Kotak Credit Card Bill Payment

Follow the steps below to pay your Kotak Credit Card bill through the Paisabazaar website or mobile app:

Step 1 - Add Your Credit Card

Log in to Paisabazaar using your registered mobile number. If you're adding your Kotak Credit Card for the first time, enter the last four digits of your card number to link it to your account.

Step 2 - Check Your Bill

Once your card is added, your outstanding bill details, including the total amount due and minimum amount due, will be available on the screen. Review the bill before proceeding.

Step 3 - Enter the Payment Amount

Choose the amount you wish to pay - the total outstanding amount, the minimum due or enter a custom amount between the minimum due and total due.

Step 4 - Choose Your Payment Method & Pay

Select your preferred payment mode, verify the payment details and complete the transaction securely by entering the PIN.

Once the payment is successful, the amount will be credited to your Kotak Credit Card as per the applicable settlement timeline.

In addition to offering a secure and hassle-free payment experience, paying your credit card bill through Paisabazaar offers several additional benefits:

Cashback on Eligible Bill Payments - You can earn cashback on eligible Kotak Credit Card bill payments made through Paisabazaar.

Chance to Win PB Pass - Every eligible bill payment gives you a chance to win PB Pass, offering one complimentary domestic or international airport lounge visit at participating lounges.

Zero Platform Fee - You can pay your credit card bills without any additional convenience or platform charges.

Manage Multiple Credit Cards in One Place - Add all your credit cards to Paisabazaar and pay bills from a single platform instead of switching between multiple banking apps.

One-Time Card Setup - Add your Kotak Credit Card once and access your monthly bills without entering card details every time, making future payments faster and more convenient.

Kotak Net Banking or Mobile Banking

If you have a Kotak Mahindra Bank savings account, you can easily pay you Kotak credit card bill using their internet banking or mobile banking facility. Follow the steps given below:

Payment will be credited to your Kotak credit card within 24 hours.

NEFT/IMPS from Other Bank Account

If you do not have a savings account with Kotak Mahindra Bank, you can pay using NEFT/IMPS on any other bank account. Here is how to do it:

IMPS transfers are instantly credited whereas NEFT payments may take 30 minutes to up to 3 working days.

Visa Payment for Kotak Credit Card Bills

You can use the Visa Money Transfer facility on any Visa debit card to make your Kotak Credit Card Bill Payment.

The transfer typically takes 2-3 working days to reflect in your Kotak credit card account.

Kotak Credit Card Payment via WebPay

You can also use the WebPay feature to pay your credit card bills. Just follow the process given below:

Bill payment via WebPay will be credited to your Kotak Mahindra Bank Credit Card account within 3 working days.

Kotak Credit Card Bill Payment via Cheque

For offline payment, you can drop a cheque at the nearest Kotak Mahindra Bank branch or ATM dropboxes. Make the cheque payable to - Kotak Mahindra Bank Card A/C followed by your 16-digit credit card number.

Kotak Bank Cheques will take 3 working days for clearance whereas cheques from other banks will take up to 5 working days.

Kotak Credit Card Bill Payment via Cash

You can also make cash payment towards your Kotak Credit Card at the nearest Kotak bank branch. However, cash payment incurs an additional charge of Rs. 100 per payment.