A debit card can be used for any monetary transaction. It is termed as plastic money which gives electronic transaction facility and direct access to savings account through ATMs, internet banking etc. You can deposit and withdraw cash as per your requirement without having to go through the bank’s paperwork.
Axis Bank is among the third largest private sector banks in the country. It has a wide array of products and services to cater to the banking needs of all and sundry in India. Axis Bank was jointly promoted in 1993 by Specified Undertaking of Unit Trust of India, Life Insurance Corporation of India, National Insurance Company Ltd, General Insurance Corporation of India, New India Assurance Company Ltd, Oriental Insurance Company Ltd and United India Insurance Company Ltd.
The bank’s registered office was founded in Ahmedabad and started operations in the year 1994. Axis Bank provides a host of financial services to individuals and corporate houses of every segment. The bank is a one-stop solution for customer needs and aims at providing high-quality service and delivery at all instances. It has a strong foothold both in India and globally.
With its years of services, best customer experience, widespread banking channel, huge customer base and uniquely structured products, Axis Bank is able to cater to needs of individual customer segments with ease. It has become one of the most preferred banks of our country.
Why use an Axis Bank Debit Card?
Axis Bank provides one of the best debit cards which allow instant access to your funds through secured transactions. The debit cards provided by Axis Bank have maximum daily withdrawal limit of up to Rs 2 lakhs. Some of its cards have a special feature of reward points on transactions related to shopping, dining and fuel spends.
Key features and details of Axis Bank Debit Card
|Debit Cards||Transaction Limit||Reward Points|
|Daily cash withdrawal||Purchase limit|
|Burgundy World Debit Card||Rs 2 lakhs||Rs 6 lakhs||2 reward point for every Rs 200 spent|
|Wealth Debit Card||Rs 2 lakhs||Rs 5 lakhs||1 reward point for every Rs 200 spent|
|Priority Platinum Debit Card||Rs 1 lakhs||Rs 2 lakhs||1 reward point for every Rs 200 spent|
|Titanium Rewards Debit Card||Rs 50,000||Rs 4 lakhs||5 points for every Rs 200 spent|
|Rewards+ Debit Card||Rs 50,000||Rs 4 lakhs||5 points for every Rs 200 spent|
|Secure+ Debit Card||Rs 50,000||Rs 75,000||1 reward point for every Rs 200 spent|
|Display Debit Card||Rs 1 lakh||Rs 4 lakhs||2 reward points for every Rs 200|
|Youth Debit Card||Rs 40,000||Rs 1 lakhs||Not Applicable|
|Ladies First Debit Card||Rs 40,000||Rs 1 lakhs||Not Applicable|
|Power Salute Debit Card||Rs 40,000||Rs 1 lakhs||Not Applicable|
|Titanium Prime Debit Card||Rs 50,000||Rs 1 lakhs||Not Applicable|
|Titanium Prime Plus Debit Card||Rs 50,000||Rs 1 lakhs||1 point for every Rs 200 spent|
|Smart Privilege Debit Card||Rs 40,000||Rs 1 lakhs||1 point for every Rs 200 spent|
Types of Debit Cards provided by Axis Bank
- Burgundy World Debit Card
This debit card is exclusively tailored as per your basic needs and lifestyle. The card has issuance and annual charges waiver option with free ATM withdrawal facility throughout India.
- Wealth Debit Card:
An Axis Bank debit card that offers premium privileges, discounts, enhanced transaction benefits and maximized coverage.
- Priority Platinum Debit Card:
It is a premium card that provides specially designed services for the priority account holders. This card is also eligible to for 25% cashback on almost all the online and movie ticket purchase.
- Titanium Rewards Debit Card:
It is a debit card that allows you to earn many reward points and gives maximised purchase limits. The card also provides personal accidental insurance cover of Rs 5 crore.
- Rewards+ Debit Card:
Earn more reward points, higher purchase limits and additional benefits with Axis Bank Rewards+ debit card.
- Secure+ Debit Card:
It is an EMV chip debit card that offers the maximum level of security with additional secured payment services. It also provides emergency travel assistance of up to Rs 80,000 in case of loss of card abroad.
- Display Debit Card:
Get many benefits such as maximum purchase limit of Rs 4 lakhs and daily cash withdrawal limit of Rs 1 lakh, based on the account balance. This card also offers such benefits as personal insurance cover of Rs 5 lakhs and air accident cover of Rs 25 lakhs. Also, as a complimentary benefit, the card gives airport lounge access at selected airports in India.
- Youth Debit Card:
It is a specially tailored debit card designed especially for individuals aged between 18 years and 25 years. The card gives discounts on making payments at selected branded shopping outlets, restaurants, hotels, spa & resorts etc.
- Ladies First Debit Card:
This is very good debit card for women as it has been designed keeping mind their daily expenses. It requires no minimum balance to be maintained and gives returns at 4% on savings account balance.
- Power Salute Debit Card:
It is a debit card for the country’s defense personnel. It provides an accidental insurance cover of Rs 10 lakhs to cardholders.
Basic Debit Cards
- Titanium Prime Debit Card:
It is an Axis Bank debit card which is specifically made for the shopaholics. The debit card has maximised withdrawal limit and purchase limit. The benefits of availing this card include insurance covers, shopping discounts, cashbacks and many more.
- Titanium Prime Plus Debit Card:
It gives 10% cashback on movie ticket purchases and insurance benefits. It also gives 1 reward point for every Rs 200 spent at specific merchants.
- Visa Classic Debit Card:
Spend more safely with this Chip and PIN enabled VISA debit card for more secured transactions.
Other Debit Cards
- Smart Privilege Debit Card
It is a special debit card for women account holders at Axis Bank. The card offers various benefits such as higher withdrawal limit, personal accident cover, and reward points.
- Gold Debit Card
This debit card is tailored especially to provide such benefits as fuel surcharge waiver, higher withdrawal and purchase limit, and air accident cover.
- Gold Plus Debit Card
Gold Plus debit card offers various rewards and facilities on every transaction. The cardholder of this debit card is also eligible for complimentary airport access at various lounges.
- MasterCard Classic Debit Card
It is a classic debit card which can be personalized as per individual needs. This card also provides various discount benefits at shopping outlets.
- Rupay Platinum Debit Card
It is a specially tailored cashback card designed to benefit you at every shopping transaction. The card holder is eligible for 5% cash back on all the utility bill payments and 1% cashback on fuel transactions made using this card.
- Rupay Platinum NRO Debit Card
It is a discount debit card which gives 15% discount on dining bills at 5000+ restaurants in India.
Key Features of Other Debit Cards
|Debit Cards||Transaction Limit||Reward Points|
|Daily Cash Withdrawal||Purchase Limit|
|Smart Priviledge Debit Card||Rs 40,000||Rs 1 lakhs||1 Reward Point for every Rs 200 spent|
|Gold Debit Card||Rs 50,000||Rs 1.75 lakhs||1 Reward Point for every Rs 200 spent|
|Gold Plus Debit Card||Rs 50,000||Rs 1.75 lakhs||1 Reward Point for every Rs 200 spent|
|MasterCard Classic Debit Card||Rs 40,000||Rs 1 lakhs||Not Applicable|
|Rupay Platinum Debit Card||Rs 40,000||Rs 1 lakhs||Not Applicable|
|Rupay Platinum NRO Debit Card||Rs 75,000||Rs 2 lakhs||Not Applicable|
Important Benefits of Axis Bank Debit Card
- Axis Bank has an eDGE Loyalty program which allows you to redeem the accumulated rewards point from 500+ reward options like restaurants, shopping outlets, fuel stations, movie tickets etc.
- Use your Axis Bank debit card to shop at online outlets and payback with EMIs within 3 to 6 months.
- 15% discount on dining over 1400+ restaurants with your Axis Bank Debit Cards.
Important Dos and Don’ts
- Pay at every possible POS with your Axis Bank Debit Card to enjoy maximum benefits.
- Sign at the back of your debit card.
- Put an SMS alert for your debit card transactions.
- Ensure that no one is around while you enter your debit card PIN at any POS terminal.
- Do not tamper the magnetic strip at the back of your debit card.
- Do not share your ATM PIN with anyone.
Documents Required to apply for a Debit Card