SBI Card offers a range of credit cards from the standard silver and gold cards to premium platinum and signature cards. SBI Card ELITE is a premium credit card specifically designed for high-end users. This card provides many benefits in the form of gift vouchers and coupons that can be availed at leading outlets
Best suited for
Fee
Annual Fee: ₹ 4999
Fee reversed if Annual Spends for last year = ₹10 lac
Joining Fee: ₹ 4999
Highlights
Rewards Value
Apply for SBI Elite Credit Card Now
Best Suited For – Travel, Rewards and Movies
*Offers are from Paisabazaar's partner Banks & NBFCs.
Eligibility and Documentation
| Criteria | Details |
|---|---|
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 60,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 60,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
Along with the duly filled application form, SBI Card will also require valid proof of identity, address and income. Given below is the list of acceptable documents.
Features
Earn up to 50,000 bonus reward points worth Rs. 12,500 in a year. Reward points are given in the following manner:
Mastercard
Visa
American Express
Get the following memberships along with free visits
Get free Club Vistara Silver membership which includes:
Get the following benefits:
Enjoy the following golf offers on your card:
Earn Reward Points in the following manner:
Save up to 10% on Hertz car rental and up to 35% on Avis Car Rental
This card provide assistance with gift delivery, customized holiday packages, movie and hotel reservations.
Avail a low foreign exchange mark-up fee of only 1.99%.
Benefits
Fee and Charges
| Title | Details |
|---|---|
| Annual Fee | Rs. 4,999 (One-Time) |
| Add-on Fee (per annum) | Nil |
| Free Credit Period | Nil |
| Renewal Fee | Rs. 4,999 |
| Extended Credit Interest-Free Credit Period | 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full |
| Extended Credit Charges/ Cash Advance Charges | Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction |
| Cash Advance Limit | Up to 80% of the credit limit, maximum Rs. 15,000 per day |
| Cash Advance Fee SBI or Other Domestic ATMs | 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Cash Advance fee International ATMs | 3.0% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of the over-limit amount subject to a minimum of Rs. 500 |
| Late Payment Charges | For Statement Balance Less than Rs. 500 – Nil Rs. 500 up to Rs. 1,000 – Rs. 400 Rs. 1,000 up to Rs. 10,000 – Rs. 750 Rs. 10,000 up to Rs. 25,000 – Rs. 950 Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 Amount over Rs. 50,000 – Rs. 1,300 |
SBI Credit Card Customer Care Details
| Customer Care Toll-free Number | 1860 180 1290 1800 180 1290 |
| Alternate Number (Local charges may apply) | (STD Code) 39020202 |
How to Apply for SBI Card ELITE
You will have to submit the relevant documents. A field agent will come and collect the same from your home or office address. SBI Card will then examine your application and verify the documents, after which the card will be issued.
Did you know?
Credit Score of 750+ improves your chances of approval. Check your FREE CREDIT SCORE in just 2 minutes before applying for SBI Card ELITE.
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FAQs
Is SBI Card Elite credit card internationally acceptable?
Air India SBI Signature credit card is accepted at over 24 million Visa outlets worldwide, including 3,25,000 outlets in India.
Does the card offer fuel surcharge waiver & if yes, where can I avail it?
Yes, SBI Elite Credit Card offers fuel surcharge waiver. It can be availed at any petrol pump in India.
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, SBI Card Elite credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card.
Does the card provide Fraud liability cover?
Yes, you get a cover of Rs. 1 Lakh against fraudulent transactions.
What should I do if I lose my credit card in a Foreign Land?
In case you lose your SBI Elite Credit Card in a foreign land you can call on 24×7 Visa helpline number to get it replaced. Country wise numbers can be found here
| Credit Card | Annual Fees | Comparative Features |
| HDFC Regalia Credit Card | Rs. 2,500 |
|
| ICICI Bank Rubyx Credit Card | Rs. 2,000 |
|
| Axis Vistara Signature Credit Card | Rs. 3,000 |
|
| RBL World Safari Credit Card | Rs. 3,000 |
|
| Standard Chartered Emirates World Credit Card | Rs. 3,000 |
|
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
| Axis Bank Vistara Signature Credit Card | Rs.3,000 | Get complimentary Club Vistara Silver MembershipEarn 4 Reward Points for every Rs.200 spent | N.A. |
| Standard Chartered Emirates World Credit Card | Rs.3,000 | Access to International Airport LoungesEnjoy Complimentary Golf Game once a year | 3.7/5 |
| MakeMyTrip ICICI Platinum Credit Card | NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining giftGet complimentary MMT Black Membership | 3.3/5 |
| Axis Bank Vistara Infinite Credit Card | Rs.10,000 | Get free Club Vistara Gold MembershipEarn 6 Club Vistara points per Rs. 200 spent | N.A. |
