HDFC Infinia Credit Card Metal Edition – An Invite-Only Super Premium Credit Card

The features and benefits of this credit card are mentioned below:

Welcome Benefits: You will get the following introductory benefits on your Infinia Credit Card Metal Edition:

• Complimentary Club Marriott membership for a year that offers up to 20% discount on dining and stays across Asia – Pacific region. Click here to know the details.
• 12,500 reward points upon fee realization and card activation (for Infinia Credit Card Metal Edition)
• 10,000 reward points upon fee realization and card activation (for credit cards sourced before 18 October 2021)

The Club Marriott membership lets you save on accommodation, fine dining, exclusive member events and select hotel. These benefits are best for those who travel and dine out frequently.

Renewal Offer: Though HDFC Infinia carries a high annual fee, it does not fail to reward you for the same. Below mentioned are the details regarding the same:

• For credit cards sourced before 18 October 2021:
  • Renewal benefit of 10,000 reward points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
  • Spend Rs. 8 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year
• For Infinia Credit Card Metal Edition:
  • Renewal benefit of 12,500 reward points* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
  • Spend Rs. 10 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year

*Terms and conditions apply

Reward Points: As a super-premium card, HDFC Infinia offers decent rewards on all your purchases. You will earn:

• 5 reward points on every Rs. 150 spent on retail* except for fuel and wallet reloading
• 10 times reward points on your travel and shopping spend on SmartBuy
• 2 times reward points on your dining spend at stand-alone restaurants

Note: Reward points can be redeemed for flight and hotel bookings, premium products & vouchers and curated global experiences. 

Click here to know how to redeem HDFC Reward Points

Lounge Access: Get unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges under the Priority Pass Program. Click here to know more details. This offer is for primary and add-on card members. 

Low Foreign Currency Mark-up Fee: HDFC Infinia Credit Card Metal Edition offers a low forex mark-up fee of 2% which is an additional benefit of the card. This makes it one of the best credit cards for international travel.

Golf Benefits: Get unlimited complimentary golf games at leading courses across India and select courses across the world. Also, avail unlimited complimentary Golf coaching at select golf courses across India. 

For bookings, you can call the concierge at 1800 118 887 | 022 42320226. Check out the details here. 

Concierge Services: Get exclusive 24/7 concierge services on your HDFC Infinia Credit Card Metal Edition. All your exclusive booking needs like golf course referral & reservation assistance, itinerary planning & reservation assistance, private dining assistance, international gift delivery, etc., will be covered under the concierge. 

Insurance Cover: Infinia Credit Card Metal Edition offers complete protection in the form of insurance covers as follows:

• Accidental Air Death Cover worth Rs. 3 Crore
• Emergency overseas hospitalization up to Rs. 50 lakh in case of emergency
• Credit Shield Cover for up to Rs. 9 lakh

Interest-free Credit Period: Up to 50 days of interest-free period on HDFC Bank Infinia Credit Card Metal Edition from the date of purchase.

Dining Benefits: Enjoy dining benefits with the Good Food Trail program. Get a complimentary Dineout passport membership for a year that offers:

• Flat 25% off at 2,000+ premium restaurants
• 1+1 on buffet at 200+ restaurants
• 1+1 on food/ drinks on select restaurants
• Zero convenience fee
• Early access to events and festivals such as GIRF

Get an additional 15% off on all your bill payments via Dineout Pay (10k+ restaurants). Click here for terms & conditions.

Benefits on ITC Hotels: You can also avail below benefits on ITC hotels;

• Book stay for 3 nights and pay for two at participating ITC hotels
• 1+1 complimentary weekend buffet at participating ITC hotels

Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 1 lakh.

Since HDFC Infinia is an invite-only card, you will only be able to get it if the bank finds you fit and sends you an invitation for the same. The criteria on the basis of which HDFC Bank selects its Infinia users may include one or more of the following:

• Very high annual income (Rs. 25 lakh – Rs. 45 lakh annually)
• High relationship value with HDFC Bank and exposure to its multiple products
• Already using a premium card
• Very high limit on existing credit cards

Following listed are the fees and charges associated with the card:

Click here to check other associated fees and charges.

A few of the similar credit cards are mentioned in the table below:

Suggested read: Best Credit Cards in India

How to avail the Priority Pass benefit on HDFC Infinia Credit Card Metal Edition?

Along with the credit card kit, you will get the Priority Pass card for the primary as well as the add-on cardholder. You must show this card to avail the complimentary access at Priority Pass lounges.

What is the customer care number for HDFC Infinia Credit Card Metal Edition?

HDFC offers priority customer service to its Infinia cardholders. The toll-free numbers are 1800 266 3310 and 1800 102 3310. The email ID for customer care is infinia.services@hdfcbank.com.

What is foreign exchange markup fee?

When you use your credit card at a POS terminal or at an ATM in a foreign country, the card issuer charges a fee as a percentage of the actual amount. This is known as the foreign exchange markup fee. With Infinia, you have to pay a lower forex markup fee which makes international transactions easier in your pocket.