Indian Bank Credit Card Bill Payment

Follow these simple steps to pay your Indian Bank Credit Card bill through Paisabazaar:

Step 1 - Add your credit card

Sign in to the Paisabazaar app or website using your registered mobile number and OTP. If you are adding your Indian Bank Credit Card for the first time, enter the last four digits of your card number to fetch the bill details.

Step 2 - View your card bill details

After your card is successfully added, you will be able to see the total outstanding amount as well as the minimum amount due. Verify the details before proceeding with the payment.

Step 3 - Select the payment amount

You can choose to pay the total outstanding amount, the minimum amount due, or enter a custom payment amount within the permissible range.

Step 4 - Complete the credit card bill payment

Choose your preferred payment option, confirm the transaction details and authenticate the bill payment by entering the OTP/PIN sent to your registered mobile number.

After the transaction is successful, the payment will be credited to your Indian Bank Credit Card account within the applicable processing timeline.

Paisabazaar offers a simple and convenient way to pay your credit card bills while providing several additional benefits. Here are some reasons to choose Paisabazaar for your bill payments:

• No Extra Charges: Paisabazaar does not levy any convenience or platform fee for credit card bill payments. You only pay the amount due on your credit card.
• Rewards: You can get a chance to earn cashback or win a free airport lounge access via PB Pass on every eligible credit card bill payment made through Paisabazaar, subject to the applicable terms and conditions.
• One Platform for Multiple Credit Cards: If you hold credit cards from different banks, you can add and manage them all on Paisabazaar, making it easier to track and pay your bills without switching between multiple banking apps or websites.
• Simple Card Setup: You can access your bills every month and pay them in a hassle-free manner by adding your credit card only once to the Paisabazaar platform. No need to enter card details every time.

*T&C Apply

Apart from Paisabazaar, Indian Bank credit cardholders can also make their bill payment online through the following methods:

Indian Bank Credit Card Bill Payment via Mobile Banking App

You can make your credit card bill payment through Indian Bank mobile banking app called IndSMART App, as follows:

For Customers Who Have Added Their Credit Card to the App:Step 1 - Login to Ind Smart App

Step 2 - Select the credit card whose bill you wish to pay

Step 3 - Enter the credit card bill amount to be paid

Step 4 - Click on the ‘Pay’ button to complete your bill payment

For Customers Who Have Not Added Their Credit Card to the App:Step 1 - Login to Ind Smart App

Step 2 - Go to Bill Payments section and click on ‘Pay to New Billers’

Step 3 - Select ‘Credit Card’ as the Biller Category and ‘Indian Bank Credit Card’ as the Biller from the options

Step 4 - Enter the registered mobile number associated with your credit card

Step 5 - Enter the last 4 digits of your credit card number and click on verify

Step 6 - Click on Continue and select the ‘Pay By Account’ option

Step 7 - Continue, confirm the details and validate the payment with TPIN and OTP

Indian Bank Credit Card Bill Payment via Net Banking

You can make your Indian Bank credit card bill payments using net banking through any of the below mentioned two different ways.

Process 1:
Step 1: Log in to Indian Bank net banking and go to "Manage Beneficiary"

Step 2: Add your Indian Bank credit card as beneficiary

Step 3: After adding your card, log in again and go to “Fund Transfer”

Step 4: Select “Credit Card Pay” option

Step 5: Enter the account from which the transfer will be made in “From Account” section

Step 6: Select the beneficiary card details from the drop down menu under “To Account” section

Step 7: Enter the amount to be paid, click on “Proceed” and validate the payment by entering TPIN

Process 2:
Step 1: Log in to Indian Bank net banking account

Step 2: Go to bill payments & Recharges section and click on ‘Pay to New Billers’

Step 3: Select ‘Credit Card’ as category and ‘Indian Bank Credit Card’ as Biller

Step 4: Enter the registered mobile number associated with your credit card

Step 5: Enter the last 4 digits of your credit card number and click on Submit

Step 6: Select the account number you wish to use for payment

Step 7: Enter the transaction password and submit to complete the bill payment process

Indian Bank Credit Card Bill Payment via Bank Credit Card App

Indian Bank credit cardholders can also make their bill payments by installing the Indian Bank credit card app called IB Credit Card from App Store or Play Store. Once installed, card users can make the payment against their monthly card dues by clicking on the Pay option available on the app.

Indian Bank Credit Card Bill Payment via UPI Apps

You can also make your Indian Bank credit card bill payments through other third-party bill payment apps like BHIM, Gpay, Phone Pe, CRED, Paytm, etc. through the steps listed below.

Step 1: Open the bill payment app of choice

Step 2: Go to Recharge & Bill Payment section of the app

Step 3: Select Credit Card option and add your IB credit card using registered mobile number or the last 4 digits of your card number

Step 4: Once your credit card details are fetched by the app, complete your bill payment by selecting the amount.

Indian Bank Credit Card Bill Payment via RTGS/NEFT/IMPS

You can opt to send money through RTGS, NEFT or IMPS to make your credit card bill payment. For this, add the following details to your existing bank’s internet or mobile banking:

• Account Number (do not add space): INBCC
• IFSC Code: IDIB000N078

Ways to Pay Indian Bank Credit Card Bills Offline

Indian Bank credit card bill payments can be made through the following offline methods:

Indian Bank Credit Card Bill Payment via Auto-debit

You can choose the auto-debit facility for your Indian Bank credit card bill payments. To set up this auto-debit facility, you can either visit your nearest Indian Bank branch to submit an application or email a request from your registered email address to the Indian Bank Credit Card Centre at creditcard@indianbank.co.in.

This facility allows you to automate your credit card bill payments for either the 'Full Amount Due' or 'Minimum Amount Due' directly from your linked Indian Bank savings or current account.

Indian Bank Credit Card Bill Payment via Branch Counter

You can also visit your nearest Indian Bank branch to pay your credit card dues offline in cash or directly through your account. For this, you can either choose to submit a cheque or draft in favour of your 16-digit Indian Bank credit card number.