BOBCARD Credit Card Bill Payment

There are many ways through which one can make his/her BOBCARD credit card bill payment. Timely payment of credit card bills is absolutely vital if customers want to avail uninterrupted services. Customers should be aware about the different ways through which they can pay their credit card bills along with the processing time taken. The different methods and the time taken by them are given below.

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Different Mode of Payments
Insta Pay	Self-service Portal
BillDesk	NEFT/RTGS
Auto Debit	Razor Pay
Cash Payment	Cheque Payment

BOBCARD Credit Card Payment Online Methods

BOBCARD credit card payment can be made by the following means:

BOBCARD Credit Card Bill Payment via BillDesk

To pay BOBCARD credit card bill via BillDesk follow the below given steps:

Head over to the BillDesk Page for BOBCARD by clicking here
Login and enter the required details
Follow the onscreen steps to make the payment

BOBCARD Credit Card Bill Payment via Insta Pay – Net Banking

Net banking is one of the fastest ways to make credit card bill payment. The steps are:

Visit to the Insta Pay Page
Enter credit card number and CAPTCHA
Click on Proceed and then verify the Name, it should be the same as printed on the credit card
Enter Amount, Email-Id and phone number
Choose a bank to make the payment
Follow the onscreen instructions of the chosen bank to make the payment
The amount will be deducted instantly and reflect in the credit card account within 2 working days

BOBCARD Credit Card Bill Payment via Self-Service Portal

To pay via Self-Service Portal follow these steps:

Visit Self Service Portal and Click on ‘Click to Pay’
Provide the credit card number and CAPTCHA and click on Enter
Confirm the Name, it should be same as printed on the card
Enter the amount, Email Id and mobile number
Choose a Bank for making the payment (Customer can choose Bank of Baroda or any other listed bank)
Follow the chosen bank’s steps to make the payment. Payment will reflect in the credit card account within two working days

BOBCARD Credit Card Bill Payment via NEFT/RTGS using BOBCARD IFSC Code

Customers who don’t have an account with Bank of Baroda can pay via NEFT or RTGS. NEFT stands for National Electronic Funds Transfer while RTGS stands for Real Time Gross Settlement. To make BOBCARD credit card bill payment via NEFT or RTGS customers must first register their credit cards. The steps for both registration and payment are given below.

Registration

Login to your preferred bank’s net banking account
Head over to fund transfer section and click on add beneficiary
Provide the following details
- Beneficiary Name – Bank of Baroda
- Account Number – 03910200000508
- Bank of Baroda Credit Card IFSC Code - BARB0COLABA

Payment

To make the Payment login to the net banking portal of the bank where you have added the BOBCARD credit card as a beneficiary
Go to funds transfer page and choose the method of payment RTGS/NEFT
Select the BOBCARD account from the list of beneficiaries
Enter the amount
Put the following Remark ONLY – 16 digit card no. and name as printed on the credit card
Click on Pay

BOBCARD Credit Card Bill Payment via Auto Debit

The Auto debit service is the most efficient mode of BOBCARD credit card bill payment. The amount is debited from the customer’s savings account or current account. For activating this facility, customers are required to submit an ‘Auto Debit’ application form at the branch. The form can be downloaded from here.

BOBCARD Credit Card Bill Payment via Razor Pay

Customers can pay their credit card bill via Razor Pay. The service makes bill payment easy and convenient. Customers can pay via UPI (Unified Payments Interface), Debit card or Netbanking. Razorpay will have all the necessary details of the credit card’s bill. Afterwards, users can decide whether they want to make a full or partial payment. Also, to make the payment a personalised link will be shared with the user every month via registered email id or mobile number.

BOBCARD Credit Card Payment Offline Methods

The offline methods to pay BOBCARD credit card bills are:

BOBCARD Credit Card Bill Payment via Cash

You can make payments via cash at any of the branches controlled by Bank of Baroda. Do not forget to mention the 16-digit credit card number in the deposit slip. In return, the customer will receive a proper acknowledgement slip after making the cash deposit.

BOBCARD Credit Card Bill Payment via Cheque

The customer can drop a local cheque at any of the Bank of Baroda branches. Write the 16-digit credit card number on the back of the cheque.

Payment Processing Time for the Various Methods

The payment processing time for various BOBCARD credit card bill payment are:

Method	Processing Time
Insta Pay	Up to 2 days
Self Service Portal	Up to 2 days
BillDesk	Up to 3 days
NEFT/RTGS	Within 3 working days
Auto Debit	By the due date
Razor Pay	UPI - Same DayDebit - Within 3 working days Netbanking - Within 3 working days
Cash	Same day
Cheque	Bank of Baroda Cheque - Up to 2 working daysOther Bank Cheque - Up to 5 working days

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FAQs

What are the charges levied on BOBCARD credit card bill payment through NEFT?

There are no extra charges levied on payment made through NEFT and RTGS.

Is it necessary to have an account in BOBCARD to make credit card bill payment?

No. You may pay BOBCARD credit card bill via BillDesk, NEFT, etc.

I paid my BOBCARD credit card bill by due date but it hasn’t been credited. Will I have to pay late fee?

BOBCARD may give 2-3 days of grace period for bill payment after the due date. However, we recommend that you clear the bill a few days before due date.