Yes Bank FD Rates

Resident Fixed Deposit Interest Rates

FD Tenure	Interest Rates (in %) on Domestic Deposits less than Rs 1 Crore
	Regular Citizens	Senior Citizens
7 to 45 days	5.00%	5.50%
46 to 90 days	7.00%	7.50%
3 months to less than 6 months	6.90%	7.40%
6 months to less than 9 months	7.10%	7.60%
9 months to less than 1 year	7.00%	7.50%
1 year to less than equal to 10 years	7.25%	7.75%
Special Rates
12 months 10 days to 12 months 20 days	7.50%	8.00%
18 months 8 days to 18 months 18 days	7.85%	8.35%
36 months 10 days to 36 months 20 days	7.50%	8.00%

NRE Fixed Deposit Interest Rates

FD Tenure	Interest Rate for Deposits less than 1 Cr.
1 year to less than equal to 10 years	7.25%
Special Rates
12 months 10 days to 12 months 20 days	7,50%
18 months 8 days to 18 months 18 days	7.85%
36 months 10 days to 36 months 20 days	7.50%

NRO Fixed Deposit Interest Rates

FD Tenure	Interest Rates (in %)
7 to 45 days	5.00%
46 to 90 days	7.00%
3 months to less than 6 months	6.90%
6 months to less than 9 months	7.10%
9 months to less than 1 year	7.00%
1 year to less than equal to 10 years	7.25%
Special Rates
12 months 10 days to 12 months 20 days	7.50%
18 months 8 days to 18 months 18 days	7.85%
36 months 10 days to 36 months 20 days	7.50%

FCNR (B) Deposit – Foreign Currency Non-Resident Fixed Deposit Interest Rates

Period	Currency
	USD	GBP	EURO	JPY	CAD	AUD	SGD	HKD
1 Yr to less than 2 Yrs	3.85%	1.45%	0.10%	0.40%	2.40%	2.75%	2.20%	2.25%
2 Yrs to less than 3 Yrs	4.00%	1.55%	0.10%	0.10%	2.50%	2.85%	2.20%	2.75%
3 Yrs to less than 4 Yrs	3.80%	1.55%	0.10%	0.57%	2.60%	2.95%	2.20%	2.75%
4 Yrs to less than 5 Yrs	3.75%	1.55%	0.20%	0.10%	2.60%	2.95%	2.20%	2.75%
5 Yrs only	3.86%	1.55%	0.20%	0.32%	2.60%	2.95%	2.20%	2.75%

RFC Deposit Interest Rates

Period	Currency
	USD	GBP	EURO	JPY	CAD	AUD
>=12 months <24 months	1.50%	1.66%	0.53	0.63	1.85%	2.76%
>=24 months <36 months	1.77%	1.97%	0.56	0.63	1.82%	2.75%
36 months	2.26%	2.39%	1.13	1.13%	2.17%	3.06%

1. Resident Fixed Deposit Account
2. Senior Citizen Fixed Deposit Account
3. Tax Saver Fixed Deposit Account
4. NRO Fixed Deposit Account
5. NRE  Fixed Deposit Account
6. FCNR Fixed Deposit Account
7. RFC Fixed Deposit Account

1. Resident Fixed Deposit

Yes Bank Resident Fixed Deposit serves as a steady source of income for Indian residents and provides standard interest rates across flexible tenures.

Features of Yes Bank Resident Fixed Deposit Account

Tenure for this account ranges from 7 days to 10 years No penalty on premature withdrawal Auto-renewal facility available Overdraft facility available Inter-city banking facility available Yes Bank Fixed Deposit Interest Rate ranges from 5% to 7.85% depending upon the tenure. For detailed interest rates, click here.

Yes Bank Resident Fixed Deposit Eligibility Criteria

Resident individual Hindu Undivided Family Companies, Partnership Firms or Sole Proprietorships Family Trusts Associations, Clubs, and Societies

2. Yes Bank Tax saver FD

Tax saver FD is a great choice for customers who want to get tax deduction under section 80C of the Indian Income Tax Act, 1961. Maturity period for tax saver FD is 5 years. There are certain regulations below that you need to follow.

Features of Yes Bank Tax-saver Fixed Deposit Account

Joint account facilities available Premature withdrawal not permitted Senior citizens and NRIs are eligible Loan against FD not possible Interest rate for resident individuals is 7.25% and for senior citizens is 7.98%

Yes Bank Tax Saver Fixed Deposit Eligibility Criteria

Resident individual Hindu Undivided Family Companies, Partnership Firms or Sole Proprietorship Family Trusts Associations, Clubs, and Societies

3. Yes Bank Senior Citizens FD Scheme

Senior citizen FD scheme at Yes Bank returns more interest than regular individuals for up to 0.77% and is particularly devised for the welfare of them.

Features of Yes Bank Senior Citizens Fixed Deposit Account

Preferential rates for senior citizens as high as up to 0.77% more Yes Bank Fixed Deposit Interest Rate ranges from 5.50% to 8.62% depending upon the tenure. For detailed interest rates, click here. Joint account facility available provided first account holder is a senior citizen

Yes Bank Senior Citizens Fixed Deposit Eligibility Criteria

Indian residents of age 60 years and above

4. NRE Fixed Deposit Account

It is a safe repatriable option for NRIs looking to deposit money and earn good interest returns. Below are the features.

Features of Yes Bank NRE Fixed Deposit Account

NRE fixed deposits are tax-free Auto-renewal facility available Internet banking facility available Nomination facility available Yes Bank NRE Fixed Deposit Interest Rate ranges from 7.25% to 7.85% depending upon the tenure. For detailed interest rates, click here.

Yes Bank NRE Fixed Deposit Eligibility Criteria

Non-resident Indian(NRI) Person of Indian origin (PIO)

5. NRO Fixed Deposit

NRO account is for global Indians looking for a fixed deposit account for their income that is generated in India. Below are its features and eligibility criteria.

Features of Yes Bank NRO Fixed Deposit Account

Tenure starting from 7 days and goes up to 10 years Yes Bank NRO Fixed Deposit Interest Rate ranges from 7.25% to 7.85% depending upon the tenure. For detailed interest rates, click here. No charges for premature withdrawal Internet banking facility available

Yes Bank NRO Fixed Deposit Eligibility Criteria

Non-resident Indian (NRI) Person of Indian origin (PIO)

6. FCNR Fixed Deposit Account

FCNR deposit stands for Foreign Currency Non-Repatriable account. Deposits in this account can be made in foreign currencies. Below are its features and eligibility.

Features of Yes Bank FCNR Fixed Deposit Account

Operates in eight major currencies Minimum deposit is a nominal 1000 units of foreign currency Tenure ranging from 1 year to 5 years Auto-renewal facility available Interest is compounded half yearly

Yes Bank FCNR Fixed Deposit Eligibility Criteria

Non-resident Indian (NRI)

7. RFC Fixed Deposit Account

RFC stands for Resident foreign currency account. It is a fixed deposit account for maintaining foreign currency deposits.and is ideal for NRIs returning to India.

Features of Yes Bank RFC Fixed Deposit Account

Yes Bank RFC FD account operates in 6 currencies These currencies can be converted to Indian currencies at any time Balance in RFC can be transferred to NRE/FCNR account free of cost Interest earned on RFC Deposits is subject to Tax deducted at source @10%

Yes Bank RFC Fixed Deposit Eligibility Criteria

Non-resident Indian (NRI) Person of Indian origin (PIO)

Passport size photograph

Proof of Identity

PAN card(mandatory) Aadhaar card Voter ID Passport Driving license Senior Citizen ID Card

Proof of Residence

Utility bills (electricity, water, telephone, and gas) Bank account statement (with cheque) Passport

Now, it is easy for investors to check the maturity amount of their Yes Bank Fixed Deposits using our FD Calculator. Just enter the amount you wish to deposit, preferred tenure of investment and the rate of interest to know how much your investment will be worth at maturity. You can also check the interest and maturity amount for reinvestment schemes using Paisabazaar’s compound interest calculator.

To open Yes Bank fixed deposit online you should have access to internet banking or Yes mobile, mobile banking app from Yes Bank.

Internet Banking

• Visit the official website of Yes Bank and log in through your net banking username and password.
• Click on “open new fixed deposit account”.
• Select tenure, interest, deposit, and branch name.
• OTP will be sent to your registered number post which the FD account gets booked.

Through Yesmobile, the mobile banking app

• Login to Yesmobile app through your username and password.
• Enter ‘Mobile banking Personal Identification number’ (MPIN) to validate the details.
• The process to create Yes Bank FD account will be initiated.