Customers having savings account in UCO Bank get the facility to check their bank balance through various methods. It helps them stay updated with the transactions carried out using their bank account and also detect any fraudulent activities, if any, at the earliest. UCO Bank balance enquiry can be done online through netbanking, mobile banking or e-passbook and offline through SMS banking, calling the toll-free number, by visiting the branch or a nearby ATM.
UCO Bank Balance Enquiry Number
Customers of UCO Bank can enquire about their account balance by calling at UCO Bank balance check number on the provided toll-free number:
1800 274 0123 (Toll-free)

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How to Register for UCO Bank Balance Enquiry Number by Missed Call
UCO Bank does not provide balance enquiry service using the missed call facility. However, UCO Bank provides balance enquiry facility by calling on their toll-free number given above. Account-holders can call on 18002740123 (toll-free) to check their UCO Bank account balance for free. Also, UCO Bank savings account holders will not be required to register to avail of this facility.
What are the other ways to check UCO Bank Account Balance
Given below are some of the ways using which account holders can check their UCO Bank account balance for free:
UCO Bank Balance Check via Net Banking
UCO Bank provides internet banking facility to its account holders. One can check the account balance through UCO Bank netbanking as well.
- Account-holders who have registered for bank’s net banking facility can check their UCO Bank Account Balance using this facility
- UCO Bank Balance Enquiry by net banking can be done by checking the account summary post login
- Not only this, but account holders can also request services, transact, transfer and make utility bill payments using UCO Bank net banking facility
UCO Bank Balance Check via Mobile Banking
Accountholders can make use of UCO Bank mobile banking services through UCO Bank M-Banking, UCOSecure, UCO Pay +, BHIM UCO UPI & UCO mPassbook. Following are UCO Bank mobile banking applications with which account holders can check their account balance on-the-go:
UCO Bank M-Banking
UCO Bank account holders can download and install the UCO Bank mBanking app on their Android or iOS devices to avail banking services like UCO Bank Balance enquiry, mini statement, fund transfers, cheque book request and much more.
UCOSecure
UCOSecure mobile app from UCO Bank helps to provide more safety and secure all the digital products offered by the bank. It helps to instantly block & unblock all the digital products including e-banking, m-banking, Debit Card, BHIM UCO UPI, UCOPAY (e-wallet) & secure the digital platform.
UCO Pay+
This mobile app is a wallet offering by UCO Bank available only on Android platform. With this wallet, users can load money spend it on all their recharges and bill payments including Gas, electricity, insurance, mutual funds, etc. Users can also add money from their net banking/debit card/credit card, receiving/paying money from/to their friends.
BHIM UCO UPI
UCO Bank provides BHIM UPI app which allows account holders to pay and receive money using UPI facility via Virtual Private Address.
UCO mPassbook
UCO mPassbook application allows its users to check all the transactions on electronic passbook on-the-go. Account-holders can register and even use the mobile application in offline mode. With mPassbook, account holders can also do UCO Bank Balance Enquiry in both online & offline mode.

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UCO Bank Balance Check via Passbook
UCO Bank provides passbook to all its account holders to help them keep a check of all their banking transactions.
- Account-holders can visit their nearest UCO Bank branch to check their UCO Bank Account Balance by a passbook
- UCO Bank passbook contains all the debit and credit transactions carried out by the account holder
UCO Bank Balance Check via ATM
UCO Bank account holders can visit their nearest bank ATM for instant UCO Bank Balance Enquiry. Individuals will be required to visit their nearest ATM & follow the steps mentioned below:
- Swipe the UCO Bank ATM Card
- Use the 4-digit ATM card PIN
- Select the “Check Account Balance” option
- UCO Bank Account Balance will be shown on the ATM display
UCO Balance Check via SMS Banking
For UCO Bank Balance Enquiry by SMS, account holders can easily opt to send an SMS and check their account balance. To check UCO Bank account balance, SMS UCOBAL <mPIN> to 56161.
If the account holder has multiple UCO Bank accounts linked with the same mobile number, he/she can do instant UCO Bank Balance Enquiry by sending an SMS UCOBAL <mPIN> <14-digit Account number> to 56161.
Check your Account Balance via UPI for UCO Bank
- Open any UPI app on your smartphone
- Enter the set code
- Choose the account for whose balance you want to check
- Tap on check balance
- Enter the UPI PIN that you have created
- As soon as you enter the UPI PIN, the balance will appear on the screen
UCO Bank WhatsApp Banking
UCO Bank offers WhatsApp Banking services to its customers to get their queries resolved. Customers need to send Hi on 8334001234.
Services Offered through UCO Bank WhatsApp Banking
Users can access the below-mentioned services through UCO Bank WhatsApp Banking:
- Check account balance
- Get mini statement
- Locate the nearest branch/ATM
- Apply for personalised debit card
- Apply for home/car loan
- Apply for UCO mBanking Plus
- Apply for POS machine/QR code
It is to be noted that this service can be availed by both customer and non-UCO Bank users. However, customers need to register their mobile number with the bank to avail all types of services. Non-UCO bank customers will be provided limited services through WhatsApp banking.
Consumer ExperienceWhich is the best method for UCO Bank balance enquiry online? I have been using UCO Bank WhatsApp banking services lately and I must say that it is one of the easiest method to check my account balance instantly. I use this service to find out my other banking details as well such as mini statement or locate the nearest branch of the bank. I highly recommend UCO Bank WhatsApp banking service to check account balance instantly. Which is the best method for UCO Bank balance check offline? I have been using UCO Bank missed call service to check my balance offline. To check my balance, I call on 1800 274 0123 which is a toll-free number from my registered mobile number. I find this service quite quick and the best part is that there are no charges levied to avail this service. I get my account details quickly after giving a missed call. -Megha Khanna, UCO Bank customer for the past 10 years |
Frequently Asked Questions
Q. Do account holders need to visit only UCO Bank’s ATMs to check the account balance?
Ans. No, account holders can check balance from any ATM.
Q. Are there any charges on UCO Bank balance check services?
Ans. No, there are no charges applied by UCO Bank. However, operator charges are applied for SMS services.
Q. How can I add my mobile number to UCO Bank?
Ans. You need to fill out the registration form mentioning your mobile number and submit it to the bank’s representative along with your identification ID. Once the submission is successful, the account will be updated with your phone number.
Q. Can I get my mini statement by using missed call service?
Ans. Yes, you can get the mini statement for UCO Bank by giving a missed call from your registered mobile number to 09213125125 and receive a message having your last 5 transactions.
Q. Can UCO m-Passbook application be used offline?
Ans. Yes, once account has been synced and data has been loaded, the application can be used even in offline mode. The balance will be available as per the last synced date.
Q. What is UCO m-Passbook OTP?
Ans. It is a digital version of passbook which is available on 12 languages. You can choose the language as per your convenience. All savings/current account holders including those who have loan account can register for UCO m-Passbook by downloading the application from Google play store/App store.

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