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This is will save users from crisis like lost cards, declined transactions due to incorrect PIN and taking cards to ATMs. With everything becoming digitalised in today’s time, this upgrade will ease out ATM visits.
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Some pre-requisites to withdraw money via UPI:
- An ATM machine having UPI service
- Any UPI-based payment app like GPay, PhonePe, BHIM, etc.
- Should have a working internet connection
Steps to withdraw funds without ATM Card:
Step 1– Head to any ATM machine and choose “Withdraw Cash” option
Step 2– Choose the UPI option on the ATM machine screen
Step 3– You will be shown a QR code on the ATM screen
Step 4– Now, open any UPI payment app on your phone and turn on the QR scanner code
Step 5– Once you have scanned the code, enter the amount you want to withdraw (up to Rs. 5,000 as of now)
Step 6– Click on proceed and enter the UPI PIN to withdraw the money.