damaged?
In case you have received a defective item, you can call HDFC credit card customer care to raise a complaint about the same. It is likely that you can get the item replaced with another.

HDFC Bank Credit Card
(3.9/5 ) 7945 Reviews
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Dec 23, 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23, 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28, 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28, 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

Aug 11, 2019
5/5
Glad

Glad that the agents come right at my door for the documentation of this card.

Aug 8, 2019
4/5
Mix of benefits

I simply cherish the vast mix of benefits and savings coming my way with this card.

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