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DCB Bank Savings Account

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City: Gurgaon
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Updated: 15-11-2021 06:07:30 AM

Note: The information on this page may not be updated. Kindly refer to the bank website to check the latest information.

Development Credit Bank (DCB) is a scheduled commercial bank which has contemporary infrastructure to include internet or online banking for individuals as well as for business customers. DCB Bank offers a variety of savings account options to individuals to meet their diverse banking needs.

DCB Savings Account Interest Rates

DCB Savings Account BalanceRate of Interest
Savings Account Balance up to Rs. 1 crore4% p.a.
Savings Account Balance between Rs. 1 crore up to Rs. 5 crore6.25% p.a.

DCB Bank savings account interest rate is 4% per annum if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum with effect from 1st August, 2017.

Types of DCB Bank Savings Account

Types of DCB Bank Savings Account

DCB bank offers several types of savings accounts with attractive interest rates. The purpose of offering such a good interest rates is to ensure that every account holder can make the most of their savings.

Types of DCB Savings AccountPrimary Features
Online Savings Account
DCB Elite Savings Account
  1. DCB Platinum Debit Card
  2. Unlimited free access to all DCB Bank and Visa ATMs in India
DCB CashBack Savings Account
  1. DCB CashBack Platinum Debit Card
  2. Free unlimited RTGS/NEFT Facility
DCB Classic Savings Account
  1. Free RTGS / NEFT
  2. QAB as low as Rs. 2,500 (Tier 2 Branches); Rs. 5000 (Tier 1 Branches)
Offline Savings Account
DCB Family Savings Account
  1. Combined QAB – Rs. 1,00,000
  2. DCB Platinum Debit Card
DCB Shubh Labh Savings Account
  1. DCB Shubh-Labh Platinum debit card
  2. Cash Back Facility Available
DCB Privilege Savings Account
  1. Total Relationship Value – Rs. 5 lakh
  2. Free Unlimited RTGS / NEFT Facility
DCB BSBDA
  1. Zero Balance Savings Account
  2. Free Debit Card

Online Savings Account

1. DCB Elite Savings Account

DCB Elite Savings AccountFeatures
Minimum Balance Requirement (QAB)Rs. 25,000
Interest Rate6.25% p.a.*
Debit CardDCB Platinum Debit Card
Internet Banking / Mobile BankingFree unlimited facility
Cash back AmountMin. Rs. 2,000 per month

Max. Rs. 20,000 per financial year

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

2. DCB CashBack Savings Account

DCB CashBack Savings AccountFeatures
Minimum Balance Requirement (QAB)Rs. 10,000
Interest Rate6.25% p.a.*
Debit CardDCB CashBack Platinum Debit Card
Internet Banking / Mobile BankingFree unlimited facility
Cash back AmountUp to Rs. 6000 per financial year

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

3. DCB Classic Savings Account 

DCB Classic Savings AccountFeatures
Minimum Balance Requirement (QAB)Rs. 5,000 (Tier 1 branches)

Rs. 2,500 (Tier 2 branches)

Interest Rate6.25% p.a.*
RTGS / NEFT FacilityFree unlimited facility
Internet Banking / Mobile BankingFree unlimited facility
Branch banking facilityAvailable across DCB Branches

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

How to open DCB Savings account online?

Any individual can open an account with DCB in 2 easy steps –

  • Enter personal details and submit the online application form.
  • Print and sign the PDF and send it along with the self-attested copies of your KYC documents to a DCB Bank branch.

Offline Savings Account

1. DCB Family Savings Account 

DCB Family Savings AccountFeatures
Minimum Balance Requirement (Combined QAB)Rs. 1,00,000
Interest Rate6.25% p.a.*
Debit CardDCB Platinum Debit Card
Internet Banking / Mobile BankingFree unlimited facility
Cash back AmountMin. Rs. 2,000 per month

Max. Rs. 20,000 per financial year

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

2. DCB Shubh-Labh Savings Account

DCB Shubh-Labh Savings AccountFeatures
Maximum Cash Back Allowed Per MonthUp to Rs. 400 (On the basis of AQB maintained)
Interest Rate6.25% p.a.*
Debit CardDCB Shubh-Labh Platinum debit card
Cash Back Facility AvailableYes
Eligibility CriteriaResident Individuals

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

3. DCB Privilege Savings Account

DCB Privilege Savings AccountFeatures
Total Relationship ValueRs. 5,00,000 (Savings Account & Fixed Deposit)
Interest Rate6.25% p.a.*
Debit CardDCB Platinum Debit Card
ATM Cash Withdrawal LimitRs. 1,00,000 per day
Point of Sale (POS) LimitRs. 1,50,000 per day

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

4. DCB Basic Savings Bank Deposit Account 

DCB BSBD AccountFeatures
Minimum Balance RequirementZero Balance Savings Account
Interest Rate6.25% p.a.*
Debit CardFree Debit / ATM Card
RTGS / NEFT Facility AvailableYes
Internet Banking / Mobile Banking AvailableYes

*DCB Bank provides 4% per annum interest if the balance in the account is up to Rs. 1 crore. For balances between Rs. 1 crore and up to Rs. 5 crore, the rate of interest provided is 6.25% per annum.

How to apply an Offline DCB Bank Savings Account?

If you want to open any of the offline savings accounts from DCB Bank which are listed above, then you can do so by visiting the nearest DCB’s branch.

For any queries, you can also contact DCB Bank using below-mentioned phone banking numbers.

Phone Banking Numbers

For NRIs

Call: 91 22 61271000

India Toll Free: 1800 209 5363 / 1800 123 5363

Email: nri@dcbbank.com

For Resident Indians

Call Toll Free: 1800 209 5363 / 1800 123 5363

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