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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :09/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :09/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 09/03/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :09/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 09/03/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :09/03/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :09/03/2021

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Updated: 15-02-2021 07:58:56 AM

Utkarsh Small Finance Bank offers some of the best FD interest rates in the market. The bank provides its customers with an option to safeguard their savings in fixed deposits and also earn good returns. Read on to know about the current Utkarsh Small Finance Bank FD rates along with the bank’s premature withdrawal facility, eligibility criteria and more.

Utkarsh Small Finance Bank FD Rates
Utkarsh Small Finance Bank – Fixed Deposit Schemes
Who Should Invest?
Premature Withdrawal Facility
Utkarsh Bank FD Calculator
Eligibility Criteria – Who can apply?
Documents Required to Apply
Utkarsh Bank FD Schemes - How to Apply?
Frequently Asked Questions (FAQs)

Utkarsh Small Finance Bank FD Rates

TenuresUtkarsh Bank FD Rates (p.a.)
General CustomersSenior Citizens
7 days to 45 days3.00%3.50%
46 days to 90 days3.25%3.75%
91 days to 180 days4.00%4.50%
181 days to 364 days6.00%6.50%
365 days to 699 days6.75%7.25%
700 days7.00%7.50%
701 days to 3652 days6.75%7.25%

Note: Interest rates are applicable to deposits below ₹ 2 crores with effect from 19th October 2020.

Utkarsh Small Finance Bank FD Plus Rates

(without premature withdrawal facility)

TenureUtkarsh Bank FD Rates (p.a.)
General CustomersSenior Citizens
7 days to 45 days3.00%3.50%
46 days to 90 days3.25%3.75%
91 days to 180 days4.00%4.50%
181 days to 364 days6.00%6.50%
365 days to 699 days7.00%7.50%
700 days7.25%7.75%
701 days to 3652 days7.00%7.50%

Note: Interest rates are applicable to deposits above ₹ 15 Lakhs to below ₹ 2 crores with effect from 19th October 2020.

Utkarsh Small Finance Bank – Fixed Deposit Schemes

The bank has two types of fixed deposit schemes to cater to the differential needs of its customers. These schemes are:

  1. Utkarsh – Fixed Deposit
  2. Utkarsh – Fixed Deposit Plus

Features & Benefits of Utkarsh Bank FD Schemes

  • Utkarsh Fixed Deposit

This is the bank’s regular FD scheme and is fit for most of the customer base. The details of this scheme are stated in the table below:

ParticularsDetails
Tenure7 days – 10 years
Min. Deposit AmountRs. 1,000
Interest TreatmentSimple Interest calculation for deposits maturing in less than 181 days

The option of compounding available for deposits maturing in 181 days or more

Rates for Senior Citizens0.5% over the standard FD interest rates
Premature WithdrawalAllowed; a penalty of 1%
Features
  • Option to receive monthly or quarterly interest
  • A nominee can be appointed online
  • Available for resident individuals and non-individuals
  • No capping on investment amount (for deposits above Rs. 2 crores, customer needs to directly contact the bank)
  • Utkarsh Fixed Deposit Plus

This fixed deposit scheme is designed to provide higher returns to those who wish to invest a higher amount (minimum Rs. 15 Lakh to less than Rs. 2 Crore). Features of this scheme are tabulated further:

ParticularsDetails
Tenure7 days – 10 years
Min. Deposit AmountRs. 15 lakh
Max. Deposit AmountLess than Rs.1 crore
Interest TreatmentSame as that of regular fixed deposit scheme
Rates for Senior Citizens0.50% extra
Premature WithdrawalNot allowed
Features
  • Higher FD rates than regular fixed deposit scheme
  • Online nomination facility available
  • Investment capped at Rs. 2 crore

Who Should Invest?

Anyone looking for a safer investment option with decent but guaranteed returns should invest in a fixed deposit scheme. For Utkarsh FD schemes, you can earn better interest rates than the average rates circulating in the major banks.

For those looking to save on the income tax, go for Tax Saver FD and save up to Rs. 1.5 lakh by claiming the deposit amount in ‘Deductions’ u/s 80C of IT Act, 1961.

If you wish to invest a big amount, starting with Rs. 15 lakh, you should select Utkarsh Fixed Deposit Plus and earn higher interest due to preferential rates.

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Premature Withdrawal Facility

Premature withdrawal facility means that the depositor is given the option to withdraw money from the fixed deposit before the date of maturity. This option is given to depositors to help them self-finance an emergency. The following points highlight the features of this facility:

  • 1% penalty is levied on withdrawing funds before the maturity
    • Lower of 1% minus the FD rate at the time of booking or 1% minus the rate of interest for the period for which the FD was active
  • No interest is paid on premature withdrawal exercised before 7 days from the date of booking

Utkarsh Bank FD Calculator

Before putting money in any of the fixed deposit schemes by Utkarsh Small Finance Bank, it is suggested to use the Fixed Deposit Calculator at Paisabazaar.com. This is an online free tool which can be accessed at any time and from mobile phone or computer, likewise.

Using this FD calculator, customers can get an idea of their potential interest earnings with Utkarsh Bank’s FD schemes. To use the tool, one only needs to provide three inputs, viz. deposit amount, tenure for which FD is to be kept with the bank and the updated Utkarsh Bank FD rates.

On submitting these details, the calculator shall furnish the estimated total interest earnings. This way, one can direct one’s money in the best possible way.

Eligibility Criteria – Who can apply?

The persons stated below can apply for the FD schemes by Utkarsh Small Finance Bank:

  • Indian residents (individuals)
  • Hindu Undivided Families (HUFs)
  • Partnership Firms
  • Sole Proprietorship Firms
  • Trusts and Societies
  • Limited Companies

Documents Required to Apply

The following documents/details are required when opening a fixed deposit account with Utkarsh Bank:

1. Individuals

  • One latest passport size photograph
  • PAN or Form 60
  • Address Proof (Voter’s ID card/ Aadhar / Passport/ Driving Licence/Job card issued by NREGA, etc.)

2. Public or Private Limited Companies

  • Certificate of Incorporation
  • Memorandum and Articles of Association
  • Board Resolution authorizing the opening and operations of the account
  • PAN or General Index Registrar (GIR) number
  • List of Directors with residential addresses
  • PAN Card and Aadhaar Card of authorized signatories
  • Firm’s Address Proof (if not stated in the Certificate of Incorporation)
  • GST Certificate

3. Partnership Firms

  • Partnership Deed and Registration Certificate, PAN Card of Partnership Firm
  • Shop and Establishment Certificate or GST Certificate
  • Letter from partners approving the persons concerned to open and operate the account
  • Aadhaar Card and PAN Card of Authorized Signatories
  • PAN Card of the Firm or Form 60

4. Limited Liability Partnership Firms

  • Certificate of Registration issued by the registrar of Limited Liability Partnership
  • PAN Card of LLP
  • Aadhaar Card and PAN Card of authorized signatories
  • Communication Address proof of Limited Liability Partnership Firm

5. Proprietorship Concerns

  • Certificate from a State Government or Statutory Body or Trade License or Sales Tax Certificate or Shop and Establishment Certificate or GST Certificate
  • Letter of proprietorship, duly signed by the proprietor in her or his individual capacity (with a rubber stamp)
  • Aadhaar Card and PAN Card of the proprietor(s) or authorized signatory(s)

6. Hindu Undivided Family (HUF)

  • Letter of HUF duly signed by Karta and all Co-Parceners
  • PAN or GIR number or completed Form 60
  • Names of Karta and Co-Parceners with a residential address
  • Aadhaar Card of all authorized signatories
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Utkarsh Bank FD Schemes - How to Apply?

Interested customers are required to visit a nearby branch of Utkarsh Small Finance Bank along with all the above-stated documents.

However, now the bank has come up with another alternative in which one may apply online and a banks’ customer care executive shall call back to help the customer proceed with the application thus registered.

Steps for online intimation are as follows:

Step 1 – Visit the official website of Utkarsh Small Finance Bank.

Step 2 – On the top of the homepage, hover over the ‘Accounts & Deposits’ tab and select ‘Fixed Deposits’ or ‘Fixed Deposit Plus’ from the list.

Accounts & Deposit

Step 3 – On the redirected page, Click on the ‘Apply Now’ button.

click on apply now

Step 4 – Fill the pop-up online form with the product type, state, city and nearest branch number from options provided in drop-down boxes along with name and contact number.

Fill the pop-up online form

Step 5 – Submit the form (after clicking on the ‘reCaptcha’ to confirm that the user is a human).

recaptcha submit

Step 6 – Enter the OTP (this will be sent to the submitted contact number) and click on ‘Get a call back’ to complete the application process.

otp confirmation

For queries, customers can also call on any of the following Utkarsh Small Finance Bank customer care numbers:

1800 123 9878

1800 208 1788

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Frequently Asked Questions (FAQs)

Q. What is the highest Utkarsh Small Finance Bank FD Rate available?

Currently, the highest Utkarsh Small Finance Bank FD rate is 7.00% for regular individuals & 7.50% for senior citizens (700 days).

Q. What is the minimum amount to invest in Utkarsh Small Finance Bank Fixed Deposit Account?

The minimum amount to invest in Utkarsh Small Finance Bank Fixed Deposit Account is Rs. 1,000.

Q. What is the minimum amount to invest in Utkarsh Small Finance Bank Fixed Deposit Plus Account?

The minimum amount to invest in Utkarsh Small Finance Bank Fixed Deposit Account Plus is Rs. 15,00,000.

Q. Are there any penalty charges on premature withdrawal of Utkarsh Small Finance Bank Fixed Deposit?

Bank charges a penalty of 1%, i.e. interest is given at the applicable rate of interest minus 1%.

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