Indian Overseas Bank Credit Card Bill Payment

You can make your Indian Overseas Bank credit card bill payments online through the Paisabazaar mobile app or website by following these steps:

Step 1 – Link Your Credit Card

Log in to your Paisabazaar account using your registered mobile number. For your first bill payment transaction, you will need to add your Indian Overseas Bank credit card by providing the last four digits of your card number.

Step 2 – Review Your Bill Details

Once your card is linked, the Paisabazaar platform will automatically retrieve your latest statement, including the total amount due and the minimum amount payable. Review these details before you proceed.

Step 3 – Specify the Payment Amount

Choose among the options to either pay the full outstanding balance, the minimum due, or enter a custom bill amount that you wish to pay.

Step 4 – Finalise Payment

Select your preferred mode of payment to move forward. After verifying the payment details and authorising with your PIN, your transaction will be processed securely.

The bill payment will reflect in your Indian Overseas Bank credit card account according to the bank’s standard timelines.

Benefits of Paying Indian Overseas Bank Credit Card Bill via Paisabazaar

Paisabazaar provides several key benefits beyond offering a safe and efficient platform for managing your Indian Overseas Bank credit card payments, as given below:

• Cashback Opportunities: Receive cashback on qualifying credit card bill payments made using Paisabazaar website or app.
• Complimentary PB Pass Lounge Access: Every successful credit card bill payment offers you a chance to get a PB Pass, which unlocks free access to participating domestic or international airport lounges in partnership with LoungeKey.
• Zero Extra Charges: Paisabazaar does not levy any platform or convenience fees for processing your bill payments.
• Centralised Card Management: You can consolidate all your credit cards into one dashboard, thus removing the hassle of logging into multiple banking apps to pay your monthly bills.
• One-time Setup: Simply link your Indian Overseas Bank Credit Card to the platform once to access your billing statements and make payments seamlessly each month, without re-entering your card information.

*T&C Apply

Users can explore other online and offline Indian Overseas Bank (IOB) credit card bill payment methods, as discussed below:

Online Indian Overseas Bank Credit Card Bill Payment Methods

Given below are some of the ways using which you can make Indian Overseas Bank credit card bill payments online:

IOB Credit Card Bill Payment via UPI App

You can pay your dues using any UPI app, including GPay, PhonePe, BHIM, CRED, Paytm etc.

Step 1: Open any UPI app of choice

Step 2: Go to credit card bill payment section

Step 3: Enter your Indian Overseas Bank credit card details

Step 4: Verify the details and enter the bill amount you want to pay

Step 5: Enter your UPI PIN to complete the credit card bill payment transaction

IOB Credit Card Bill Payment using Internet Banking:

First register your credit card by logging in to your Indian Overseas Bank internet banking account and then follow the below given path:

IOB Cards > IOB credit card > Register your IOB credit card

Once your registration is approved, you can log in and make IOB credit card bill payment by:

IOB Cards > IOB credit card > Make payment

IOB Credit Card Bill Payment using Mobile Banking

To pay your IOB credit card bills through mobile banking, cardholders are required to register their card in their IOB mobile banking app:

Log in to the bank app > Card services > Credit card services > IOB credit cards > Add card

Once the card is added, users can make the bill payment:

Log in to the bank app > Card services > Credit card services > IOB credit cards > Card payment

IOB Credit Card Bill Payment through NEFT

IOB credit cardholders can make their credit card bill payment through accounts of other banks as well using the NEFT services.

They are required to provide their 16-digit card number, select account type as ‘Credit Card’ and fill in the IFSC code as ‘IOBA00CARDS’

IOB Credit Card Bill Payment through Auto-debit

Cardholders can also register for auto-debit service for their IOB credit card bill payments. To opt for this service, log in to IOB credit card mobile app or through customer portal at https://creditcard.iob.in.

Offline Indian Overseas Bank Credit Card Bill Payment Methods

You can also employ any of the following offline bill payment methods for your Indian Overseas Bank credit card.

• At IOB Bank Branch: You can visit the Indian Overseas Bank branch and pay bill through cash deposit or by transferring money to their credit card account from their IOB account

• Through Cheque: You can make IOB credit card bill payment by submitting a cheque in favour of your IOB Credit Card No. XXXX XXXX XXXX XXXX at any IOB branch