IndianOil HDFC Credit Card – For Fuel Transactions

This credit card offers benefits on your fuel transactions at IndianOil outlets as well as on other categories. Some of the major HDFC IndianOil Credit Card benefits are mentioned below:

Fuel Benefits

You can earn up to 50 litres of free fuel every year via this credit card, in the following ways:

• Earn 5% of your spends at IndianOil outlets as Fuel Points (Max. 250 Fuel Points per month in first 6 months, max. 150 Fuel Points post 6 months from card issuance)
• Get 5% of your spends as Fuel Points on grocery and bill payments (Max. 100 Fuel Points per month on each category)
• 1 Fuel Point for every Rs. 150 spent on all other purchases

Other Benefits

Along with fuel benefits, you can also avail below benefits via this credit card:

Complimentary Membership: Complimentary IndianOil XTRAREWARDS^TM Program (IXRP) membership.

Renewal Offer: Spend Rs. 50,000 and above in the previous year and get your renewal fee waived off.

Fuel Surcharge Waiver: 1% surcharge waiver (Max. of Rs. 250 per statement cycle) on your fuel transactions. This is applicable on a minimum transaction value of Rs. 400.

Validity of Fuel Points: The fuel points earned with this credit card are valid for two years from the date of accrual.

Interest-free Credit Period: Up to 50 days of interest-free credit period from the date of purchasing this credit card.

Read in detail: IndianOil HDFC Credit Card review

Below mentioned are the fees and charges associated with this credit card:

To view the most important terms and conditions, Click here.

Applicants must meet the below mentioned eligibility criteria to apply for IndianOil HDFC Credit Card:

IndianOil HDFC Bank Credit Card gives good travel benefits for the annual fee that it charges. Users can earn ‘Fuel Points’ not only on their fuel expenses but also grocery and bill payments. Earned points can be used for getting free fuel at select Indian Oil outlets. Though the benefits are satisfactory, they are only useful for those who prefer Indian Oil for fuel purchases. If you are looking for benefits on fuel without any brand restriction, you should consider other popular fuel credit cards as well.

Also Read: IndianOil HDFC Credit Card Review

A few of the credit cards that offer benefits on fuel transactions are mentioned in the table below:

How can I apply for IndianOil HDFC Credit Card?

You can apply offline as well as offline for this credit card. To apply online, you can visit official website of the bank, select the credit card from the ‘Credit Cards’ section and click on ‘Apply Now’ to apply for this credit card. Apart from this, if you want to apply offline, then you have to visit any of the nearest branches of the bank and submit a duly filled application form.

Can I withdraw cash using my IndianOil HDFC Credit Card?

Yes, you can withdraw cash using your credit card at any ATM. However, the bank charges a cash advance fee of 2.5% of the withdrawn amount or a minimum of Rs. 500 for withdrawing cash through an ATM. Therefore, it is advisable not to withdraw cash using your credit card as it incur higher charges.

Can I check my IndianOil HDFC Credit Card statement online?

Yes, you can check your credit card statement online by visiting the official website of HDFC Bank. You can log in to your net banking account and select the ‘Enquire’ option to view your statement under the ‘Cards’ tab. You can also use HDFC mobile banking app to download your billed statement.

How can I check the application status of my IndianOil HDFC Credit Card?

You can check the application status of your credit card by calling on the customer care of the bank. The representative will ask for your application number to update you regarding the application status. Usually, the bank informs you about your application status via text on your registered mobile number.

I don’t have an account with the bank. Can I apply for IndianOil HDFC Credit Card?

Yes, any person, who is eligible as per the bank’s norms, can apply for this credit card. It is not mandatory to have an account with the bank in order to apply for this credit card. The minimum age to apply for this credit card is 21 years and the maximum age is 60 years; the minimum income requirement is Rs. 10,000 per month.