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1st Year Fee: ₹999* Plus Applicable Taxes
Cashback
Up to 10% Cashback on dining, grocery & more
Dining Benefits
Up to 10% off on dining at partner restaurants
Lounge Access
2 domestic lounge visits every year
Author: Megha Khanna
Earn 10% Cashback on Dining
Apply now for HSBC Live+ Credit Card!
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HSBC Live+ Credit Card is a cashback credit card designed for consumers who frequently spend on food, dining, grocery, shopping and utility bill payments. Cardholders can earn 10% cashback on these eligible categories, along with unlimited 1.5% cashback on other eligible spends. The biggest advantage of HSBC Live+ Credit Card is its 10% cashback rate on select everyday spending categories. The monthly cashback cap of Rs. 1,200 means cardholders can maximise this benefit by spending up to Rs. 12,000 per month across eligible categories. The card also offers 10% cashback on Myntra as part of its welcome benefits and additional rewards and vouchers on meeting specific activation and spending conditions.
Apart from cashback, HSBC Live+ Credit Card offers several lifestyle and travel benefits, including complimentary domestic & international airport lounge visits, low forex markup fee of 1.99%, dining discounts at 200+ partner restaurants, movie offers and exclusive Visa Infinite privilege. Overall, it can be a suitable option for consumers who want a card offering cashback on everyday spends, along with decent travel and lifestyle privileges.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit HSBC Bank’s website.
Cashback Benefits1
Welcome Benefits
Also Read: Best Credit Cards in India | Explore Credit Cards and Apply Now!


Dining Discount
Travel Benefits
Other Benefits
Visa Infinite Privileges
Suggested Read: Best Lounge Access Credit Cards in India
| Fee Type | Amount |
|---|---|
| Joining Fee | Rs. 999 + Taxes |
| Annual Fee | Rs. 999 + Taxes (Waived off on reaching Rs. 2 lakh annual spends) |
| Finance Charge | 3.75% per month | 45% per annum |
| Forex Mark-up Fee | 3.5% |
| Late Payment Fee | 100% of the minimum payment due (subject to a min. of Rs. 250 & max. Rs. 1,200 per month) |
You spend regularly on food, dining, grocery, shopping and utility bill payments
You frequently travel and want domestic and international airport lounge access
You make international transactions and want a credit card with a low forex markup fee
You are looking a credit card with decent cashback, travel and lifestyle benefits.
Age Requirement: 25 to 65 Years
Occupation: Salaried or Self-employed
Salary Requirement for Salaried: Rs. 6 LPA
Salary Requirement for Self-employed: Rs. 12 LPA
Travel3.0/5
Cashback4.0/5
Dining Benefits4.0/5
Lifestyle Benefits4.0/5
HSBC Live+ Credit Card stands out primarily for its high cashback rate on everyday categories. The 10% cashback on food, dining, grocery, shopping and utility bill payments can provide significant savings for consumers who regularly spend in these categories. The unlimited 1.5% cashback on other eligible spends is another useful feature, as cardholders can continue earning cashback even when their spending falls outside the accelerated categories. The travel benefits further strengthen the overall value with a 1.99% forex markup fee, complimentary domestic as well as international lounge access. In addition to this, exclusive Visa Infinite privileges also make it suitable for consumers looking for premium lifestyle benefits. Overall, HSBC Live+ Credit Card is a well-rounded cashback card for consumers who have high regular spends on food, dining, grocery, shopping and utility bills.
Everything you need to know about this credit card
HSBC Live+ Credit Card offers 10% cashback on eligible food, dining, grocery, shopping and utility bill payments, up to Rs. 1,200 per month. It also offers unlimited 1.5% cashback on other eligible spends.
You can earn up to Rs. 1,200 cashback per month on the eligible 10% cashback categories. In addition, you can earn unlimited 1.5% cashback on other eligible spends.
Yes. The card offers up to 2 complimentary domestic airport lounge visits per year, with a maximum of 1 visit in six months. It also offers 1 complimentary international airport lounge visit every year.
Yes. Cardholders can avail Buy 1 Get 1 offers on movie and live event tickets through District and BookMyShow as per the applicable terms and conditions.
It can be a suitable option for international travellers as it offers a 1.99% forex markup fee, 1 complimentary international airport lounge visit annually and a complimentary 1GB Global eSIM with discounted top-ups.
Click here to know More Terms and Conditions
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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