Axis Bank has a wide array of products and services to cater to the banking needs of all its customers. The bank provides its customers the convenience of cashless transactions through Axis Bank Debit Cards. It helps all the customers to choose from a series of debit cards that are in line with their needs and requirements. Read on to know more about Axis Bank Debit Cards.
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Axis Bank Debit Card can be used as an ATM card for withdrawing cash from any bank’s ATM. It can also be used for making payments by swiping at a merchant’s PoS machine and for online transactions. Let’s see how Axis Bank debit card works:
Axis Bank Debit Card Offline:
Axis Bank Debit Card can be used to make payments offline, all you need to do is enter your 4-digit debit card PIN in order to complete the transaction. The bank will notify you once the payment will be received. In other words, the bank processes the request made by the merchant using your debit card and releases the required amount.
Axis Bank Debit Card Online:
In case you want to make any payment online using your Axis Bank debit card online, you will be asked to enter the 16-digit debit card number, expiry date, and 3-digit CVV number to complete the transaction. Onced you enter all the details, you will receive an OTP on your registered mobile number, then enter the OTP at the merchant’s site and your transaction will be completed. Similar to offline transactions, the bank will notify regarding the transaction and the amont deducted.
When you open a savings account via Axis Bank, the bank issues a debit card to its customers. The transaction limits of the card are linked depending upon the balance in your account. In case you don’t have a debit card or if you have only an ATM card, you contact the relationship manager by calling on Axis Bank Debit Card Customer Care Number Debit and request for a debit card or to upgrade your ATM card to a debit cum ATM card. You can apply for a debit card online or at the bank branch.
Once the bank issues your debit card, the first thing you need to do is to activate your debit card using the PIN. Axis Bank Debit Card PIN generation can be done via both online and offline modes.
Note: Use the ATM PIN mentioned on your welcome kit
The other way to activate your Axis Debit Card is online via net banking:
Following are the fees and charges applicable to Axis Bank debit cards:
| Type of Fee/ Charge | Amount |
| Annual/ Renewal Fee | Varies from card to card |
| Replacement Charges | Up to Rs. 200 (varies from card to card) |
| Purchases Limit (Per Day) | Up to Rs. 6 lakh (varies from card to card) |
| Daily Withdrawal Limit | Up to Rs. 3 lakh (varies from card to card) |
| MyDesign Personalization | As per choice of image* |
*(apply via www.axisbank.com/mydesign)
HDFC Bank offers debit cards under multiple categories, including cashback, lifestyle, travel, shopping and more. However, you should apply for a debit card based on your spending pattern and requirements. Here are some of the popular Axis debit cards that you can apply for:
| Debit Card | Annual Fee | Limitations | Key Features |
| Axis Burgundy Debit Card | Nil* |
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| Rewards+ Debit Card | Rs. 300 |
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| Power Salute Debit Card | Nil |
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| Titanium Prime Plus Debit Card | Rs. 200 |
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| Rupay Platinum Debit Card | Rs. 200 (waived for Axis Republic main account holder) |
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**For Non-Burgundy customers, holding a Burgundy Debit Card issuance/annual fees of Rs. 1,500 + taxes.
Q. Can I activate Axis Bank Debit Card through mobile App and phone banking?
Yes, you can activate your Axis Bank Debit Card through mobile App and phone banking
1. Axis Bank Debit Card Activation using Mobile Banking App
2. Axis Bank Debit Card Activation using Phone Banking
Generating Debit Card PIN through Phone Banking is a 2-step process that involves:
Q. How to Block Axis Bank Debit Card?
In case your debit card or ATM card is lost or stolen, the cardholder can immediately block or hotlist Axis Bank Debit Card so that it is not misused. Following are the ways to do so:
Q. What is the eligibility for NRI Domestic Titanium Debit Card?
NRI Domestic Titanium Debit Card is crafted exclusively for NRO Accounts. Customer should be above 18 years of age and should be an NRI or PIO.
Q. What can a customer do if he/she forgets the PIN or the card is stuck in the ATM machine?
The cardholder can contact the Axis Bank Customer Care or visit the bank branch for further assistance regarding retrieval/issuance of a new card.
