Axis SIP Calculator

Axis Mutual Fund SIP Calculator is an online financial tool that investors can use to estimate returns on their investments for a specific period. Based on that investors can plan their long-term financial goals such as retirement, wealth creation or child’s education. The calculator provides a quick and convenient way to evaluate your investment potential before investing.

Axis Mutual Fund SIP Calculator works on compound interest principal, in which your returns start earning returns over time. The standard formula used for SIP calculation is: 

FV = P [ (1+i)^n-1 ] * (1+i)/i

Where, 

• FV - Future value of investment
• i - Rate of return
• P - Investment amount
• n -  Number of installments 

Note- The value of ‘i’ is calculated as {(1 + Annual Return)^1/12} – 1

Axis Mutual Fund SIP Calculator helps in calculating the future value of your mutual fund investments. It shows how your regular contributions in a mutual fund compound over time, helping you plan for long-term financial goals. 

To know the returns, all you need to do is enter the amount you want to invest, frequency of investment, for how many years you want to invest and what is the rate of return you expect to earn. Once all details are entered, the calculator will instantly show you the future corpus, total investment amount and estimated wealth gained. 

What are the Benefits of Using an Axis MF SIP Calculator?

• Estimates Future Returns: Helps you estimate the potential value of your investments based on your SIP amount, tenure and expected rate of return.
• Simplifies Financial Planning: Enables you to plan investments according to your financial goals and investment horizon.
• Helps in Comparing Different Scenarios: Allows you to adjust variables such as SIP amount, duration and expected returns to compare multiple combinations of values and arrive at the optimum investment strategy.
• Determines Required Investment: Helps you in calculating the SIP amount needed to achieve your financial goals.
• Saves Time and Effort: Provides instant and accurate calculations, saving your time and effort.

Lump sum and SIP (Systematic Investment Plan) are two methods of investing in a mutual fund scheme. Both of these methods are used to calculate returns on your mutual fund investments. 

Lump sum calculator presents the compounding of the entire invested sum from day one, whereas, SIP calculator accounts for staggered investments.

Axis Lump Sum Vs SIP Comparison (Assuming 10% Annual Return) 

In the following table, know how much corpus you can build over time via lump sum and SIP methods of investing:

Note that the returns in the above table are illustrative as the actual returns may vary based on market and fund performance.

Step Up SIP: Increase Your SIP Amount and Build More Wealth

Step-up SIP is a feature that allows you to increase your mutual fund SIP contributions by a fixed percentage or amount at regular intervals, usually once every year. This allows you to build your wealth as your income grows. A step-up SIP also helps in combating the impact of inflation while keeping your investments aligned with your budget and financial goals.

How much return can you expect from an Axis Mutual Fund scheme?

Axis Mutual Fund offers a wide range of investment options across equity, debt and hybrid categories to suit different financial goals and risk appetites. Some of the most popular Axis Mutual Fund schemes are: 

• Axis Silver Fund of Fund (FOF)
• Axis Gold Fund (FOF)
• Axis Nifty Smallcap 50 Index Fund (Index)
• Axis Value Fund (Equity)
• Axis Multicap Fund (Equity) 

Note: The above funds are listed based on their popularity and this may change frequently. Hence, it’s advisable for investors to evaluate the fund’s objective, historical performance and their risk appetite before investing into any mutual funds.