Amazon Pay ICICI Credit Card

If you are interested in getting a card primarily to use on online shopping at Amazon, this card is a great choice. Here are the some of the significant benefits of the card-

Nil Joining and Annual Fee

Amazon Pay ICICI Bank Credit Card is free for lifetime, which means that the card charges zero annual or joining fee. If you are not comfortable paying an annual fee for your credit card but still wish for cashback in return, this card can be the best option.

Get Cashback on all your purchases

Amazon Pay ICICI Bank Credit Card offers cashback on all transactions. The different cashback earnings are given below:

*Amazon Partner merchants include brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder etc.

On average, the card is decent as a cashback credit card but is great as a credit card used for shopping at Amazon.

*Please note that the cashback earned will be in the form of Amazon Pay Balance.

Things to Note-

• You can view the earnings for the past billing cycles in your Credit Card statement issued by ICICI Bank
•  There are no limits on earnings and no minimum redemption amount or fees on redeeming earnings
• E-books, Gift Cards (both physical and digital), Amazon Pay Money load and auto-reload, bill payments, mobile and DTH recharges will earn 2% back irrespective of the Prime status of the cardholder
• No cashback is given on gold and Equated Monthly Instalment (EMI) purchases on Amazon and for fuel purchases

Dining Benefits

Apart from the cashback on multiple categories, the card also offers dining discounts under the ICICI Bank Culinary Treats Program. You get-

• Minimum of 15% discount on your dining bill at participating restaurants

Point to Note-

• Please present your card while settling the bill to avail the discount
• For more information, please visit www.culinarytreats.com
• You can also download the ICICI Bank Culinary Treats mobile app from Apple iStore or Google Play Store

Other benefits of having Amazon Pay ICICI Credit Card

With Amazon Pay ICICI Bank Credit Card, you get the following additional benefits:

• 1% waiver on fuel surcharge across all petrol pumps in India
• Chip and PIN facility which enables a secure transaction at POS (Point Of Sale) and ATMs (Automatic Teller Machines)
• No cost EMIs are provided to users who purchase items on Amazon that are worth more than Rs. 3,000. No cost EMIs come with a tenure of only 3 and 6 months

The best alternative for Amazon Pay ICICI Card could be Flipkart Axis Bank Credit Card. If you use Flipkart more than Amazon, then you should consider this credit card as it offers 5% cashback on Flipkart as well as on top brands like Myntra, 2GUD, etc. Let’s have a look at the difference between the two-

Suggested Read: Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card- Which is Better? Read detailed comparison.

The fees and charges applicable on this credit card are:

*Additional Rs. 50 + GST will be debited from customer’s saving bank

This card is available only by request. Click on the “Apply Now” button from your Amazon account. The button can only be seen by invited members, who have not applied for this credit card.

Wish to get additional 10% to 15% Cashback?

Use your Amazon Pay Balance

Amazon Pay balance is a digital payment solution enabled by Amazon Pay (India) Private Limited using which you can make online transactions on Amazon.in and the partner websites & apps.

You can top up your Amazon Pay balance using your ICICI Bank Amazon Pay Credit Card or any other debit or credit card, Net Banking, UPI etc. and get additional cashback on your purchases.Why Use Amazon Pay Balance?

Instant checkout with no OTP or bank passwords required

Balance tracking by constantly monitoring your statements

Additional 10% to 15% discount across categories*

Faster refunds within 24 hours

Amazon Pay ICICI Credit Card is a decent option for those who primarily use Amazon to shop online. It gives a 5% cashback on every purchase made by Amazon Prime Members. If you are a non-prime Amazon member, then the cashback is limited to only 3%. Cardholders, on the other hand, get 2% cashback on Amazon Pay partner merchants and 1% on all other transactions.

Indeed, the card only makes sense if you use Amazon for most of your online shopping needs. It has many cashback benefits and discounts, along with zero joining fee and annual fee etc. There are, however, no travel, entertainment, or any other benefits apart from shopping.

You should consider this card if you are a frequent online shopper and an Amazon loyalist. If you think you are going to utilise the benefits of the card, then it is more than worth it for you.

Suggested Read: Top 10 Credit Cards That Offer Amazing Cashback

*Terms and Conditions Apply

Where can we use Amazon Pay Credit Card?

Amazon Pay ICICI Credit Card is powered by VISA and is globally accepted at all POS terminals and ATMs. This card is no different from any other credit card.

How to get Amazon Pay ICICI Credit Card?

You can apply for this credit card only through your Amazon Account. Login to Amazon and provide a few basic details to get a call back from ICICI Bank regarding your application.

Will applying for this credit card lead to a hard enquiry on my credit profile?

Yes. After you apply for the credit card and submit your documents, a hard enquiry will be initiated on your profile.

How will I get the promised cashback on my Amazon Pay ICICI Credit Card?

All earnings are automatically credited in the form of Amazon Pay Balance to the Amazon account within 2 working days after completion of every billing cycle of the card. The Amazon Pay Balance can be used to make partial or complete payments on eligible products.

What to do if the card is lost or stolen?

If you lose your credit card, you must report it immediately to ICICI Bank by sending SMS CCBLK <last four digits of the card> to 5676766 from your registered mobile number. Then the card will be suspended by the ICICI Bank.

I have not received my Amazon Pay Credit Card yet?

You will receive the physical card within 7 working days from the approval of this card. To check the Amazon Pay ICICI credit card application status, you can check the SMS that is sent once the card is dispatched. In the interim, you can use your virtual card details to transact online. In case you have not received a card in 7 working days, you can call customer care on 1860 120 7777 between 07:00 a.m. and 09:00 p.m. from your registered mobile number.

Can I apply for an add-on card?

No. You cannot apply for an add-on card. In case you want a credit card with an add-on facility, you can apply for a different card by checking your eligibility here.

How do I check my earnings?

You can check all the earnings in the monthly statements. These earnings will be credited to your Amazon account as Amazon Pay Balance within 2 working days of completion of your last billing statement.

When should you pay annual charges for Amazon Pay ICICI Bank credit card?

Amazon Pay ICICI credit card has no annual or renewal fee. So you need not pay any fees or charges on this card.