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PNB Credit Card Bill Payment

PNB Credit Card Bill Payment

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How to Pay PNB Credit Card Bill Online on Paisabazaar?

You can conveniently pay your PNB Credit Card bill through both the Paisabazaar website and app by following the steps below:

Step 1: Log in to Paisabazaar

Sign up or log in to Paisabazaar using your registered mobile number. Then, add your PNB Credit Card by entering the last four digits of your card number to fetch your card details and outstanding bill.

Step 2: View Your Outstanding Bill

Once your card is added, you can view your outstanding balance, payment due date, and other bill details related to your credit card.

Step 3: Choose the Payment Amount

Select the amount you want to pay. You can choose to pay the total outstanding amount, the minimum amount due, or any custom amount.

Step 4: Select Your Preferred Payment Method

Choose your preferred payment mode and proceed with the transaction.

Step 5: Complete the Payment

Review the payment details and complete the transaction securely. Once the payment is successful, it will be processed and credited to your PNB Credit Card account as per the applicable processing timeline.

Benefits of Paying Credit Card Bill through Paisabazaar

Paying your PNB Credit Card bill through Paisabazaar offers a secure, convenient, and hassle-free payment experience.

No Convenience Fee: Pay your PNB Credit Card bill through Paisabazaar without paying any additional convenience or platform fee.

Cashback on Bill Payment: Earn cashback on eligible credit card bill payments made through Paisabazaar, subject to the applicable offer terms and conditions.

Easy Card Setup: Add your PNB Credit Card by entering just the last four digits of your card number and access your bill details whenever required.

View Bill Details in One Place: Check your outstanding amount and payment due date before making the payment, helping you stay on top of your credit card dues.

Flexible Payment Options: Pay the total outstanding amount, the minimum amount due, or any custom amount based on your convenience.

Secure Transactions: Make payments through a secure platform designed to keep your transactions safe and reliable.

Quick and Convenient: Complete your credit card bill payment in just a few simple steps without visiting a bank branch or logging in to multiple banking portals.

Manage Multiple Credit Cards: If you own multiple credit cards, you can manage and pay all your credit card bills from a single platform.

Make Every Bill Payment More Rewarding with PB Pass!

Pay your credit card bill through the Paisabazaar app and get a chance to win complimentary PB Pass and avail free airport lounge access across 1,800+ lounges worldwide.

Other PNB Credit Card Bill Payment Methods

Apart from Paisabazaar, you can also pay your PNB Credit Card bills through various online and offline payment options offered by PNB Card Services.

Online PNB Credit Card Bill Payment Methods

PNB Card Services offers multiple online payment options, allowing you to pay credit card bills securely and conveniently from anywhere.

PNB Credit Card Bill Payment through Internet Banking

PNB account holders can pay their PNB Credit Card bills through the PNB internet banking portal by linking their credit card to their bank account.

1. Log in to the PNB Internet Banking portal (www.netpnb.com) using your credentials.
2. Link your PNB Credit Card with your PNB Bank account, if not already linked.
3. Select your PNB Credit Card from the available accounts.
4. Enter the payment amount.
5. Review the details and confirm the payment.

PNB Credit Card Bill Payment through Mobile Banking

PNB Credit Card bills can also be paid through your bank's Mobile Banking application by following the below-mentioned steps:

1. Log in to the PNB Genie app or PNB One app using your registered credentials.
2. Link your PNB Credit Card with your PNB Bank account, if it is not already linked.
3. Select your credit card.
4. Enter the payment amount.
5. Review the transaction details and complete the payment.

Other PNB Credit Card Online Bill Payment Methods

PNB Credit Card holders can conveniently pay their credit card bills online through another bank account using UPI, or QR Code. The payment is facilitated through the authorised payment gateway, allowing you to make secure credit card bill payments.

1. Visit the PNB Credit Card Online Payment portal.
2. Proceed to the authorised payment gateway.
3. Choose your preferred payment mode, such as Net Banking, UPI, or QR Code.
4. Enter the required payment details and complete the transaction.

PNB Credit Card Bill Payment through NEFT

If you have a bank account with a bank other than Punjab National Bank, you can pay your PNB Credit Card bill through NEFT (National Electronic Funds Transfer) by following the below-mentioned steps:

1. Log in to the bank's internet banking portal and navigate to the Fund Transfer section.
2. Add your PNB Credit Card as a beneficiary.
3. While adding the beneficiary, enter the following details:

  • Destination Bank: Punjab National Bank
  • IFSC Code: PUNB0112000
  • Destination Branch: ECE House, New Delhi
  • Account Type: Current Account
  • Beneficiary Account Number: Your 16-digit PNB Credit Card number

4. Once the beneficiary is added successfully, initiate the NEFT transfer.
5. Enter the payment amount, review the details, and confirm the transaction.

PNB Credit Card Bill Payment through Visa Money Transfer

Here are the steps to your PNB Credit Card bill through Visa Money Transfer:

1. Log in to the bank's net banking portal.
2. Navigate to the Visa Money Transfer section.
3. Enter the required recipient and payment details.
4. Specify the amount you wish to transfer.
5. Review the transaction details and confirm the payment.

Note: The transferred amount is generally credited to the beneficiary bank within 2 working days, after which it is credited to your PNB Credit Card account.

Offline PNB Credit Card Bill Payment Methods

If you want to pay PNB Credit Card bills through cash, cheque, demand draft, or by registering for Auto Debit, you can visit the branch and make the payment.

PNB Credit Card Bill Payment through Over the Counter (Cash/Cheque/Demand Draft)

If you prefer to pay your credit card bill offline, you can visit your nearest PNB branch and make the payment over the counter using cash, cheque, or demand draft. Here is how to do it:

1. Visit your nearest PNB branch.
2. Choose your preferred payment mode—cash, cheque, or demand draft.
3. If paying by cheque or demand draft, draw it in favour of your 16-digit PNB Credit Card number.
4. Write your name and contact number on the reverse side of the cheque or demand draft.
5. Submit the payment at the branch counter or deposit the cheque/demand draft in the designated cheque drop box available at the branch.

Note: Ensure that the cheque or demand draft is correctly drawn in favour of your 16-digit PNB Credit Card number to avoid delays in processing.

PNB Credit Card Bill Payment through Auto Debit

You can also opt for Auto Debit either while applying for a PNB Credit Card or at a later stage. You can choose to automatically pay either the Minimum Amount Due or the Total Amount Due every month.

How to register for Auto Debit:

Option 1: Online

1. Log in to the PNB Credit Card portal (www.pnbcard.in) or the PNB Genie App.
2. Navigate to the Auto Debit section.
3. Select your preferred Auto Debit option.
4. Choose whether you want to pay the Minimum Amount Due or the Total Amount Due.
5. Submit your request.

Option 2: Offline

1. Download the Auto Debit Request Form from the PNB Credit Card website.
2. Fill in the required details.
3. Submit the duly filled form by post to the following address:

  • Punjab National Bank, Credit Card Processing Centre
    3rd Floor, Rajendra Bhawan,
    Near Metro Station Rajendra Place, New Delhi – 110008
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FAQs

Is it safe to pay my PNB Credit Card bill through Paisabazaar?

Yes. Paisabazaar is a secure platform for credit card bill payments. Your payment is processed through secure payment channels, ensuring that your transaction and payment details remain protected.

Is there any convenience fee for paying a PNB Credit Card bill through Paisabazaar?

No. Paisabazaar does not charge any convenience or platform fee for paying your PNB Credit Card bill.

Can I pay only the minimum amount due on my PNB Credit Card?

Yes. Through Paisabazaar, you can choose to pay the Minimum Amount Due, the Total Outstanding Amount, or any custom amount as per your preference.

How long does it take for a PNB Credit Card bill payment to be processed?

The processing time depends on the payment method used. While some payment methods are processed instantly or on the same day, others, such as NEFT or Visa Money Transfer, may take up to 1–2 working days. It is advisable to pay your bill well before the due date.

Can I pay my PNB Credit Card bill using another bank account?

Yes. You can pay your PNB Credit Card bill using a bank account with another bank through Paisabazaar or by using payment methods such as NEFT, UPI, Net Banking, or the PNB Online Payment portal.

Do I need to register on Paisabazaar to pay my PNB Credit Card bill?

Yes. You need to sign up or log in to Paisabazaar using your registered mobile number to pay your PNB Credit Card bill.

Can I pay my PNB Credit Card bill before the due date?

Yes. You can pay your PNB Credit Card bill anytime before the due date. Paying your bill early can help you avoid late payment charges and maintain a healthy credit history.

What happens if I miss my PNB Credit Card bill payment due date?

If you miss your payment due date, the bank may levy late payment charges and finance charges on the outstanding amount. Delayed payments also impact your credit score negatively.

Can I make partial payments towards my PNB Credit Card bill?

Yes. You can make a partial payment by entering a custom payment amount. However, if you do not pay the Total Amount Due, interest and other applicable charges may be levied on the outstanding balance as per the card's terms and conditions.

Can I get airport lounge access by paying my PNB Credit Card bill through Paisabazaar?

Yes. Eligible users who pay their credit card bill through the Paisabazaar app get a chance to win a complimentary PB Pass, which offers access to airport lounges across 1,800+ lounges worldwide, subject to the applicable offer terms and conditions.

Shruti Sharma profile
Written ByLinkedIn icon
Shruti Sharma
Rupanshi Thapa profile
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Rupanshi Thapa
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