SBI SimplyCLICK Credit Card is suitable for those who like to shop online. It offers extra rewards and benefits on online transactions from different partner brands like Amazon.in, BookMyShow, Cleartrip, Foodpanda and more.
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SBI SimplyCLICK Credit Card Features
SBI SimplyCLICK credit card comes with the following features:
Exclusive Offers – One can avail unique offers from BookMyShow, UrbanClap and ZoomCar. Some of these are mentioned below:
- Instant cashback of Rs. 100 on the first movie ticket booked through the BookMyShow mobile app. This offer is valid only for the first time BMS user (Offer expires on 30th June 2019)
- 40% discount for first-time users of UrbanClap (Offer expires on 30th June 2019)
Cash on the Go – Users of this credit card have easy access to cash as they can withdraw from over 1 million Visa or MasterCard ATMs across the globe. The card also has worldwide acceptance in over 24 million outlets, including 3,25,000 outlets in India.
NFC-Enabled Card – Just wave your card at an NFC enabled terminal and make a payment up to Rs. 2,000.
Bill Payment Facility – Cardholders can set standing instructions on their credit card for the payment of utility bills like telephone, electricity, mobile, etc.
Balance Transfer – Users can transfer the outstanding balance from other credit cards into SBI SimplyCLICK and pay it back in easy EMIs and at lower rates of interest.
Add-on Card – With this credit card, users can get add-on cards for their family member thus giving them more spending power.
SBI SimplyCLICK Credit Card Benefits
Users of SBI SimplyCLICK credit card can enjoy the following benefits-
Welcome Benefits – Get welcome e-gift card worth Rs. 500 from Amazon
Annual Milestone Benefits – Reach annual spends of Rs.1 Lakh and Rs. 2 Lakh on your credit card and get e-voucher worth Rs. 2,000 each time
Annual Fee Reversal – Get the annual fee of Rs. 499 reversed on spending Rs. 1 Lakh or more in the previous year
10X Rewards Points – Earn 10 times more reward points on online purchases made with exclusive partner brands like Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart and UrbanClap
5X Rewards on Online Spends – Earn 5 times more rewards on all online spends
Fuel Surcharge Waiver – Get 1% fuel surcharge waiver for each transaction between Rs. 500Â and Rs. 3000
SimplyCLICK SBI Card Fees and Charges
| Fee/Charge | Amount |
| Annual Fee | Rs. 499 |
| Renewal Fee | Rs. 499 (reversed if annual spends for last year equals to or exceeds Rs. 1,00,000) |
| Add-on Fee (per annum) | Nil |
| Extended Credit Interest-Free Credit Period | 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full |
| Extended Credit Charges | Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction |
| Extended Credit Minimum Amount Due | 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI (In case of EMI based product) + OVL amount (if any) |
| Cash Advance limit | Up to 80% of the credit limit, maximum Rs. 12,000 per day |
| Free Credit Period | Nil |
| Cash Advance Charges | Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal |
| Cash Advance Fee (SBI or Other Domestic ATMs) | 2.5% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Cash Advance fee International ATMs | 3.0% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Overlimit Charges | 2.5% of over limit amount subject to a minimum of Rs. 500 |
| Late Payment Fee |
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SimplyCLICK SBI Card Eligibility Criteria
An applicant must fulfil the following eligibility criteria for this credit card-
- He/she must be more than 21Â years and less than 70 years old
- He/she must be a Resident Indian
- He/she should have a good credit score and should not have any recent delinquencies
- He/she must furnish supporting documents such as self-attested copies of income proof, identity proofs, residence proof, PAN card along with a photograph
- Proof of income like salary slip, bank statement, etc. will also be required
How to Apply for SBI SimplyCLICK Credit Card?
You can easily apply for SBI SimplyCLICK Credit Card through Paisabazaar.com. Follow the steps given below:
- Click here to start the application process
- Enter the details required and proceed
- You will now see a list of credit cards that you are eligible for
- You can filter the results for SBI Credit Cards. If you find SBI SimplyCLICK Card in this list, click on Check Eligibility
- Enter some more details to check whether you are eligible for the card
- If yes, you can proceed with the detailed application and submit it
- You will get a call from the bank’s executive for document collection from your preferred location
- After this, SBI Card will scrutinize the documents. If approved, the card will be delivered to your address within 7-10 working days
FAQs
What is the renewal fee on SBI SimplyCLICK Credit Card?
The renewal fee on SBI SimplyCLICK Credit Card is Rs. 499.Can users get their renewal fee reversed on this credit card?
If users spend Rs. 1.00 lakh annually then they can get back their renewal fee for the subsequent year.Does this card support Contactless payment?
Yes, SBI SimplyCLICK Credit Card supports contactless payment as long as the transacted amount is up to Rs. 2000.
Compare Similar Credit Card by Other Banks
| Credit Card | Â Annual Fee | Reward Points | Net Savings |
| SBI SimplyCLICK Credit Card | Rs.499 | Earn 10 reward points per Rs. 100 spent on online transactions at select partners | Rs. 9,271* Rs.14,541** |
| Standard Chartered Super Value Titanium Credit Card | Rs.750 | Earn 1 reward point for every Rs. 150 spent | Rs. 9,834* Rs.12,930** |
| ICICI Bank Coral Contactless Card | Rs.500 | Earn 2 PAYBACK points per Rs. 100 spent | Rs.10,636* Rs. 15,772** |
| HSBC Smart Value Credit Card | Rs. 499 | Earn 1 reward point for every Rs. 100 spent and 3X accelerated reward points on online, dining, and telecom categories | Rs. 7,174* Rs. 10,662** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Online Shopping Cards
People also looked for the following shopping credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 1,000 | Earn 1 reward point for every Rs. 125 spent Earn 10X reward points on apparel and departmental store spends | 4.2/5 | |
Rs. 250 | Earn 5X reward points on dining and fuel spends Earn 1 reward point on every spending of Rs. 150 on all the other categories | 3.5/5 | |
Rs. 500 | 5x reward points are earned on Dining, Movies, Groceries, Railways, Taxi payments Enjoy Fuel Surcharge waiver up to Rs. 250 per month | 3.3/5 | |
Rs.1,000 | Earn 1000 Reward Points on successful sign-up Earn 3 Reward Point per Rs. 150 spent on retail | N/A |
