HSBC offers customers several convenient ways to pay the credit card bill online. The primary benefits of the online mode of payment are that it is fast – instantaneous in most cases, very easy to execute, and offers the advantage of making payments anywhere and anytime. These merits make HSBC credit card payment online score over offline modes of payment. The HSBC credit card payment online options are discussed in detail below:
1. HSBC Credit Card Payment Online – HSBC Internet Banking
An HSBC customer can pay his/her credit card bill online by logging onto the HSBC personal internet banking site. He/she can do this by using his/her unique username and password.
2. HSBC Credit Card Payment Online – HSBC Mobile Banking
HSBC credit card bills can also be paid using a mobile smartphone. There are three ways to do this (these options are only available to HSBC bank account holders):
- Mobile Banking Website
A customer can access the HSBC internet banking website, specially optimised for mobile phones and make payments on the go. The mobile website is specially designed for access from internet-enabled mobile phones and normally offers the same level of functionality as the regular internet banking website. The customer can make the credit card bill payment just like he/she does using the normal internet banking website.
- HSBC Mobile Banking Application
HSBC has developed another convenient way to help customers bank on the move – the HSBC Mobile Banking App. This mobile application is available for Android and Apple smartphones, tablets and iPads. Those customers who are registered for internet banking have access to mobile banking after installing the application on their mobile devices. This mobile app comes with a unique Transaction Data Signing (TDS) facility that provides additional security for everyday banking transactions. The credit card bill can be paid using this app from any location.
- HSBC Simply Pay – Unified Payments Interface (UPI) App
HSBC Simply Pay App (UPI app) facilitates instant online payments in a simple, convenient and secure manner. The Unified Payments Interface allows payments to be made either using a Virtual Payment Address or an Account Number/IFSC code combination. This app makes it very easy to pay the credit card bill as money is transferred in real time. This method of HSBC credit card payment online is available 24x7 including public and bank holidays.