HDFC Bank offers a number of Non-Resident External (NRE) accounts. These accounts are available in different tenure options and offer competitive rates of interest. These Fixed Deposits can be held by Non-Resident Indians (NRIs) and People of Indian Origin (PIO). One can visit the nearest branch of HDFC or open NRE FD account online on the bank’s website.
HDFC NRE FD Interest Rates
The following are the HDFC NRE deposit rates. However, it is suggested to confirm the rates with the bank before investing:
| NRE Term or Fixed Deposit Rates Applicable from June 12, 2019 | ||||
| Maturity Period | Deposit Amount Less Than Rs. 2 Cr. | Greater Than or Equal to Rs. 2 Cr. and Less Than Rs. 5 Cr. | ||
| For General Public | For Senior Citizens | For General Public | For Senior Citizens | |
| 7 – 14 days | 3.50% | 4.00% | 4.25% | 4.75% |
| 15 – 29 days | 4.25% | 4.75% | 4.25% | 4.75% |
| 30 – 45 days | 5.75% | 6.25% | 6.00% | 6.50% |
| 46 – 60 days | 6.25% | 6.75% | 6.25% | 6.75% |
| 61 – 90 days | 6.25% | 6.75% | 6.25% | 6.75% |
| 91 days – 6 months | 6.25% | 6.75% | 6.50% | 7.00% |
| 6 months 1 day- 6 months 3 days | 6.75% | 7.25% | 6.85% | 7.35% |
| 6 months 4 days | 6.75% | 7.25% | 6.85% | 7.35% |
| 6 months 5 days- 9 months | 6.75% | 7.25% | 6.85% | 7.35% |
| 9 months 1 day- 9 months 3 days | 7.10% | 7.60% | 7.00% | 7.50% |
| 9 months 4 days | 7.10% | 7.60% | 7.00% | 7.50% |
| 9 months 5 days – 9 months 15 days | 7.10% | 7.60% | 7.00% | 7.50% |
| 9 months 16 days | 7.10% | 7.60% | 7.00% | 7.50% |
| 9 months 17 days < 1 Year | 7.10% | 7.60% | 7.00% | 7.50% |
| 1 Year | 7.30% | 7.80% | 7.15% | 7.65% |
| 1 year 1 day – 1 year 3 days | 7.30% | 7.80% | 7.15% | 7.65% |
| 1 year 4 days | 7.30% | 7.80% | 7.15% | 7.65% |
| 1 year 5 days – 1 Year 15 Days | 7.30% | 7.80% | 7.15% | 7.65% |
| 1 Year 16 days | 7.30% | 7.80% | 7.15% | 7.65% |
| 1 year 17 days – 2 Years | 7.30% | 7.80% | 7.15% | 7.65% |
| 2 years 1 day – 2 Years 15 days | 7.40% | 7.90% | 7.00% | 7.50% |
| 2 Years 16 days | 7.40% | 7.90% | 7.00% | 7.50% |
| 2 years 17 days – 3 Years | 7.40% | 7.90% | 7.00% | 7.50% |
| 3 years 1 day – 5 years | 7.25% | 7.75% | 6.95% | 7.45% |
| 5 Years 1 Day – 8 Years | 6.50% | 7.00% | 6.75% | 7.25% |
| 8 Years 1 Day – 10 Years | 6.50% | 7.00% | 6.75% | 7.25% |
| HDFC Bank NRE FD Rates for the Amount Equal to and More Than Rs. 5 Cr. Applicable from June 12, 2019 | ||||||||||
| Maturity Period | Rs. 5 cr. to less than Rs. 5.25 cr. | Greater than and Equal to Rs. 5.25 cr. to less Rs. 5.50 cr. | Greater than and Equal to Rs. 5.50 cr. to less Rs. 24.75 cr. | Greater than and Equal to Rs. 24.75 cr. to less Rs. 25 cr. | Greater than and Equal to Rs. 25 cr. to less Rs. 50 cr. | Greater than and Equal to Rs. 50 cr. to less Rs. 75 cr. | Greater than and Equal to Rs. 75 cr. to less Rs. 100 cr. | Greater than and Equal to Rs. 100 cr. to less Rs. 150 cr. | Greater than and Equal to Rs. 150 cr. to less Rs. 200 cr. | Greater than and Equal to Rs. 200 cr. |
| 7-14 days | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% |
| 15-29 days | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% | 4.25% |
| 30-45 days | 6.00% | 5.50% | 6.00% | 5.50% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% |
| 46-60 days | 6.25% | 5.75% | 6.25% | 5.75% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| 61-90 days | 6.25% | 5.75% | 6.25% | 5.75% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| 91-120 days | 6.50% | 6.00% | 6.50% | 6.00% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
| 121-150 days | 6.50% | 6.00% | 6.50% | 6.00% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
| 151 days to up to 6 months | 6.50% | 6.00% | 6.50% | 6.00% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
| 6 months 1 day to 6 months 3 days | 6.85% | 6.00% | 6.85% | 6.00% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% |
| 6 months 4 days | 6.85% | 6.00% | 6.85% | 6.00% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% |
| 6 months 5 days to up to 9 months | 6.85% | 6.00% | 6.85% | 6.00% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% | 6.85% |
| 9 months 1 day to 9 months 3 days | 7.00% | 6.00% | 7.00% | 6.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| 9 months 4 days | 7.00% | 6.00% | 7.00% | 6.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| 9 months 5 days to 9 months 15 days | 7.00% | 6.00% | 7.00% | 6.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| 9 months 16 days to 1 year | 7.00% | 6.00% | 7.00% | 6.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| 1 year | 7.15% | 6.25% | 7.15% | 6.25% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% |
| 1 year 1 day to 1 year 3 days | 7.15% | 6.25% | 7.15% | 6.25% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% |
| 1 year 4 days | 7.15% | 6.25% | 7.15% | 6.25% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% |
| 1 year 5 days to 2 years | 7.15% | 6.25% | 7.15% | 6.25% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% | 7.15% |
| 2 years 1 day to 3 years | 7.00% | 6.25% | 7.00% | 6.25% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| 3 years 1 day to 5 years | 6.95% | 6.25% | 6.95% | 6.25% | 6.95% | 6.95% | 6.95% | 6.95% | 6.95% | 6.95% |
| 5 years 1 day to 10 days | 6.75% | 6.25% | 6.75% | 6.25% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% | 6.75% |
HDFC NRE FD Calculator
Before applying or investing in a HDFC NRE FD on the basis of above tabulated rates of interest, it is advisable to reconfirm the prevailing rates with the bank. One can also use the HDFC FD calculator to know how much they will earn with their investment. For further queries on HDFC NRE deposit rates, visit the nearest branch or call at Toll Free number at 1800 22 1006 or (022) 6160 6161 (not toll free) between 9:30 am to 6:30 pm on weekdays and 9:30 am to 1:30 pm on Saturdays.