IndusInd Bank offers FD interest rates of 3.50%-7.25% p.a. to the general public and 4.00%-7.85% p.a. to senior citizens on tenures ranging from 7 days to 61 months and above. The interest rate on IndusInd Bank Tax Saving FDs is 6.75% p.a. for the general public and 7.35% p.a. for senior citizen depositors for tenures of 5 years. The bank also offers various fixed deposit products for NRIs, such as NRO, NRE, RFC, and FCNR fixed deposits. IndusInd Bank accepts FCNR fixed deposits and RFC fixed deposits in US Dollars (USD), British Pound Sterling (GBP), Euro (EUR), Japanese Yen (JPY), Canadian Dollar (CAD) and Australian Dollar (AUD).
& Get a Lifetime Free Step Up Credit Card
*Rates are subject to change as per the bank's discretion.
Invest in FD and Get Lifetime FREE Step Up Credit Card
Apply Now
| Highest slab rate | 7.50% p.a. (2 years to 3 years 3 months) |
| For 1 year | 7.00% p.a. |
| For 2 years | 7.50% p.a. |
| For 3 years | 7.50% p.a. |
| For 4 years | 7.25% p.a. |
| For 5 years | 7.25% p.a. |
| Tax-Saving FD | 7.25% p.a. |
Note: Rates as of 20 January 2023
FDs of up to ₹5 lakhs insured by RBI
No hassle of opening a saving account
No documentation
| Tenure | Regular Citizens (%) | Senior Citizens (%) |
| 7 days to 14 days | 3.50 | 4.00 |
| 15 days to 30 days | 3.50 | 4.00 |
| 31 days to 45 days | 4.00 | 4.50 |
| 46 days to 60 days | 4.50 | 4.75 |
| 61 days to 90 days | 4.60 | 5.10 |
| 91 days to 120 days | 4.75 | 5.25 |
| 121 days to 180 days | 5.00 | 5.50 |
| 181 days to 210 days | 5.75 | 6.25 |
| 211 days to 269 days | 5.80 | 6.30 |
| 270 days to 354 days | 6.00 | 6.50 |
| 355 days to 364 days | 6.25 | 6.75 |
| 1 year to below 1 year 6 months | 7.00 | 7.50 |
| 1 year 6 months to below 1 year 7 months | 7.25 | 7.75 |
| 1 year 7 months to below 2 years | 7.25 | 7.75 |
| 2 years up to 2 years 1 month | 7.50 | 8.25 |
| Above 2 years 1 month to below 2 years 6 months | 7.50 | 8.25 |
| 2 years 6 months to below 2 years 9 months | 7.50 | 8.25 |
| 2 years 9 months to 3 years 3 months | 7.50 | 8.25 |
| Above 3 years 3 months to below 61 months | 7.25 | 8.00 |
| 61 months and above | 7.00 | 7.75 |
Note: Additional Senior citizens interest rates will not be applicable for NRO Fixed Deposits.
Card limit is 100% of FD Amount
Instant Virtual Card
7.30%INTEREST ON FD| Tenure | Regular Citizens | Senior Citizens |
| 5 Years | 7.25% | 8.00% |
Book SBM Bank FD & Get Lifetime FREE Step UP Credit Card Apply Now
| Tenure | Regular Citizens (% p.a.) |
| 7 days to 14 days | 4.90 |
| 15 days to 30 days | 5.00 |
| 31 days to 45 days | 5.25 |
| 46 days to 60 days | 5.50 |
| 61 days to 90 days | 6.00 |
| 91 days to 120 days | 6.25 |
| 121 days to 180 days | 6.50 |
| 181 days to 210 days | 6.60 |
| 211 days to 269 days | 6.65 |
| 270 days to 354 days | 6.75 |
| 355 days to 364 days | 6.85 |
| 1 year to below 1 year 6 months | 7.25 |
| 1 year 6 months to below 1 year 7 months | 7.25 |
| 1 year 7 months to below 2 years | 7.25 |
| 2 years up to 2 years 1 month | 7.50 |
| Above 2 years 1 month to below 2 years 6 months | 7.50 |
| 2 years 6 months to below 2 years 9 months | 7.50 |
| 2 years 9 months to 3 years 3 months | 7.50 |
| Above 3 years 3 months to below 61 months | 7.25 |
| 61 months and above | 7.00 |
Note: Additional interest rate benefit to the senior citizen will not be applicable for deposits of Rs 2 crore to less than Rs 5 crore
Get Secured Credit Card with credit limit of 100% of your FD Apply Now
| Tenure | Interest Rates (% p.a.) | ||||||
| Below USD 1 Million | USD 1 Million and above | GBP | EUR | JPY | CAD | AUD | |
| 1 year to less than 2 years | 5.65 | 5.65 | 4.40 | 3.00 | – | 4.40 | 3.80 |
| 2 years to less than 3 years | 5.40 | 5.50 | 4.70 | 3.30 | 2.40 | 4.40 | 4.45 |
| 3 years to less than 4 years | 4.90 | 5.00 | 4.00 | 2.35 | – | 4.10 | 4.50 |
| 4 years to less than 5 years | 4.50 | 4.75 | 4.00 | 2.00 | – | 3.80 | 4.45 |
| 5 years | 4.35 | 4.80 | 4.00 | 2.00 | 2.30 | 3.65 | 4.45 |
*RFC Deposit Rates are available only in USD, GBP & Euro
Get Lifetime FREE Step UP Credit Card With No Annual Fees Know More
| FD Value | FD Tenor |
| More than Rs 5 crore | 344 to 354 days |
| 18 to 19 months | |
| 24 to 61 months | |
| Less than Rs 5 crore | 24 to 61 months |
Book FD with SBM Bank & Get Virtual Credit Card Instantly Apply Now
Book SBM Bank FD & Get Lifetime FREE Step UP Credit Card Apply Now
Get Secured Credit Card with credit limit of 100% of your FD Apply Now
IndusInd Fixed Deposit Calculator can be used to check the interest and maturity amount that the depositor shall get on maturity. Since IndusInd FD interest rates keep on changing, it is highly advisable to check the maturity amount as per the prevailing interest rates before investing in a fixed deposit. The tool requires minimal information including the deposit amount and tenure for which this amount is to be deposited. Along with these two inputs, customers need to provide the fixed deposit rate too on which the maturity amount will be calculated.
Q. What is the minimum tenure of the IndusInd Bank Fixed Deposit Scheme?
A. The minimum tenure of the IndusInd Bank Fixed Deposit Scheme is 7 days.
Q. What is the maximum tenure of the IndusInd Bank Fixed Deposit Scheme?
A. The maximum tenure of the IndusInd Bank Fixed Deposit Scheme is 10 years.
Q. Is a premature withdrawal facility available for Indus Tax Saver Deposit Scheme?
A. No, premature withdrawal is not available for Indus Tax Saver Deposit Scheme.
Q. What is the highest IndusInd bank FD interest rate for deposit schemes to regular individuals?
A. The highest interest rate of IndusInd Bank’s fixed deposit scheme to regular individuals is 7.25%, for a tenure of 2 years up to 2 years 1 month.
Q. What is the highest IndusInd bank FD interest rate for deposit schemes to senior citizens?
A. The highest interest rate of the IndusInd Bank fixed deposit scheme to senior citizens is 7.85%, for a tenure of 2 years up to 2 years 1 month.
Q. Can an account holder apply for IndusInd Bank FD via Internet Banking?
A. Yes, an account holder can easily apply for IndusInd Bank FD via Internet Banking.
