
Welcome benefits on a credit card make it more enticing and you should definitely consider them when looking for a new credit card. However, refrain from deciding on a card solely based on its welcome benefits. Compare other features on the card along with the sign-up bonus and then choose the right card. Below we have listed top credit cards that offer lucrative sign-up bonuses or welcome benefits.
Credit Cards with the Best Sign-up/Welcome Bonus in 2022
Credit Card | Welcome Benefits | Annual Fee | Income Eligibility |
SBI Elite Credit Card | E-gift voucher worth Rs. 5,000 | Rs. 4,999* | For Salaried and Self-employed: Rs. 60,000 p.m. |
Club Vistara SBI Card PRIME Credit Card | 1 Premium Economy ticket e-gift voucher (on payment of annual fee) | Rs. 2,999 | For Salaried: Rs. 40,000 p.m. For Self-employed: Rs. 33,333 p.m. |
HDFC Diners Club Black Credit Card | Complimentary Annual Membership for:
| Rs. 10,000* | For Salaried: Rs. 1.75 lakh p.m. For Self-employed: Rs. 21 lakh p.a. |
Standard Chartered Manhattan Platinum Credit Card | BookMyShow voucher worth Rs. 2,000 on making a transaction in first 90 days | Rs. 999 | For Salaried: Rs. 90,000 p.m. For Self-employed: Rs. 10.8 lakh p.m. |
ICICI Intermiles Sapphiro Credit Card |
| Rs. 5,000 | Check with the bank |
MakeMyTrip ICICI Bank Signature Credit Card |
| Nil | For Salaried: Rs. 4.2 lakh p.a. For Self-employed: Rs. 9 lakh p.a. |
Flipkart Axis Bank Credit Card |
| Rs. 500 | Check with the bank |
Citi® PremierMiles Credit Card | 10,000 Miles | Rs. 3,000/Complimentary to Citigold clients | Salaried: Rs. 25,000 p.m. |
* Annual Fee Waiver is provided on spending a certain amount in an anniversary year
SBI Elite Credit Card
SBI Elite credit card is a premium credit card that is of great benefit to the frequent international traveller.
![]() | Annual Fee: Rs 4,999 | Renewal Fee: Rs.4999 Welcome Benefit: E-gift voucher worth Rs. 5,000 from brands such as Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop. |
Other Features and Benefits
Club Vistara Membership –
- Complimentary Club Vistara Silver membership
- Get 1 complimentary upgraded voucher
- Earn 9 Club Vistara Points per Rs. 100 spent on Vistara Flights.
Concierge Service – Use the service to make gift delivery, movie/hotel reservations and get suggestions for holiday itineraries.
Trident Privilege Membership – Complimentary Trident Privilege Red Tier membership ,1,500 Bonus Points on your first stay & additional Rs.1,000 hotel credit on extended night stay.
Lounge Access –
- 6 complimentary Airport Lounge visits per calendar year (outside India)
- 2 complimentary Domestic Airport Lounge visits every quarter (within India)
- Complimentary membership to the Priority Pass Program worth $99.
Spend Milestone Reward – The Milestone benefits are given in the following manner:
Amount Spent | Reward Points Earned |
Rs. 3.00 lakh | 10,000 |
Rs. 4.00 lakh | 10,000 |
Rs. 5.00 lakh | 15,000 |
Rs. 8.00 lakh | 15,000 |
Besides this, you get an annual fee waiver on spending Rs. 10 lakh in an anniversary year.
Reward Program –
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- 2 Reward Points per Rs.100 on all other spends (except fuel)
Movie Offer – Free movie tickets worth up to Rs. 6,000 in a year. Minimum 2 tickets need to be booked. Maximum discount offered is Rs. 250 per ticket for 2 tickets.
Consider Reading: SBI Elite Credit Card Review