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PNB Credit Card Bill Payment

PNB Credit Card Bill Payment

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Various Methods for PNB Credit Card Payment

Bill Desk NEFT
Auto Debit Cash Payment
ECS Cheque / Demand Draft
Net Banking Visa Money Transfer Facility

How to make PNB Credit Card Payment through Bill Desk?

  • Visit the PNB BillDesk portal.
  • Enter your PNB credit card number, email address, mobile number, and payment amount.
  • Select your preferred payment option and click Pay Now.
  • Your payment will be processed immediately.

How to Make PNB Credit Card Payment through Auto Debit?

  • Log in to your PNB Net Banking account.
  • Set up standing instructions for Auto Debit.
  • Choose either the minimum amount due or the total amount due.
  • Select the Auto Debit date.
  • Enter the OTP sent to your registered mobile number and confirm the request.

How to Make PNB Credit Card Payment through ECS (Electronic Clearing Service)?

  • Download the ECS mandate form from the PNB website.
  • Fill in the form and submit it to your bank.
  • The payment will be debited automatically from the next billing cycle.

How to Make PNB Credit Card Payment through Net Banking?

  • Log in to your PNB Net Banking account.
  • Link your PNB credit card to your account.
  • Select Pay Credit Card Bill.
  • Confirm the payment to complete the transaction instantly.

How to Make PNB Credit Card Payment through NEFT?

  • Log in to your bank's Net Banking account.
  • Select NEFT under the Funds Transfer section.
  • Add your PNB credit card as a beneficiary using the following details:
    • Bank Name: Punjab National Bank
    • IFSC Code: PUNB0112000
    • Branch: ECE House, New Delhi
    • Account Type: Current Account
    • Account Number: Your 16-digit PNB credit card number
    • Transaction Code: 52
  • Once the beneficiary is added, initiate the NEFT payment.

How to Make PNB Credit Card Payment through Cash?

  • Visit any Punjab National Bank branch.
  • Fill out the cash deposit slip.
  • Enter your PNB credit card number in the account number field.
  • Enter the payment amount and your mobile number.
  • Sign the deposit slip and submit it at the counter.
  • Collect the payment receipt for future reference.

How to Make PNB Credit Card Payment through Cheque / Demand Draft?

  • Draw a cheque or demand draft in favour of PNB XXXX XXXX XXXX XXXX (replace Xs with your 16-digit PNB credit card number).
  • Drop the cheque or demand draft in the designated drop box available at any PNB branch or ATM.

How to Make PNB Credit Card Payment through Visa Money Transfer Facility?

  • If your bank offers the Visa Money Transfer facility, you can use your Visa debit or credit card to pay your PNB credit card bill.
  • Check with your bank for eligibility, applicable charges, and terms & conditions before initiating the transfer.

FAQs

What if my bank account is not funded for the auto debit?

If in any month your account is not funded on the planned date of the auto debit, the payment will be dishonoured and you will be charged a fee of Rs.100. If your auto debit payment is dishonoured 2 consecutive times, the auto debit facility will be cancelled automatically.

Does PNB charge any fee for cash payments?

No. Punjab National Bank does not charge a fee for cash payments made towards credit cards.

How can I reach Punjab National Bank customer care department via email?

You can write an email to creditcardpnb@pnb.co.in.

How many days in advance should I drop my cheque or demand draft before the due date?

The cheque or demand draft should be dropped at the MINC Bill boxes before 4 days of due date.

Can I make my PNB credit card bill payment on the last day?

It is advisable to make the credit card bill payment in advance to avoid any late payment charges, however, there are a few bill payment services that credit the payment immediately. You can pay through PNB net banking, NEFT,debit card or deposit cash to pay your credit card bill on the last day.

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