Jana Small Finance Bank offers FD interest rates of 3.75-8.15% p.a. to the general public and 4.45-8.85% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Jana Small Finance Bank Tax Saving FDs is 6.00% p.a. for the general public and 6.70% p.a. for senior citizen depositors for tenures of 5 years. Jana Small Finance Bank has been recognised as a scheduled bank by the RBI, which makes its depositors eligible for deposit insurance provided by the Depositor Insurance and Credit Guarantee Corporation (DICGC). The deposit insurance cover from DICGC, an RBI subsidiary, insures cumulative deposits up to Rs 5 lakh made by each depositor, including his fixed deposits, savings, current, and recurring deposits, in each scheduled bank in case of the failure or merger/amalgamation of a scheduled bank.
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Jana Small Finance Bank FD Interest Rates (p.a.) Highlights 2023 |
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| Highest slab rate | 8.15% (for 500 days) |
| For 1 year | 7.25% |
| For 2 years | 7.25% |
| For 3 years | 7.35% |
| For 4 years | 7.25% |
| For 5 years | 6.00% |
| Tax-Saving FD | 6.00% |
The interest rates are updated as of 24 May 2023
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6.5%INTEREST ON FD
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7 − 14 days | 3.75 | 4.45 |
| 15 − 60 days | 4.25 | 4.95 |
| 61 – 90 days | 5.00 | 5.70 |
| 91 – 180 days | 6.25 | 6.95 |
| 181 – 364 days | 7.00 | 7.70 |
| 1 year (365 days) – 499 days | 7.25 | 7.95 |
| 500 days | 8.15 | 8.85 |
| 501 days – 2 years | 7.25 | 7.95 |
| Above 2 years – 3 years | 7.35 | 8.05 |
| Above 3 years – less than 5 years | 7.25 | 7.95 |
| 5 years (1825 days) | 6.00 | 6.70 |
| Above 5 years – 10 years | 6.00 | 6.70 |
FDs of up to ₹5 lakhs insured by RBI
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| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 5 years (1825 days) | 6.00 | 6.70 |
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| Tenure | Interest Rate (% p.a.) |
| 7 − 14 days | 3.75 |
| 15 − 60 days | 4.25 |
| 61 – 90 days | 5.00 |
| 91 – 180 days | 6.25 |
| 181 – 364 days | 7.00 |
| 1 year (365 days) – 499 days | 7.25 |
| 500 days | 8.15 |
| 501 days – 2 years | 7.25 |
| Above 2 years – 3 years | 7.35 |
| Above 3 years – less than 5 years | 7.25 |
| 5 years (1825 days) | 6.00 |
| Above 5 years – 10 years | 6.00 |
| Tenure | Interest Rate (% p.a.) |
| 1 year (365 days) – 499 days | 7.25 |
| 500 days | 8.15 |
| 501 days – 2 years | 7.25 |
| Above 2 years – 3 years | 7.35 |
| Above 3 years – less than 5 years | 7.25 |
| 5 years (1825 days) | 6.00 |
| Above 5 years – 10 years | 6.00 |
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If you are in complete confusion about your fixed deposit investment, then you can use an FD calculator at Paisabazaar.com which can help you make a more informed decision. If you wish to check the maturity amount of your fixed deposit, you will be required to only provide the amount that you wish to deposit, Jana Bank FD rate and preferred deposit tenure to check how much will your deposit will be worth at maturity.
