Yes Bank offers various types of fixed deposit schemes to both regular individuals and senior citizens at attractive interest rates. The bank provides fixed deposit schemes for a period of 7 days (short-term) to 10 years(long-term).
Let’s look at the different types Yes Bank FD interests 2019.
| FD Tenure | Interest Rates (in %) on Domestic Deposits less than Rs. 2 Crore | |
| Regular Citizens | Senior Citizens | |
| 7 to 45 days | 5.00% | 5.50% |
| 46 to 90 days | 6.25% | 6.75% |
| 3 months to less than 6 months | 6.25% | 6.75% |
| 6 months to less than 9 months | 6.85% | 7.35% |
| 9 months to less than 1 year | 7.15% | 7.65% |
| 1 year to less than equal to 10 years | 7.25% | 7.75% |
| Special Rates | ||
| 12 Months 10 Days to 12 Months 20 Days | 7.85% | 8.35% |
| 18 months 8 days to 18 months 18 days | 7.55% | 8.05% |
| 2 years to less than 3 years | 7.75% | 8.25% |
| FD Tenure | Interest Rate for Deposits less than 2 Crore |
| 1 year to less than equal to 10 years | 7.25% |
| Special Rates | |
| 12 months 10 days to 12 months 20 days | 7.85% |
| 18 months 8 days to 18 months 18 days | 7.55% |
| 2 years to less than 3 years | 7.65% |
Note: The above mentioned interest rates are applicable with effect from 24th June 2019.
| FD Tenure | Interest Rates (in %) |
| 7 to 45 days | 5.00% |
| 46 to 90 days | 6.25% |
| 3 months to less than 6 months | 6.25% |
| 6 months to less than 9 months | 6.85% |
| 9 months to less than 1 year | 7.15% |
| 1 year to less than equal to 10 years | 7.25% |
| Special Rates | |
| 12 months 10 days to 12 months 20 days | 7.85% |
| 18 months 8 days to 18 months 18 days | 7.55% |
| 2 years to less than 3 years | 7.75% |
Note: The above mentioned interest rates are application from 24th June, 2019 only.
| Period | Currency | |||||||
| USD | GBP | EURO | JPY | CAD | AUD | SGD | HKD | |
| 1 Yr to less than 2 Yrs | 3.75% | 1.55% | 0.10% | 0.40% | 2.60% | 2.00 % | 2.25 % | 2.55% |
| 2 Yrs to less than 3 Yrs | 3.10% | 1.75% | 0.10% | 0.40% | 2.50% | 2.30% | 2.20% | 2.35% |
| 3 Yrs to less than 4 Yrs | 3.00% | 1.55% | 0.10% | 0.49 % | 2.45 % | 2.30% | 1.65% | 2.00% |
| 4 Yrs to less than 5 Yrs | 3.00% | 1.55% | 0.10% | 0.15% | 2.45% | 2.35% | 1.70% | 2.00% |
| 5 Yrs only | 3.00% | 1.70% | 0.10% | 1.04% | 2.30% | 2.30 % | 1.75% | 2.00% |
Note: The above mentioned interest rates are application from 21st to 30th August only.
| Period | Currency | |||||
| USD | GBP | EURO | JPY | CAD | AUD | |
| >=12 months <24 months | 3.75% | 1.55% | 0.10% | 0.40% | 2.60 % | 2.00% |
| >=24 months <36 months | 3.10% | 1.75% | 0.10 % | 0.40% | 2.50% | 2.30% |
| 36 months | 3.00% | 1.55% | 0.10% | 1.49% | 2.45% | 2.30% |
Note: The above mentioned interest rates are application from 21st to 30th August only.
1. Resident Fixed Deposit
Yes Bank Resident Fixed Deposit serves as a steady source of income for Indian residents and provides standard interest rates across flexible tenures.
| Features of Yes Bank Resident Fixed Deposit Account |
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| Yes Bank Resident Fixed Deposit Eligibility Criteria |
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2. Yes Bank Tax saver FD
Tax saver FD is a great choice for customers who want to get tax deduction under section 80C of the Indian Income Tax Act, 1961. The maturity period for tax saver FD is 5 years. There are certain regulations below that you need to follow.
| Features of Yes Bank Tax-saver Fixed Deposit Account |
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| Yes Bank Tax Saver Fixed Deposit Eligibility Criteria |
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3. Yes Bank Senior Citizens FD Scheme
Senior citizen FD scheme at Yes Bank returns more interest than regular individuals for up to 0.77% and is particularly devised for the welfare of them.
| Features of Yes Bank Senior Citizens Fixed Deposit Account |
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| Yes Bank Senior Citizens Fixed Deposit Eligibility Criteria |
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4. NRE Fixed Deposit Account
It is a safe repatriable option for NRIs looking to deposit money and earn good interest returns. Below are the features.
| Features of Yes Bank NRE Fixed Deposit Account |
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| Yes Bank NRE Fixed Deposit Eligibility Criteria |
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5. NRO Fixed Deposit
NRO account is for global Indians looking for a fixed deposit account for their income that is generated in India. Below are its features and eligibility criteria.
| Features of Yes Bank NRO Fixed Deposit Account |
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| Yes Bank NRO Fixed Deposit Eligibility Criteria |
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6. FCNR Fixed Deposit Account
FCNR deposit stands for Foreign Currency Non-Repatriable account. Deposits in this account can be made in foreign currencies. Below are its features and eligibility.
| Features of Yes Bank FCNR Fixed Deposit Account |
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| Yes Bank FCNR Fixed Deposit Eligibility Criteria |
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7. RFC Fixed Deposit Account
RFC stands for Resident foreign currency account. It is a fixed deposit account for maintaining foreign currency deposits.and is ideal for NRIs returning to India.
| Features of Yes Bank RFC Fixed Deposit Account |
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| Yes Bank RFC Fixed Deposit Eligibility Criteria |
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Now, it is easy for investors to check the maturity amount of their Yes Bank Fixed Deposits using our FD Calculator. Just enter the amount you wish to deposit, preferred tenure of investment and the rate of interest to know how much your investment will be worth at maturity. You can also check the interest and maturity amount for reinvestment schemes using Paisabazaar’s compound interest calculator.
| Passport size photograph |
| Proof of Identity |
| PAN card(mandatory) Voter ID |
| Proof of Residence |
| Utility bills (electricity, water, telephone, and gas) Bank account statement (with cheque) Passport |
To open Yes Bank fixed deposit online you should have access to internet banking or Yes mobile, mobile banking app from Yes Bank.
Internet Banking
Through Yesmobile, the mobile banking app