SBI Card has launched this card for the new generation that is always online. The card offers extra rewards and benefits on online transaction along with other privileges from different partner brands like Amazon.in, BookMyShow, Cleartrip, Foodpanda and more. This is a great credit card for those who want to build their credit score.
SBI SimplyCLICK Credit Card Features
SBI SimplyCLICK credit card comes with the following features:
Exclusive Offers- One can avail unique offers from BookMyShow, UrbanClap and ZoomCar. Users can avail-
- Instant cashback of ₹ 100 on the first movie ticket booked through the BookMyShow mobile app. This offer is valid only for the first time BMS users. (Offer expires on 31st March 2019)
- 40% discount for first-time users of UrbanClap (Offer expires on 31st March 2019)
Cash on the Go- Users of this credit card have easy access to cash as they can withdraw from over 1 million Visa or MasterCard ATMs across the globe. The card also has worldwide acceptance in over 24 million outlets, including 3,25,000 outlets in India.
Bill Payment Facility- Cardholders can set standing instructions on their credit card for the payment of utility bills like telephone, electricity, mobile, etc.
Balance Transfer- Users can transfer the outstanding balance from other credit cards into SBI SimplyCLICK and pay it back in easy EMIs and at lower rates of interest.
Add-on Card- With this credit card, users can get add-on cards for their family member thus giving them more spending power.
SBI SimplyCLICK Credit Card Benefits
Users of SBI SimplyCLICK credit card can enjoy the following benefits-
- Get welcome e-gift card worth ₹ 500 from Amazon.
- Reach annual spends of ₹ 1 Lakh and ₹ 2 Lakh on your credit card and get e-voucher worth ₹ 2,000.
- Get the annual fee of ₹ 499 reversed on spending ₹ 1 Lakh or more in the previous year.
- Enjoy the contactless technology; just wave your card at an NFC enabled terminal and make a payment.
- Earn 10 times more reward points on online purchases made with exclusive partner brands like Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart and UrbanClap.
- Earn 5 times more rewards on all online spends.
- Redeem your accumulated reward points against a wide array of gift vouchers.
- Get 1% fuel surcharge waiver for each transaction between ₹ 500 & ₹ 3000.
SimplyCLICK SBI Card Fees and Charges
|Annual Fee||₹ 499|
|Renewal Fee||₹ 499 (reversed if annual spends for last year euqals to orexceeds ₹ 1,00,000)|
|Add-on Fee (per annum)||Nil|
|Extended Credit Interest Free Credit Period||20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full|
|Extended Credit Charges||Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction|
|Extended Credit Minimum Amount Due||5% of Total Outstanding (Min. ₹ 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)|
|Cash Advance limit||Up to 80% of the credit limit, maximum ₹ 12,000 per day|
|Free Credit Period||Nil|
|Cash Advance Charges||Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal|
|Cash Advance Fee SBI or Other Domestic ATMs||2.5% of withdrawal or ₹ 300 per transaction, whichever is higher|
|Cash Advance fee International ATMs||3.0% of withdrawal or ₹ 300 per transaction, whichever is higher|
|Overlimit Charges||2.5% of overlimit amount subject to a minimum of ₹ 500|
|Late Payment Fee||• Nil for total amount due from ₹ 0 to ₹ 200
• ₹ 100 for total amount due greater than ₹ 200 and up to ₹ 500
• ₹ 400 for total amount due greater than ₹ 500 and up to ₹ 1,000
• ₹ 500 for total amount due greater than ₹ 1,000 and up to ₹ 10,000
• ₹ 750 for total amount due greater than ₹ 10,000
SimplyCLICK SBI Card Eligibility Criteria
An applicant must fulfil the following eligibility criteria for this credit card-
- He/she must be more than 21 years and less than 70 years old.
- He/she must be a Resident Indian.
- He/she should have a good credit score and should not have any recent delinquencies.
- He/she must furnish supporting documents such as self-attested copies of income proof, identity proofs, residence proof, PAN card along with a photograph.
- Proof of income like salary slip, bank statement, etc. will also be required.
How to Apply for SBI SimplyCLICK Credit Card?
You can easily apply for SBI SimplyCLICK Credit Card through Paisabazaar.com. Follow the steps given below:
- Visit the credit card section on Paisabazaar.com. Click here to visit directly.
- Enter the details required and proceed. You will now see a list of credit cards that you are eligible for.
- You can filter the results for SBI Credit Cards. If you find SBI SimplyCLICK Card in this list, click on Check Eligibility.
- Enter some more details to check whether you are eligible for the card.
- If yes, you can proceed with the detailed application and submit it.
- You will get a call from the bank’s executive for document collection from your preferred location.
After this, SBI Card will scrutinize the documents. If approved, the card will be delivered to your address within 7-10 working days.