Punjab National Bank offers various modes of fund transfer facilities to its accountholders. One such payment and fund transfer facility is of the UPI that is probably the most user-friendly method of fund transfer. UPI or Unified Payments Interface is a fund transfer mechanism provided by NPCI through which one can transfer funds online on a real-time basis at no extra cost.
The bank offers this facility through two mobile apps – PNB One and BHIM PNB UPI app. Accountholders can install and transfer funds through PNB One app on their iOS and Android smartphones. In addition to that, Android users can use BHIM PNB to make UPI transactions. The accountholder can transfer funds using the apps with the help of a payment identifier like account number, IFSC, virtual payment address, or QR code. Let us understand more about PNB UPI below.