Standard Chartered Platinum Rewards Credit Card is a low-annual fee card, that offers high rewards across fuel and dining. The reward points earned via this card can be used to pay off the credit card bills or buy vouchers and merchandise. To know more about this Standard Chartered Credit Card, read below.
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Key Highlights of Standard Chartered Bank Platinum Rewards Credit Card |
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| Best Suited For | Rewards on Fuel & Dining |
| Annual Fee | Rs. 250 |
| Minimum Income Required | Rs. 20,000 per month |
| Welcome Benefit | Cashback on Restaurant spends within first 90 days (up to Rs. 500) |
| Best Feature | 5x Reward Points on every Rs. 150 spent on fine-dining and fuel |
| Paisabazaar Rating | ★★★(3/5) |
Note: This credit card is not sourced by Paisabazaar.com. The content on this page is for information purpose only.
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The features of Standard Chartered Platinum Rewards credit card are as follows:
Welcome Benefit: With this credit card you can earn 100% cashback* up to Rs. 500 on restaurant spends done via the card within first 90 days from the date of activation.
Rewards Points: You earn the following reward benefits with this credit card:
Note that there is no monthly cap on the rewards earned using this rewards credit card.
Renewal Fee offer – You can avail the Renewal fee waiver of Rs. 250, on spending Rs. 60,000 in a year.
Other Benefits offered by Standard Chartered Platinum Rewards Credit Card:
Read- Standard Chartered Credit Card Reward Points
*Terms and conditions apply.
Refer to the table below for the fees and charges applicable on this credit card-
| Fee Type | Amount |
| Joining Fee | Rs. 250 |
| Annual Fee ( second year onwards) | Rs. 250 (Waived off on spending Rs. 60,000) |
| Finance Charges | 3.75% p.m. | 45% per year |
| Late Payment Fee | For Statement Balance
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*For the most important terms and conditions of the Standard Chartered Platinum Rewards Credit Card, Click Here.
| Criteria | Details |
| Occupation | Salaried and Self-employed |
| Minimum Income | Rs. 20,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here to see the list of acceptable documents |
The Standard Chartered Platinum Rewards Credit Card is one of the best credit cards for rewards on multiple categories. With a low annual fee of Rs. 250, the rewards that this card is offering are a great deal and that too across a unique combination of categories, fuel and dining. You can enjoy a higher rewards rate of 3.3% on dining and fuel spends, as compared to other reward-based credit cards, as you earn 5X reward points. The best part about this card is that there is no monthly cap on rewards earned.
Thus, this Standard Chartered Bank Credit Card is a good option if you are looking for a low-fee card, to improve your credit score, that specifically rewards you at both dining and fuel, then this card is a good option. Note that for other categories, you earn 1 reward point on every Rs. 150 spend. This may be a drawback, if you are specifically looking for all rounder reward benefits across all spends.
To further know, if this credit card is a good option for you or not, read full review of the Standard Chartered Platinum Rewards Credit Card.
| Credit Card | Annual Fee | Reward Points |
| IDFC First Millennia Credit Card | Nil | 6X reward points on online spends and 3X reward points on offline spends |
| HDFC MoneyBack+ Credit Card | Rs.500 | 10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore, BigBasket |
| Citibank Rewards Credit Card | Rs. 1,000 | 10X Rewards on every Rs. 125 spent at Apparel & Department Store |
| HDFC Diners Club Privilege Credit Card | Rs. 2,500 | 4 reward points on every Rs. 150 spent on retail spends |
| SBI Card Prime | Rs. 2,999 | 10 reward points per Rs. 100 spent on dining, groceries, movies and departmental stores |
Is Standard Chartered Platinum Rewards credit card good?
Standard Chartered Platinum Rewards Credit Card is a good card when it comes to offering high rewards at a low-fee. Note that with this card you can get 5X rewards on fuel and fine-dining without any monthly limit.
Does Standard Chartered Platinum Rewards card have lounge access?
No, there is no complimentary lounge access offered along the Platinum Rewards Credit Card. If you are specifically looking for lounge benefits on your credit card, you can best airport lounge access credit cards in India.
Can I transfer my outstanding balance on any other bank’s credit card?
Yes, Standard Chartered Platinum Rewards credit card provides the facility of ‘Balance Transfer’ via which you can transfer your outstanding balance on any other bank’s credit card.
Are my online transactions secured?
Yes, all the online transactions are secured with the feature of 3D secure OTP verification.
What are the identity proofs required to apply for a Standard Chartered Platinum Rewards credit card?
The identity proofs required to apply for Standard Chartered World Emirates credit card are Aadhaar Car and any one of the photo ID cards amongst Passport, PAN Card, Voter ID Card or Government ID.
Will I be charged if I use my card overseas?
All the overseas transactions are levied with a 3.5% transaction fee.
What is the monthly Annual Percentage Rate (APR) for the Platinum Rewards credit card?
The monthly interest rate for Platinum Rewards credit card is 3.75% pm (APR of 45%). The monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR).
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