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HDFC Diners Club Privilege – The Premium Travel & Lifestyle Card

Home HDFC Bank HDFC Diners Club Privilege – The Premium Travel & Lifestyle Card

HDFC Diners Club Privilege Credit Card is a premium category card that offers great benefits around travel and lifestyle. The card comes along with complimentary memberships of Amazon Prime, Times Prime, Dineout, MMT Black. etc. (under activation and milestone benefits), discount vouchers, reward points, low foreign exchange markup fee of 2%, and dining privileges among others. Read on to know more.

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Updated: 07-10-2022 09:22:58 AM

Key Highlights of HDFC Diners Club Privilege Credit Card

HDFC Diners Club Privilege Credit Card
Best Suited forTravel and Lifestyle
Joining FeeRs. 2,500 plus applicable taxes
Renewal FeeRs. 2,500 (Waived off on spending Rs. 3 lakh in the previous year)
Minimum Income RequirementSalaried: Rs. 70,000 p.m.
Self-employed: ITR>Rs. 8.4 lakh p.a.
Welcome BenefitsComplimentary annual subscriptions to Amazon Prime, Dineout Passport, MMT BLACK, and Times Prime on spending Rs. 75,000 in the first 90 days
Reward Benefits
4 Reward Points for every Rs. 150 spent
Paisabazaar’s Rating★★★★ (4/5)

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit HDFC Bank’s website.

Also read: 10 Best HDFC Credit Cards in India

On this page

HDFC Bank Diners Club Privilege Credit Card Features and Benefits
Fees and Charges
Eligibility and Documentation
Should you Get this Credit Card?
Similar Credit Cards
FAQs

HDFC Bank Diners Club Privilege Credit Card Features and Benefits

The features and benefits offered on this credit card are as follows:

Welcome Benefit: Complimentary annual memberships of Dineout Passport, Amazon Prime, MMT BLACK, and Times Prime on spending Rs. 75,000 within the first 90 days.

Reward Points: The card offers 4 reward points on every Rs. 150 spent on all the retail spends. In addition to that, you get 2X reward points on weekend dining and up to 10X reward points on spends via SmartBuy. Note that the earned reward points are valid for a period of 2 years from the date of accumulation.

The reward points redemption for 1 reward point across different categories is as follows:

SmartBuy (Flights/Hotels)Rs. 0.50
Airmiles0.50 AirMile
Product Catalogue (vouchers/ products)Up to Rs. 0.35
Cash backRs. 0. 20

Airport Lounge Access: This credit card offers 12 complimentary visits per year to 1000+ airport lounges across the world. The add-on cardholder can also get access to airport lounges.

Travel Benefits: With HDFC Diners Club Privilege, you get the following travel benefits:

  • A choice of booking air tickets and hotels across 150 hotel chains via SmartBuy portal
  • Air accident death coverage of Rs. 1 crore
  • Emergency overseas hospitalization of Rs. 25 lakh
  • Travel insurance cover of up to Rs. 50,000 on baggage delay
  • Low foreign exchange markup fee of 2%

Monthly Milestone Benefits: On spending Rs. 40,000 every month, you can choose any one monthly voucher worth Rs. 500 of Ola Cabs | cult.fit Live | BookMyShow | TataCliQ.

Renewal Fee Waiver: The card offers a renewal fee waiver of Rs. 2,500 on spending Rs. 3 Lakh or more in a year.

Golf Program: With this card, you get 2 complimentary golf access across the finest golf courses in the world. You can check the list of International Golf Courses and Domestic Golf Courses.

Lifestyle Benefits: You can get exclusive discounts on spas, salons, gym and doctor consultation.

Concierge Services: This credit card offers 24×7 concierge services such as assistance related to golf courses, assistance, dining, car rental, or business services among others. To avail this facility, you can call on 1860 425 1188.

Annual Spend Based Benefit: You can get complimentary annual memberships of Amazon Prime, Dineout Passport, MMT Black, and Times Prime at the time of card anniversary upon achieving an annual spend milestone of Rs. 5 Lakh.

Other Benefits offered on HDFC Bank Diners Club Privilege Credit Card

  • The card offers up to 50 days of interest-free credit period from the date of purchase.
  • You get a credit liability cover of Rs. 9 Lakh.
  • 1% fuel surcharge waiver across all fuel stations in India, on minimum transactions of Rs. 400. The maximum cashback you can earn is Rs. 500 per statement cycle.
  • The card comes with a Smart EMI facility, wherein you can convert big spends into EMI after purchase.
  • With this card you can make contactless payments that are safe, secure and convenient.

Fees and Charges

TitleDetails
Joining FeeRs. 2,500 + GST
Annual FeeRs. 2,500 + GST
Finance Charges3.6% p.m. | 43.2% p.a.
Late Payment ChargesFor Statement Balance:

  • Less than Rs. 100 – Nil
  • Rs. 100 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 5,000 – Rs. 500
  • Rs. 5,001 to Rs. 10,000 – Rs. 600
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,000 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

Click here to check other associated fees and charges.

Eligibility and Documentation

CriteriaDetails
OccupationSalaried or Self-employed
Minimum Income for Salaried ApplicantsRs. 70,000 per month
Minimum Income for Self-employed ApplicantsRs. 8.40 lakh per annum
Serviceable CitiesClick here for the list of eligible cities
Documents RequiredClick here for the list of required documents

Should you Get this Credit Card?

HDFC Diners Club Privilege is a good option for people looking for premium benefits across travel and overall lifestyle benefits. The card has a high annual fee of Rs. 2,500 which can be waived off on spending Rs. 3 lakh in a year. Here again, note that the high annual fee is justifiable as per the benefits offered, both at domestic and international level.

This card is suitable for people who like to spend a lot, travel internationally, and seek additional benefits such as complimentary memberships and golf game access. Also, as per the benefits offered, you can easily avail the fee waiver of Rs. 3 lakh, as spending Rs. 3 Lakh in a year is achievable, specially if your frequently travel abroad.

To know more, read HDFC Diners Club Privilege Credit Card Review.

Similar Credit Cards

Credit CardAnnual FeeBest Feature
HDFC Regalia Credit CardRs. 2,500Low foreign exchange markup fee; 4 reward points on spending Rs. 150
SBI Card PrimeRs. 2,99910 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies; complimentary memberships
Axis Bank Select Credit CardRs. 3,000 (Nil for Burgundy Customers)10 Axis EDGE Reward Points on every Rs. 200 spent; 20% off on BigBasket, 40% off on Swiggy
SBI Card EliteRs. 4,999Up to 50,000 bonus rewards points annually; Club Vistara and Trident Privilege Membership

Suggested Read: 25 Best Credit Cards in India

FAQs

What are the complimentary annual memberships that come with HDFC Diners Club Privilege?
You will get membership from Dineout, Amazon Prime, MMT BLACK, and Times Prime. In addition to that, you also get monthly vouchers from BookMyShow| Tata Cliq | Ola Cabs | cult.fit Live , worth Rs. 500 on spending Rs. 40,000 in a month.

What are the benefits that come with an HDFC Diners Club Privilege credit card?
 HDFC Diners Club Privilege Credit Card offers great benefits on lifestyle and travel. The card comes along card activation benefits, milestone benefits, renewal fee waiver, complimentary airport lounge access and golf games, low foreign exchange markup fee and reward points among others. Click here to check the in-detail feature and benefits of HDFC Bank Diners Club Privilege Credit Card.

Is there any renewal or annual fee waiver on this card?
The card comes with an annual fee of Rs. 2,500 plus applicable taxes. However, on spending Rs. 3 lakh in a year, your next year’s renewal fee gets waived off.

Do the reward points have any expiration?
Yes, the reward points earned via HDFC Diners Club Privilege Credit Card are valid for 2 years from the date of accumulation. You can redeem the reward points for flights and hotel bookings on SmartBuy, Airmiles, Product Catalogue, or for cashback.

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