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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :26/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :26/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 26/09/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :26/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 26/09/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :26/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :26/09/2021

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Updated: 06-10-2020 09:55:36 AM

With its bold and unconventional customer-oriented strategies, Yes Bank has established itself as one of the leading banks in India. It is one of the few private sector banks that have seen tremendous growth in a short span of time. Being one of the leading banks in the country, Yes Bank offers an array of financial products and expert advice to all its customers and provides them with unlimited access to all these products through its branches and ATMs all across the nation.

Yes Bank offers a range of savings accounts to individuals for meeting their banking needs. Savings accounts are specially designed for senior citizens, minors, defence personnel, and women and some accounts also have premium features and benefits while others are basic accounts with simple features.

Yes Bank Savings Account Interest Rate

Yes Bank Savings Account BalanceRate of Interest*
Savings Deposits Balance less than Rs. 1 lakh4.00% p.a.
Savings Deposits Balance of Rs. 1 lakh less than Rs. 1 crore5.00% p.a.
Savings Deposit Balance of Rs. 1 crore and above6.00% p.a.

*Yes Bank Savings Account Interest Rate is subject to change without prior information. Effective Date – 1st June 2020.

Types of Yes Bank Savings Account

Yes Bank offers a range of savings accounts that are suited to the needs to various customer segments that the bank caters to. Yes Bank allows its customers to open a savings bank account through two modes – online and offline. We have classified the savings account offered by Yes Bank into online and offline channels.

Online Savings Account
Offline Savings Account
Yes Bank Savings Account Eligibility Criteria
Documentation required for Yes Bank Savings Account

Online Savings Account

Customizable Savings Account

Yes Bank brings a Customizable Savings Account which gives the customer the power to choose. To create a customizable savings account, visit Yes Bank’s official website and choose from a range of options. The features and benefits of this savings account are as follows:

  • Customize your Savings Account in 4 simple steps by choosing – debit card, pricing options, account packages and Yes Delights
  • Minimum Balance Requirement is Rs. 10000 (which can be waived off by maintaining a fixed deposit of minimum Rs. 50,000 or recurring deposit of minimum Rs. 5000 per month
  • 5 free ATM transactions (All transactions through Yes Bank and other bank ATMs free if minimum balance is maintained)
  • Auto upgrade of benefits on the basis of relationship value – from Prime to Ascent to Crest
  • Avail benefit of zero balance savings account by opting for any one of the mentioned products – Fixed Deposit, Recurring Deposit, Current Account or Standing Instruction for Mutual Fund
  • Enjoy exclusive offers on Yes Bank Demat Account and Locker at the time of account opening with Yes Delights
  • Transfer funds for free using NEFT / RTGS through branch, enjoy enhanced free limits on cash withdrawal and demand draft
  • Free online transactions via IMPS / NEFT / RTGS using Net Banking and Mobile Banking
  • Get 1 complimentary Yes Bank Zero Balance Savings Account for your family members if you opt to group your family

Debit Card Options with Yes Bank Customizable Savings Account

Debit CardJoining / Annual FeeOffers
Yes Bank RuPay Domestic Debit CardRs. 99–
Yes Prosperity Titanium Debit CardRs. 149 (Annual Fee)–
Yes Prosperity Titanium Plus Debit CardRs. 399 (Annual Fee)BookMyShow offer
Yes Prosperity Platinum Debit CardRs. 599 (Annual Fee)BookMyShow offer, 1 Airport Lounge Access per quarter

Eligibility Criteria –

Any individual residing in India is eligible to open Customizable Savings Account with Yes Bank.

How to open Yes Bank Customizable Savings Account online?

Anyone can open Yes Bank savings account online through Paisabazaar. The steps involved in the process of online application are:

Step 1: In the first step, fill a Savings Account form on Paisabazaar with required personal data like annual income range, name, email id, contact number and city you live in. Once submitted the Savings Account tool automatically will provide personalized Savings Account options for you.

Step 2: In the second step, the applicant can compare various Savings Account options offered by the tool interface and apply for Yes Bank Savings Account and provide your basic and personal details to open your bank account in no time.

Offline Savings Account

1. Smart Salary Platinum Account

Smart Salary Platinum Account from Yes Bank is designed to provide the best in class service and enjoy exclusive privileges. The features and benefits of this Yes Bank saving account are as follows:

  • Enjoy a no strings attached account with nil minimum balance requirements
  • Tax Free interest income: up to Rs 10000 on Savings Account
  • Platinum Debit Card with daily domestic and international ATM withdrawal limit of Rs 1 lakhs
  • Quarterly payout of Savings interest
  • Free RTGS/NEFT payment facility
  • Free Demat Account Opening, with 100% AMC waiver for the 1st year

Eligibility Criteria –

Any individual residing in India can open a savings account with Yes Bank. But, to open a Yes bank Smart Salary Platinum Account, you need to present a letterhead to confirm that you are an employee or the company has an existing banking relationship with Yes Bank.

2. Smart Salary Exclusive Account

Smart Salary Exclusive Account from Yes Bank comes loaded with the best in class features and exclusive offers and privileges. The features and benefits of this Yes Bank saving account are as follows:

  • Enjoy a no strings attached account with nil minimum balance requirements
  • Tax-Free Interest income: up to Rs. 10000 on Savings Account
  • Titanium Plus Debit Card with daily domestic and international ATM withdrawal limit of Rs 75000
  • Free unlimited transactions at Yes Bank and other bank ATMs in India
  • Quarterly payout of Savings interest
  • Free RTGS/NEFT payment facility
  • Free Demat Account Opening, with 50% AMC waiver for the 1st year

Eligibility Criteria –

Any individual residing in India can open a savings account with Yes Bank. But, to open a Yes bank Smart Salary Exclusive Account, you need to present a letterhead to confirm that you are an employee or the company has an existing banking relationship with Yes Bank.

3. Smart Salary Advantage Savings Account

Smart Salary Advantage Savings Account from Yes Bank comes with host of benefits and services to meet your entire banking requirement. The features and benefits of this Yes Bank Savings Account are as follows:

  • Enjoy a no strings attached account with nil minimum balance requirements
  • Tax Free interest income: up to Rs 10000 on Savings Account
  • Titanium Debit Card with daily domestic and international ATM withdrawal limit of Rs 50000
  • Free Titanium Debit Card with access to 1.25 million ATMs and 25 million merchants across India
  • Quarterly payout of Savings interest

Eligibility Criteria –

Any individual residing in India can open a savings account with Yes Bank. But, to open a Yes bank Smart Salary Advantage Account, you need to present a letterhead to confirm that you are an employee or the company has an existing banking relationship with Yes Bank.

4. Yes Family

At Yes Bank, the importance of family is well understood, and hence they offer a family savings bank account, a unique account that enables you to open account of your entire family and link them together to enjoy flexibility on balance maintenance. It will be more comfortable for you to manage all the savings accounts through a single screen. This savings account from Yes Bank offers multiple benefits and greater banking privileges. Few features and benefits are discussed below:

  • The Yes Bank savings account offers the option to maintain the minimum balance across all your family savings accounts
  • No debit card annual fee from 2nd year onwards
  • Get preferential rates on loans and broking accounts
  • A free personalised cheque book is provided at the time of opening the account
  • Free Demand Draft issuance up to defined limits through Branch and NetBanking
  • Free RTGS/NEFT payment facility through NetBanking

Eligibility Criteria –

All individuals residing in India can open a savings account with Yes Bank.

5. My First YES Account

My First YES Account is an exclusive savings account for children which will help them to teach different aspects of banking. This can also be opened as joint savings account. The features and benefits of the savings bank account are as follows:

  • With Yes Bank savings account you can earn interest up to 6.25% p.a.
  • The Average Quarterly Balance requirement is Rs. 2,500 only
  • The AQB is waived if a Fixed Deposit is also maintained with the bank
  • The parents can determine the cash withdrawal limit on debit cards for the child and customize them as per requirement at Rs. 1,000 or Rs. 2,000 or Rs. 5,000 per day for children aged 10 years and above
  • Free RTGS/NEFT payment facility through NetBanking
  • Free personalized Under Guardian cheque book
  • The interest on the account is paid out quarterly
  • Ease of banking through vast network of branches and ATMs

Eligibility Criteria –

My First YES Savings Account is available to children up to the age of 18 yrs. It is a pre-requisite for the parent/ guardian to also hold an account with YES Bank. In event of the parent/ guardian not holding a YES Bank Savings Account, both the accounts (parent’s Saving Account and My First YES Savings Account) can be simultaneously opened.

6. YES First for Women

Yes First Account for Women is specially crafted for progressive Woman of today and offers them with convenient and rewarding experience. Yes Bank believes that women of today deserve a banking experience which is exclusive, premium and extraordinary. The features and benefits of this savings bank account are as follows:

  • Enjoy a no-strings attached savings account with no minimum balance requirements
  • Unlimited service charge waivers on all transactions
  • Get a complimentary Yes World Debit Card with ATM withdrawal and purchase limits of up to Rs 1 lakhs per day
  • Free accident cover of Rs 2 lakhs

Eligibility Criteria –

All women individuals residing in India can open a Yes First savings account with Yes Bank.

7. Yes Honour

Yes Honour is a customized salary savings account which is created especially for employees of Central Government, State Government and Public Sector Units. It provides exclusive privileges and facilities to make banking a convenient, hassle free experience for you. The features and benefits of this savings bank account are as follows:

  • Enjoy a zero balance savings account with no requirement of minimum balance
  • Tax free interest income up to Rs 10000 on savings account
  • Employees of Central Government, State Government and Public Sector units can avail this account
  • Debit Card with Lost Card Liability Protection & Purchase Protection, and exciting offers and discounts
  • Quarterly payout of Savings interest

Eligibility Criteria –

Any individual residing in India and an employee of Central Government, State Government and Public Sector Units is eligible to open Yes Honour Account.

8. Insta Savings Account

This savings account from Yes Bank is a digital savings account and can be opened instantly online using Aadhaar based eKYC. You can simply open this account from the convenience of your home or office, by filling the online account opening form. This account comes with transparent charges and provides value added benefits through several deals and rewards and much more.

Features & Benefits

Yes Bank online savings account comes loaded with various features and benefits that help to make banking a hassle free experience for you.

  • Insta Savings Account can be opened instantly using Aadhaar based eKYC
  • Option to choose the account number of your choice
  • Option to upload KYC documents and partial filling of account opening form

Eligibility Criteria –

All individuals residing in India can open a savings account with Yes Bank.

Documents Required –

To open an Insta savings account with Yes Bank, you should have a PAN Card and Aadhaar Card and a mobile number linked with your Aadhaar number.

How to open Yes Bank Insta Savings Account online?

You can open Yes Bank Insta Savings Account online easily by visiting Yes Bank’s official website.

9. Yes Bank Savings Exclusive Account

Savings Exclusive Account from Yes Bank comes loaded with best in class features and exclusive offers and privileges. The features and benefits of this Yes Bank saving account are as follows:

  • You can get account number of as per your choice
  • Get Yes Bank Titanium Debit Card and avail exclusive offers and discounts
  • Unlimited access to ATMs of any bank across India
  • Doorstep Banking Service
  • 5 FREE pm for instrument & FREE for 10 Txns OR up to Rs. 20 Lacs pm for Cash
  • Debit Card with exciting offers Unlimited access to ATMs of any bank across India

Eligibility Criteria –

All individuals residing in India can open a savings account with Yes Bank.

10. Savings Value

Yes Savings Value comes with various banking benefits including minimal balance requirement. Following are the features and benefits of Savings Value Account from Yes Bank:

  • Tax free interest income up to Rs 10000 on Savings account
  • Quarterly payout of Savings interest
  • Free RTGS/NEFT payment facility through NetBanking
  • Unlimited access to ATMs of any bank across India

Eligibility Criteria –

Any individual residing in India is eligible to open Savings value account with Yes Bank.

11. Yes Vijay

Yes Vijay is a zero balance salary account exclusively for the defence forces. It comes with several special offers and privileges to make the banking a hassle free process. Following are the features and benefits of Yes Vijay Account:

  • Enjoy a no strings attached zero balance savings account
  • Enhanced personal accident cover up to Rs 30 lakhs
  • Quarterly payout of Savings interest
  • Free RTGS/NEFT payment facility through Netbanking
  • Free Demat Account opening with 50% waiver on AMC for lifetime
  • Free Additional Debit Card for single account holders

Eligibility Criteria –

Any individual working in defence forces and residing in India is eligible for opening a Yes Vijay account.

12. 3 – In – 1 Savings account

3 in 1 Savings Account from Yes Bank offers complete investment solutions which include a savings account, Demat account and securities investment account. The features are as follows:

  • A Savings Account, Demat Account and Yes Securities investment account can be opened at one instance
  • All the three accounts provide instant and easy access
  • A wide range of investment products which include equities and derivatives, mutual funds, currency futures, Bonds, NCDs and IPOs

Eligibility Criteria –

Any individual residing in India is eligible to open this savings account from Yes Bank.

13. Yes Respect*

A Yes Bank savings account for senior citizens with the following features and benefits:

  • 50% extra rate of interest on term deposits
  • 40% discount on lockers
  • The Annual Maintenance Charges on the Demat Account is waived for one year
  • Savings with Yes Bank gives the accountholder access to a dedicated Relationship Manager who is there to provide advisory services and meet the banking needs of the customer
  • Discounts at health stores, chemists, hospitals, retail outlets, hotels, etc.
  • Free Silver Debit card with higher limits on cash withdrawals and POS transactions
  • SMS and email alerts for banking transactions and Phone Banking facility
  • Discounts on medical consultation and diagnostic packages at Metropolis India Diagnostic Centres
  • Free Personal Accident cover of Rs. 1 lakh on the Debit Card is available with this type of savings account

14. Yes Grace*

A Yes Bank women savings bank account with the following features and benefits:

  • Yes Bank savings account interest rate is paid on the account is paid out quarterly
  • A zero balance My First Yes Account for the child
  • The Average Quarterly Balance requirement of Yes bank savings account is completely waived if a Fixed Deposit or a Recurring Deposit account is maintained
  • Optional sweep facility to maximize earnings is available with this savings bank account
  • Investment Advisory services via email
  • 5% cash back on Debit Card purchases, 25% discount on locker fees, first year waiver of AMC on Demat Account and attractive deals and gifts through Yes Privileges
  • Free Mobile phone alerts for all banking transactions
  • Doorstep banking facility
  • Silver Debit Card with added Lost Card Liability and Purchase Protection coverage
  • Facility of Money Monitor to track financial information, mobile banking facility, SMS alert feature and Phone Banking facility.
  • Discounts on medical consultation and diagnostic packages at Metropolis India Diagnostic Centres and Health Insurance from Bajaj Allianz

15. Savings Select Account*

A savings account with Yes Bank designed with the singular purpose of helping and encouraging you to grow your savings. The key attractions of the savings bank account are:

  • Debit cards with many attractive features and exciting offers and unlimited access to ATMs of any bank across India.
  • Tax free interest income up to Rs. 10,000 on savings accounts
  • Free NEFT/RTGS facility through net banking
  • Free demand draft issuance up to defined limits through net banking and Yes Bank branches
  • The bank offers free utility bill payment facility through net banking for registered billers
  • Set up of standing instruction facility is also offered free of cost

Applying for a Offline Savings Account from Yes Bank

If you want to open any of the offline savings accounts from Yes Bank which are listed above, then you can do so by visiting the nearest Yes Bank’s branch.

*This product is no longer available.

Yes Bank Savings Account Eligibility Criteria

The savings account with Yes Bank is available for adults (over 18 years of age) who are – Resident Individuals (as sole operated or joint accounts), foreign nationals residing in India and HUF (Hindu Undivided Family) customers. Minors (below 18 years) may open their first savings account with Yes Bank with parent/guardian as joint holder.

Documentation required for Yes Bank Savings Account

The documentation process of Yes Bank is simple and convenient. Here are the documents you need to submit before opening an account with the bank.

  • Address Proof and Identity Proof as per banking norms like Aadhaar Card or Pan Card

For minors –

  • In case the guardian is illiterate, date of birth certificate of the minor from the competent authority
  • If guardian is appointed by the court then copy of the court order providing guardianship rights
Yes Bank Savings Account
(3/5 ) 1 Review
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Dec 9, 2016
3/5
Good account

My savings account gives me a returns of 6%. Very good bank with very easy processing. I had no problem in getting my account opened as the Paisabazaar team and bank personnel were very helpful.

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