Some of the main features and benefits of HSBC Bank Credit Card are mentioned below:
HSBC RuPay Cashback Credit Card is designed to reward your everyday spends. It offers cashback on dining, groceries, and UPI transactions, along with benefits like airport lounge access, bill payment discounts, and travel offers. The card is a suitable choice for new-to-credit consumers who want to earn rewards for both routine and travel-related expenses.
Joining Fee: Rs. 499 + Taxes
Annual Fee: Rs. 499 + Taxes
Key Features and Benefits
- 10% cashback on dining, grocery and food delivery spends
- 1% cashback on other eligible spends, including UPI transactions
- Zero foreign exchange mark-up fee*
- 2 complimentary domestic airport lounge visits every quarter
- 2 complimentary international airport lounge visits every quarter
- 2 month EazyDiner membership on card issuance
- Rs. 500 cashback on logging in to HSBC India mobile banking app and spend Rs. 10,000 within a month of card activation
- Up to Rs. 6,000 off on flights and hotels booked via Cleartrip
- 5% off, up to Rs. 150, on min. spends of Rs. 299 on mobile, broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills via Paytm
*Offer is valid until 30 June 2026
HSBC RuPay Platinum Credit Card
HSBC RuPay Platinum is a lifestyle credit card ideal for consumers who want to earn rewards on everyday spends, including UPI transactions, groceries, and bill payments. With cashback, welcome benefits, travel discounts, and fuel surcharge waiver, it adds convenience and value to both daily and travel-related expenses.
Joining Fee: Nil
Annual Fee: Nil
Key Features and Benefits
- 2 reward points for every Rs. 150 spent, including UPI transactions
- Amazon eGift voucher worth Rs. 250 as welcome benefit
- Cashback worth Rs. 500 on spending Rs. 5,000 within a month
- 2-month EazyDiner membership on card activation
- 10% off on grocery orders of Rs. 500 and above; capped at max. discount of Rs. 200 via Swiggy Instamart
- 5% off on Paytm on a min. transactions of Rs. 299 on bill payments- mobile (prepaid and postpaid), broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills; capped at Rs. 150
- Up to Rs. 6,000 off on flights and hotels booked via Cleartrip
- 1% fuel surcharge waiver on all fuel spends on transactions between Rs. 400 and Rs. 4,000
HSBC Visa Platinum is a lifetime free credit card that rewards travel and lifestyle spends. Consumers can earn reward points on flights, hotels, and car rentals, along with other benefits like Swiggy One membership, Times Prime subscription, Amazon vouchers, and more, making it suitable for both value for everyday and travel expenses.
Joining Fee: Nil
Annual Fee: Nil
Key Features and Benefits
- 2 reward points per Rs. 150 spent
- 6X reward points on hotel bookings via ‘Travel with Points’ portal
- 4X reward points on flight bookings via ‘Travel with Points’ portal
- 2X reward points on car rental bookings via ‘Travel with Points’ portal
- Complimentary 3-month Swiggy One Membership on card issuance
- Amazon voucher worth Rs. 250 on completing the online credit card application and video KYC
- 2,000 reward points on card activation & on min. spend Rs. 5,000 within a month
- Free 12-month Times Prime subscription, including free access to Discovery+, JioHotstar, Uber One, etc.
- Free flight seat selections twice a year on domestic flight bookings through MakeMyTrip
- 15% cashback as ‘My Cash’ in MakeMyTrip wallet for domestic hotel bookings via MakeMyTrip
Airport Lounge Access
Up to 10% cashback on card spends
Up to 10 free lounge visits per year globally
