Groceries form a big part of regular household expenditure. It is an indispensable expense and you must look for ways to save a portion of your grocery expenses. Top credit card issuers in India like HDFC Bank, SBI Card and ICICI Bank have credit cards that give value back on your grocery expenses in the form of extra rewards, cashback or direct discounts with select brands/ platforms. Here is a list of the best grocery credit cards in India to help you save more on your regular grocery bills.
Best Grocery Credit Cards in India for September 2023
Here are some of the top grocery credit cards that will help you save a lot on your grocery expenses:
Credit Card | Annual Fee | Key Features |
Amazon Pay ICICI Bank Credit Card | Nil | 5% cashback for Prime users and 3% cashback for others on transactions via Amazon |
American Express SmartEarn Credit Card | Rs. 495 | 10X membership rewards on Uber, Amazon and Flipkart; 5X rewards on transactions at Paytm Wallet, Swiggy, Grofers, Big Bazaar, PVR, Myntra, etc. |
Flipkart Axis Bank Credit Card | Rs. 500 | 5% cashback on Flipkart; 4% cashback on preferred merchants (Cure.fit, Swiggy, PVR & Uber) |
Axis Bank Rewards Credit Card | Rs. 1,000 | 10X reward points on every Rs. 125 spent on departmental stores & apparel |
Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | 5% cashback on your expenses at supermarkets; 3X reward points on your expenses at other categories |
YES Prosperity Cashback Credit Card | Rs. 999 | 5% cashback on movie ticket bookings and grocery shopping; 0.50% cashback on all other retail spends |
Nature’s Basket SBI Credit Card | Rs. 1,499 | 10 reward points on spends done via Nature’s Basket; 5 reward points on travel, dining and movies and 1 reward point on other categories |
Axis Bank Select Credit Card | Rs. 3,000 | 20% off (max. Rs. 500) on BigBasket (once per month); 10 Axis EDGE reward points on every Rs. 200 spent |
How to Choose Right Grocery Credit Card | Check Eligibility for Top Cards