Axis Bank RuPay Credit Cards

The most important advantage of RuPay Credit Cards is their integration with UPI platforms like Google Pay, PhonePe, Paytm, etc. By adding your RuPay credit card on these apps, you can easily make UPI transactions using credit cards, even at local shops and kirana stores that generally do not have the infrastructure to support credit card payments. Apart from this key feature, you get other card-specific benefits as per your card variant as listed below:

• Rewards and cashback across everyday spends
• Higher value-back across select spending categories
• Additional benefits like complimentary lounge access, dining discount and more
• 20-50 days of interest-free period
• Facility to convert big-ticket purchases into EMIs
• Easy card management through Axis Bank Internet Banking or Mobile App

While the joining and annual fee of Axis Bank RuPay Credit Cards vary as per the card variant, here are some common fees and charges that apply to all cards:

Note: Click here for the detailed Axis Bank RuPay Credit Card fees and charges, along with other terms and conditions.

The minimum income requirement for Axis Bank RuPay Credit Cards may vary as per the card variant. However, here are common eligibility criteria that you would have to meet in order to qualify:

• Age: 18 to 70 years
• Nationality: Resident of India
• Credit Score: Must have a good credit score of 740+
• Employment Status: Salaried or Self-employed with a stable income

Documents Required:

At the time of application, you will have to submit relevant documents as shown below:

• Identity Proof: PAN, Aadhaar, Passport, Voter ID Card, Driving License, or any other government approved photo ID proof
• Residence Proof: Aadhaar, Passport, Voter ID Card, Driving License, or any other government approved address proof
• Income Proof: Last 3-months’ salary slip, last 6 months’ bank statement, ITR, Form 16 or any other income proof

The list above is indicative. The bank may ask for more documents to verify your identity, address or income, as per their internal policies.

You can apply for a credit card from Axis Bank through Paisabazaar, following the steps given below after visiting the credit cards section on Paisabazaar:

Step 1: Enter your mobile number and verify with OTP.

Step 2: Select an Axis Bank RuPay Credit Card of your choice and check eligibility.

Step 3: If eligible, proceed to apply for the card by filling a detailed form.

Step 4: Submit the formAfter this, your application will be sent to Axis Bank. Once your details are verified, the card will be issued and delivered to your address.