Jana Small Finance Bank FD Rates

• Minimum Amount: Rs. 1000
• Maximum Amount: No Limit
• Minimum Period: 7 days
• Maximum Period: 10 years
• Jana Bank FD Rate ranges from 6.00% to 8.50% depending upon the tenure.
• Premature withdrawal allowed
• Premature withdrawal penalty on deposits less than Rs.100 lakh – 0.5%; Deposits of Rs.100 lakh and more – 1%

• Minimum Amount: Rs. 1000
• Maximum Amount: No Limit
• Minimum Period: 7 days
• Maximum Period: 10 years
• Get additional 0.60% interest over and above the FD card rate for regular individuals
• Jana Bank FD Rate ranges from 6.60% to 9.10% depending upon the tenure. For detailed Senior Citizen FD interest rates.
• Premature withdrawal allowed. Penalty on deposits less than Rs.100 lakh – 0.5%; Deposits of Rs.100 lakh and more – 1%

• Minimum Amount: Rs. 1 crore
• Minimum Period: 7 days
• For Jana Bank FD interest rates on deposit of Rs.1 Crore & above, please visit the nearest Jana Small Finance Bank branch.
• Premature withdrawal facility available

Jana Bank Fixed Deposit of Rs.1 crore and above can be opened by Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Cooperative Society, Trusts, Partnerships, NGO and Private Limited.

Both new and existing customers can invest in Jana Small Finance Bank Fixed Deposit.

Aadhaar Card / Aadhaar Enrolment (Not older than 6 months) and

PAN Card / Form 60 and

FATCA Declaration (Part of FD account opening form)

Recent Photograph

Aadhaar Card / Aadhar Enrolment of Karta

PAN Card / Form 60 of HUF

PAN Card / Form 60 of Karta

Declaration from Karta & Joint Hindu Family duly signed by all adult holders (As per Annexure 2)

Recent Photograph

FATCA Declaration (Part of FD account opening form)

KYC Documents of the proprietor

Certified copy of PAN / GIR no. / Form 60 of the firm or proprietor and

FATCA Declaration and

Any two of the Business Proofs:

Registration Certificate

Sales & Income Tax Returns

Utility Bills such as electricity bills, landline bills etc.

Importer Exporter Code (IEC)

Certified Copy of PAN/GIR No. of the firm and

Certified copy of the partnership deed and

Certified copy of the registration certificate, in case of registered partnership and

Address proof of the firm, if not available in the partnership deed or registration certificate and

FATCA declaration

KYC documents of the Directors / Authorised signatories and

DIN of the Directors who are authorised signatories and

Certified true copy of Certificate of Incorporation & Memorandum & Articles of Association and

List of directors and

Board Resolution and

Certified Copy of PAN Card / GIR No. and

Firm’s Proof of address and

Certified true copy of Certificate of commencement of business (public limited company) and

FATCA Declaration

KYC documents of the Trustees / authorised signatories and

Certified copy of the registration certificate and

Certified copy of the Trust deed / Bye-Laws and

List of Current Trustees / Office bearers on the letter head of the company and

Certified copy of resolution and

Certified copy of PAN Card/GIR No. and

Address Proof and

Income Tax registration u/s 12A and

FATCA Declaration

KYC documents of the authorised signatories and

Certified copy of Rules / Regulations / Bye-Laws / Constitutional Document and

Resolution of the managing body and

Power of attorney granted to transact on its behalf and

Registration certificate and

Address proof and

Certified copy of PAN/GIR No. and

FATCA Declaration

Government Department/ Agency / Board / ULB / Local Government (Taluk, Gram Panchayat/Autonomous Body)

KYC Documents and

Resolution / Authorization / Mandate Letter and

Identification of authorised signatories duly attested by unit head and

Certificate of Incorporation and

PAN Card / Form 60 / GIR No. / and

Address Proof