HDFC Ltd. FD Interest Rates (p.a.) Highlights | |
Highest slab rate | 7.70% (for 45 months – Sapphire Deposits) |
For 1 year | 7.10% |
For 2 years | 7.35% |
For 3 years | 7.40% |
For 4 years | 7.40% |
For 5 years | 7.40% |
The interest rates are as of 22 March 2023
HDFC Ltd. offers FD interest rates of 7.10-7.70% p.a. to the general public and 7.35-7.95% p.a. to senior citizens on tenures ranging from 1 year to 10 years. This HFC has been accredited with a credit rating of AAA/Stable by CRISIL and AAA/Stable by ICRA. As per CRISIL, AAA indicates very strong chances of timely interest and principal repayment by the HFC. As per ICRA, AAA indicates highest-credit-quality and carries lowest credit risk for the depositors.
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*Rates are subject to change as per the bank's discretion.
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Apply NowHDFC Ltd. FD Interest Rates (p.a.) Highlights | |
Highest slab rate | 7.70% (for 45 months – Sapphire Deposits) |
For 1 year | 7.10% |
For 2 years | 7.35% |
For 3 years | 7.40% |
For 4 years | 7.40% |
For 5 years | 7.40% |
The interest rates are as of 22 March 2023
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Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option | |
33 months | 7.30 | 7.35 | 7.40 | 7.55 | 7.55 |
66 months | 7.40 | 7..45 | 7.50 | 7.65 | 7.65 |
Minimum amount (Rs) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
FDs of up to ₹5 lakhs insured by RBI
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Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half Yearly Option | Annual Income Plan | Cumulative Option | |
45 months | 7.45 | 7.50 | 7.55 | 7.70 | 7.70 |
Minimum Amount (Rs) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option | |
15 months | 7.20 | 7.25 | 7.30 | – | 7.45 |
22 months | 7.25 | 7.30 | 7.35 | 7.50 | 7.50 |
44 months | 7.25 | 7.30 | 7.35 | 7.50 | 7.50 |
Minimum amount (Rs) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
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Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option | |
12-23 months | 6.85 | 6.90 | 6.95 | – | 7.10 |
24-35 months | 7.10 | 7.15 | 7.20 | 7.35 | 7.35 |
36-60 months | 7.15 | 7.20 | 7.25 | 7.40 | 7.40 |
61-120 months | 7.05 | 7.10 | 7.15 | 7.30 | 7.30 |
Minimum amount (Rs) | 40,000 | 20,000 | 20,000 | 20,000 | 20,000 |
Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option | |
75 months | 7.70 | 7.75 | 7.80 | 8.00 | 8.00 |
Period | Interest Rates (% p.a.) | ||||
Monthly Income Plan | Quarterly Option | Half-Yearly Option | Annual Income Plan | Cumulative Option | |
12-23 months | 7.10 | 7.15 | 7.20 | – | 7.35 |
24-35 months | 7.25 | 7.30 | 7.35 | 7.50 | 7.50 |
36-60 months | 7.20 | 7.25 | 7.30 | 7.45 | 7.45 |
61-120 months | 7.05 | 7.10 | 7.15 | 7.30 | 7.30 |
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Months completed from the date of deposit | Interest Rate payable |
After 3 months but before 6 months | The interest payable shall be 3% p.a. for the individual depositor, and no interest in case of other categories of depositors |
After 6 months but before the date of maturity | The interest payable shall be 1% lower than the interest rate applicable to a public deposit for the period for which the deposit has run
In case, if no rate has been specified for that period, then 2% lower than the minimum rate at which the public deposits are accepted by HDFC Ltd. |