Download AppWin Assured Cashback
Paisabazaar Logo - Compare loans and credit cards

IndusInd Bank Credit Card Against FD

cc-freeAirport Lounge Access
with every credit card
cc-illustration
Compare 100+ Credit Cards

Choose a Card Matching
Your Lifestyle

Compare Top IndusInd Bank Credit Cards Against FD

filter-icon

Filters

Rewards

0.40% rewards on all spends's Icon0.40% rewards on all spends

Free vouchers of top brands's IconFree vouchers of top brands

Redeem rewards against Airmiles's IconRedeem rewards against Airmiles

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Shopping

Rewards

Up to 8X rewards on shopping's IconUp to 8X rewards on shopping

Free vouchers on top brands's IconFree vouchers on top brands

Up to 8X rewards on travel spends's IconUp to 8X rewards on travel spends

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Movies

Rewards

Free movie tickets worth Rs. 3,000's IconFree movie tickets worth Rs. 3,000

2% Cross Currency Markup Fee's Icon2% Cross Currency Markup Fee

1 reward point per Rs. 150 spent's Icon1 reward point per Rs. 150 spent

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Dining

Lifetime Free

Rewards

EazyDiner Prime membership's IconEazyDiner Prime membership

Up to 50% off on dining bills's IconUp to 50% off on dining bills

Up to 2 rewards per Rs. 100's IconUp to 2 rewards per Rs. 100

Joining Fee IconJoining Fee: 0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: 0+ Taxes

Read More

Compare

*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare India’s best credit cards

Compare India’s best credit cards

See cards from top Banks and issuers

Icon image of Choose card matching your lifestyle

Choose card matching your lifestyle

Wide choice of 100+ credit cards

Icon image of Pre-qualified offers, zero docs

Pre-qualified offers, zero docs

Offers ranked according to eligibility

4.5/5

15.6L Reviews

5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

However, the bank also offers entry-level credit cards designed for consumers seeking affordable options with low joining and annual fees. Below mentioned are some of the best entry-level credit cards offered by IndusInd Bank.

Features and Benefits of IndusInd Bank Credit Cards Against FD

Given below are some of the IndusInd Bank Credit Cards against FD along with their features & benefits:

IndusInd Platinum Credit Card

IndusInd Platinum is a lifetime free credit card . It offers reward points on every spend along with easy redemption options. You can use your reward points for cash credit or convert them into airline miles. Here are some of the common benefits of IndusInd Platinum Credit Card.

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits: 

  • 1.5 reward points per Rs. 150 spent
  • 1 RP = Rs. 0.40 against cash credit redemption
  • Convert reward points into KrisFlyer Miles at a value of 400 Reward Points = 100 KrisFlyer Miles
  • 1% fuel surcharge waiver on all fuel spends across the country, on transactions between Rs. 500 to Rs. 3,000

IndusInd Platinum Aura Edge Credit Card

IndusInd Platinum Aura Edge is a lifetime free credit card designed for individuals who want flexible rewards across multiple spending categories. With no joining fee and no annual fee, it stands out for offering accelerated Savings Points across everyday, travel, and entertainment spends, making it a well-rounded option for consumers who are looking for an entry-level card. Below mentioned are some of the key features and benefits of this card:

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits:

  • 4 Saving Points on every Rs. 100 spent on shopping at departmental stores, grocery, hotel bookings and restaurant bills
  • 2 Saving Points on every Rs. 100 spent on the purchase of consumer durable or electronic items, shopping at departmental stores and payments in bars and pubs
  • 2.5 Savings Points on every Rs. 100 spent on flight tickets
  • 1.5 Savings Points on every Rs. 100 spent on restaurant bills, books, medical expenses, movie tickets, car rentals & train tickets
  • 1.4 Savings Points on every Rs. 100 spent on insurance, cellphone and electricity bills
  • 0.5 Savings Points on every Rs. 100 spent on other categories
  • Redeem accumulated reward points against cash credit at a value of 1 Reward Point = Rs. 0.40
  • 400 RPs = 100 Krisflyer Miles

IndusInd Bank Duo Card

IndusInd Bank Duo Card is an entry-level credit card designed for everyday spending on groceries, food delivery, movies, and fuel. It has no joining or annual fees and offers lifestyle benefits without milestone-based rewards or high spending conditions. Given below are the following benefits of this card:

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits:

  • Up to 20% off on BigBasket and Zomato
  • 1 reward point per Rs. 150 spent
  • BOGO movie offer on BookMyShow, monthly
  • 1% fuel surcharge waiver on all fuel spends on transactions between Rs. 500 and Rs. 3,000
  • Low forex markup fee of 2%

EazyDiner IndusInd Bank Platinum Credit Card

EazyDiner IndusInd Bank Platinum Credit Card is a lifetime free dining-focused credit card designed for consumers who frequently dine out and want to maximize savings at premium restaurants. With zero joining and annual fees, it offers strong value for the cardholders who regularly use EazyDiner platform. Here are some of the common features and benefits of EazyDiner IndusInd Bank Platinum Credit Card:

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits:

  • 25% discount up to 50% off on dining with 3 months EazyDiner Prime membership worth Rs. 1,095
  • Exclusive benefits like 2X EazyPoints, redeemable across hotel stays, free meals and 500 bonus EazyPoints with EazyDiner Prime membership (3 months)
  • EazyDiner Prime membership renewed with a minimum spend of Rs. 30,000, every 3 months
  • Additional Rs. 500, up to 20% off on payment via PayEazy (valid for up to three times in a month)
  • 2 reward points per Rs. 100 on other spends
  • 2000 bonus reward points on spending of Rs. 30,000 every 3 months

Steps to Apply for IndusInd Bank Credit Cards Against FD

Steps to apply for an IndusInd Bank Credit Card Against FD online are mentioned below:

Step 1: Open a Fixed Deposit with IndusInd Bank. The FD amount will decide your credit limit.

Step 2: Fill out the online application form for an IndusInd bank credit card against the FD.

Step 3: Complete KYC by submitting identity, address proof, and FD details.

Step 4: After verification, the bank approves the request and issues your FD-backed credit card.

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

FAQs

What is an IndusInd Bank credit card against FD, and who should apply for it?

IndusInd Bank credit card against FD is an entry-level card for beginners, students, or individuals with no credit history. Since the card can be backed by your FD, approval chances are higher, and it helps build or improve your credit score responsibly.

How can I apply for an IndusInd credit card backed by FD?

You can apply for an FD-backed credit card by first opening a Fixed Deposit with IndusInd Bank, as your credit limit is usually issued against the FD amount. After that, submit the application for an IndusInd Bank credit card against FD online or at a branch, complete the KYC process with the required documents, and once verified, the bank will approve and issue your secured credit card.

How is credit limit decided for an FD-backed credit card?

Credit limit is typically 75% to 90% of your Fixed Deposit amount. For example, if you open an FD of Rs. 50,000, your credit limit may range between Rs. 37,500 and Rs. 45,000, depending on the bank’s policy.

Can I convert reward points into airline miles?

Yes. Reward points earned on eligible IndusInd credit cards can be converted into KrisFlyer Miles. For example, credit card like IndusInd Platinum Aura Edge offers 400 Reward Points = 100 KrisFlyer Miles, making it beneficial for frequent travellers.

Can beginners build a credit score with a secured credit card?

Yes, an FD-backed card is one of the safest ways to start your credit journey. As an entry-level card for beginners, it allows you to build a strong credit score by paying bills on time and keeping utilization low, eventually helping you qualify for unsecured premium cards.

Credit Card Articles

View All Articlesarrow right
quotes icon

What our customers say

Very helpful throughout the entire card process

I would like to take a moment to express my sincere appreciation for your executive, Miss Dolly (E-Code: EW29983).She has been extremely helpful and supportive throughout my credit card process. She went out of her way to assist me and guided me very clearly at every step. Her professionalism, positive attitude, and strong work ethics truly stood out. I am especially impressed by her intelligence and the way she handled all my queries with patience and clarity.

icon image of avatar
Nisha NangiaApr 3, 2026

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

icon image of avatar
Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

icon image of avatar
Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

icon image of avatar
Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

icon image of avatar
Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

icon image of avatar
Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

icon image of avatar
Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

icon image of avatar
Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

icon image of avatar
Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

icon image of avatar
Neha BhandariJan 13, 2025
View All Testimonials
Scroll to top
Latika G profile
Written ByLinkedIn icon
Latika G
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers