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IndianOil HDFC Bank Credit Card

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Updated: 27-08-2021 07:10:36 AM

 Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.

Launched in collaboration with IndianOil, this HDFC Credit Card allows its users to save more on their fuel expenses in the form of fuel points. Fuel surcharge waiver adds to the benefits of this card. Read on to know more about the benefits of IndianOil HDFC Bank Credit Card.

Features and Benefits
Other Credit Cards with Fuel Benefits
Fee and Charges
Eligibility and Documentation
How to Apply for IndianOil HDFC Bank Credit Card
FAQs
Similar Credit Cards from Other Banks
Features and Benefits

Fuel Benefits: Accelerated 5% Fuel Points benefit will be given only for fuel transactions on IndianOil Retail Outlets. Fuel transactions on all other Fuel Outlets will get 1 Fuel Point for every Rs. 150/- spent

Fuel Savings:

  • Earn 5% of your spending as Fuel Points at IndianOil outlets (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)
  • Earn 5% of your spending as Fuel Points on Groceries and Bill Payments (Max 100 Fuel Points per month on each category)
  • Earn 1 Fuel Point for every Rs.150 spent on all other purchases

Complimentary Membership: Enjoy complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership

Milestone Benefit: Spend Rs.20000 & above in the first 90 days and get the first-year membership fee waived off

Renewal Offer: Spend Rs.50,000 and above in the first year and get a waiver on the renewal membership fee

Fuel Surcharge Waiver: Enjoy a 1% surcharge waiver whenever purchased on fuel for a minimum transaction value of Rs.400. Max CashBack of Rs.250 per statement cycle

Validity of Fuel Points: The fuel points earned with this credit card are valid for two years from the date of accrual.

Interest-Free Credit Period: Get up to 50 days of credit free period from the date of purchasing this credit card.

Get up to 71 Litres* of Fuel for Free per year with IndianOil Citibank Platinum Credit Card
Basis of ComparisonIndianOil HDFC Bank Credit CardIndianOil Citibank® Platinum Credit Card
Annual FeeRs.500Rs.1000
Best ForFuel & RewardsFuel, Shopping & Dining
Rewards Value1 Fuel Point for every Rs.150 spent4 Turbo Points for every Rs.150 spent at Indianoil Outlets and Featured Partners
Minimum IncomeRs. 10,000 per month (Salaried)
Rs.50,000 per month (Self-Employed)		Rs. 25,000 per month
(Salaried and Self-Employed)
Other Credit Cards with Fuel Benefits
Credit CardAnnual FeeKey FeaturePaisabazaar Rating
Standard Chartered Super Value TitaniumRs. 750Earn 5% cashback on fuel across all fuel stations in India with maximum cashback of Rs.200 per month.
Get 1 Reward Point for every Rs.150 spent		4/5
IndianOil HDFC Bank Credit CardRs.500Get Fuel Surcharge waiver
Earn 5% of the bill payments as fuel points		3.6/5
IndianOil Citi Platinum Credit cardRs.1,000Get Fuel Surcharge Waiver
Get 71 litres of free fuel annually		4.5/5
BPCL SBI CardRs. 499Get 13x Bonus Reward Points on fuel transactions made at Bharat Petroleum Fuel Stations
Get 2,000 bonus reward points worth Rs. 500 on joining		3.3/5
Fee and Charges
TitleDetails
Annual FeeRs. 500 + Applicable Taxes
Finance Charges3.6% per month i.e. 43.2% annually
Late Payment ChargesFor Statement Balance:

  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,000 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300

*To view the most important terms and conditions, Click Here.

Eligibility and Documentation
CriteriaDetails
OccupationSalaried or Self-employed
Minimum Income for Salaried ApplicantsRs. 10,000 per month
Minimum Income for Self-employed ApplicantsRs. 6,00,000 per annum
Serviceable CitiesClick here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Documents Required for HDFC Credit Card

How to Apply for IndianOil HDFC Bank Credit Card

IndianOil HDFC Bank Credit Card is currently not being sourced by Paisabazaar. If you wish to apply for the same you can either visit the official website of HDFC Bank or can visit the nearest bank branch.

FAQs

Are there any other fuel credit cards offered by HDFC Bank?

IndianOil HDFC is designed for individuals looking for benefits and privileges on fuel. You can also consider Platinum Plus credit card from HDFC Bank as it comes with a 100% fuel surcharge waiver on your billing cycle.

What are the fuel benefits that I will get with IndianOil HDFC Bank credit card?

You will earn fuel points at IndianOil outlets by earning 5% of your spends on grocery stores, fuel surcharge waiver and IndianOil XTRAREWARD points which can be redeemed at IndianOil petrol pumps across India.

Are there any additional offers on this credit card?

With Smartbuy, you can avail 10x Reward Points or 5% cashback on shopping. You can also use these reward points to book your flight or hotel. This SmartBuy offer is also applicable for online shopping like Amazon.in and Flipkart.

Similar Credit Cards from Other Banks
Credit CardAnnual FeeReward PointsNet Savings
IndianOil HDFC BankRs.500Earn Fuel Points at IndianOil Fuel Outlets by earning 5% of your spendsRs. 3,868*
Rs.8,236**
Standard Chartered Super Value Titanium Credit CardRs.750Earn 1 reward point for every Rs. 150 spentRs. 9,834*
Rs.12,930**
ICICI Bank Coral Contactless CardRs.500Earn 2 PAYBACK points per Rs. 100 spentRs.10,636*
Rs. 15,772**
HSBC Smart Value Credit CardRs. 499Earn 1 reward point for every Rs. 100 spent and 3X accelerated reward points on online, dining, and telecom categoriesRs. 7,174*
Rs. 10,662**

*On spending Rs.2 lakh annually **On spending Rs.4 lakh annually

HDFC Bank Credit Card
(3.9/5 ) 7947 Reviews
Write a review
Jun 2, 2021
3/5
Good card with travel benefits

I got a travel-specific HDFC credit card in 2019. Luckily, I got a chance to experience its travel perks in September 2019. A good card with a satisfactory rewards rate. I highly recommend HDFC credit cards for frequent travellers.

May 25, 2021
5/5
HDFC Moneyback Credit Card

This was my first credit card and I still have it with me because of a simple rewards program and low fee. I have been able to earn good rewards with this card. Would totally recommend this for beginners.

Dec 23, 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23, 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28, 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28, 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

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