Bank of Baroda (BoB) is the second largest Indian bank and has its headquarters located in Vadodara. BoB is a state-run banking and financial services organization founded in 1908. The total asset valuation of the bank amounts to over Rs 3.58 trillion.
The bank was ranked 801 on the Forbes Global 2000 list. Bank of Baroda is present worldwide through its network of branches, ATMs, and subsidiaries. It is located in countries such as the US, the UK, UAE, Australia, New Zealand, Belgium, Hong Kong, Mauritius, Singapore, China, New Zealand, and many more.
Bank of Baroda caters to a huge client base of both corporate and retail customers. The bank has a host of financial products and services which cover private banking, corporate banking, consumer banking, finance, insurance, investment banking, mortgage, loans, credit cards, private equity and wealth management.
The bank has introduced many PIN and EMV Chip based debit cards in collaboration with Rupay, VISA, and MasterCard. The Bank of Baroda debit cards can be used for various purposes such as cash withdrawals from 6900+ ATMs, purchases at online and offline shopping outlets, and other merchant outlets.
Bank of Baroda debit cardholders can make up to 3 transactions for free every month. For making any transaction after that, customers are charged up to Rs 20. However, in non-metro cities, the bank allows up to 5 transactions for free.