HDFC Infinia Credit Card Metal Edition – An Invite-Only Super Premium Credit Card

HDFC Infinia Credit Card Metal Edition offers benefits on multiple categories, such as shopping, travel, dining, lifestyle and more. Below mentioned are some of the major HDFC Infinia Credit Card benefits:

Complimentary Membership and Reward Points as Welcome Benefits

You will get the following introductory benefits on your Infinia Credit Card Metal Edition:

• Complimentary Club Marriott membership for a year that offers up to 20% discount on dining and stays across the Asia-Pacific region*
• 12,500 reward points upon fee realization and card activation (for Infinia Credit Card Metal Edition)
• 10,000 reward points upon fee realization and card activation (for credit cards sourced before 18 October 2021)

*Click here to know the details.

Renewal Benefit of Up to 12,500 Reward Points

Though HDFC Infinia carries a high annual fee, it does not fail to reward you for the same. Below mentioned are the details regarding the same:

• For credit cards sourced before 18 October 2021:
  • Renewal benefit of 10,000 reward points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
  • Spend Rs. 8 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year
• For Infinia Credit Card Metal Edition:
  • Renewal benefit of 12,500 reward points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
  • Spend Rs. 10 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year

*Terms and conditions apply

Up to 10X Reward Points

As a super-premium card, HDFC Infinia offers decent rewards on all your purchases. You will earn:

• 5 reward points on every Rs. 150 on retail spends, except for fuel and wallet reload
• 10 times reward points on your travel and shopping spends on SmartBuy

Click here to know how to redeem HDFC Reward Points

Unlimited Lounge Access and Golf Games

With HDFC Infinia Credit Card Metal Edition, you will get unlimited lounge access and golf games every year from the thousands of options. Here are the details regarding the same:

• Unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges under the Priority Pass Program*
• Unlimited complimentary golf games at leading courses across India and selected courses across the world
• Unlimited complimentary golf coaching at selected golf courses across India

*Click here to know more details. This offer is for primary and add-on card members. 

Other Benefits

HDFC Infinia Credit Card benefits also include fuel surcharge waiver, insurance cover, low foreign currency markup and more. Below mentioned are some of the other benefits of this credit card:

Low Foreign Currency Mark-up Fee: HDFC Infinia Credit Card Metal Edition offers a low forex mark-up fee of 2% which is an additional benefit of the card.

Concierge Services: Exclusive 24×7 concierge services for your needs like golf course referral & reservation assistance, itinerary planning & reservation assistance, private dining assistance, international gift delivery, etc.

Insurance Cover: Infinia Credit Card Metal Edition offers complete protection in the form of insurance cover as follows:

• Accidental air death cover worth Rs. 3 crore
• Emergency overseas hospitalization of up to Rs. 50 lakh in case of emergency
• Credit shield cover of up to Rs. 9 lakh

Interest-free Credit Period: Up to 50 days of interest-free period on HDFC Bank Infinia Credit Card Metal Edition from the date of purchase.

Dining Benefits: Enjoy dining benefits with the Good Food Trail program. Get a complimentary Dineout passport membership for a year that offers:

• Flat 25% off at 2,000+ premium restaurants
• 1+1 on buffet at 200+ restaurants
• 1+1 on food/ drinks on select restaurants
• Zero convenience fee
• Early access to events and festivals such as GIRF

Get an additional 15% off on all your bill payments via Dineout Pay. Click here for terms & conditions.

Benefits on ITC Hotels: You can also avail below benefits on ITC Hotels:

• Book stay for 3 nights and pay for two at participating ITC Hotels
• 1+1 complimentary weekend buffet at participating ITC Hotels

Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India on your transactions between Rs. 400 to Rs. 1 lakh.

Below mentioned are the fees and charges applicable to this credit card:

Click here to check other associated fees and charges.

Since HDFC Infinia is an invite-only card, you will only be able to get it if the bank finds you fit and sends you an invitation for the same. The criteria on the basis of which HDFC Bank selects its Infinia users may include one or more of the following:

• Very high annual income
• High relationship value with HDFC Bank and exposure to its multiple products
• Already using a premium card
• Very high limit on existing credit cards

If you are looking for other credit cards that offer benefits similar to Infinia, then you can refer to the cards mentioned in the table below:

Suggested read: Best Credit Cards in India

Q. How can I apply for HDFC Infinia Credit Card Metal Edition?

A. You can apply for this credit through both online and offline modes. To apply offline, you can visit the nearest branch of the bank to fill out the application form. However, if you want to apply online, then you can fill out the application form through the official website of the bank.

Q. What is the foreign currency markup fee for HDFC Infinia Credit Card Metal Edition?

A. The foreign currency markup fee charged by the bank for HDFC Infinia Credit Card Metal Edition is 2% of the transaction amount. It is amongst the lowest markup fee that is charged by credit cards.

Q. What is the credit limit offered on HDFC Infinia Credit Card Metal Edition?

A. The credit limit is decided by the bank after scrutinizing your application. The bank considers various factors like credit score, repayment capacity, income and more while deciding your credit limit. You will get to know your credit limit only after applying for the credit card.

Q. How can I avail Priority Pass benefit on HDFC Infinia Credit Card Metal Edition?

A. Along with the credit card kit, you will get the Priority Pass card for the primary as well as the add-on cardholder. You must show this card to avail the complimentary access at Priority Pass lounges.

Q. What is the customer care number for HDFC Infinia Credit Card Metal Edition?

A. HDFC offers priority customer service to its Infinia cardholders. The toll-free numbers are 1800 266 3310 and 1800 102 3310. The email ID for customer care is infinia.services@hdfcbank.com.

Q. How can I check the status of my HDFC Infinia Credit Card Metal Edition?

A. You can check the status of your credit card through the official website of the bank. You need to click on ‘Credit Card’ under the ‘Products’ tab and then click on the ‘Track your Credit Card Application Status’ option. Enter the application number and your application status will be shown on the screen.