Fibe Axis Bank Credit Card |
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| Cashback Benefits | ★★★ (3/5) |
| Lounge Access | ★★ (2.5/5) |
| Annual Fee | ★★★★★ (5/5) |
| Overall Rating | ★★★ (3/5) |
| On this page: |
Features & Benefits of Fibe Axis Bank Credit Card
Up to 3% Cashback Benefits
3% Cashback: On spends made on entertainment, online food delivery and local commute
1% Cashback: On other spends
Eligible Transactions: Cashback is only applicable on transactions worth Rs. 100 or more.
Capping: You can earn cashback of up to Rs. 1,500 in a statement cycle
Excluded Categories: No cashback is going to be accrued on certain spending categories, which include wallet load, fuel, cash withdrawal, gold items, gift cards, EMIs, rent, repayments (via MCC 6012, 6051), government services, CC on UPI transactions on small merchants or less than Rs. 2,000, insurance, education and jewellery spends.
Complimentary Lounge Access
Fibe Axis cardholders get up to 4 complimentary domestic airport lounge visits in a year at select lounges. You can avail this benefit once every calendar quarter.
Other Card Benefits
Up to 15% Dining Discount: 15% off up to Rs. 500 on dining spends at partner restaurants via EazyDiner under Axis Bank Dining Delights program.
1% Fuel Surcharge Waiver: 1% surcharge waiver of up to Rs. 400 per month on fuel spends worth Rs. 400 to Rs. 5,000.
Lifetime Free Card: There is no joining or annual fee charged for this credit card.
Should You Apply for Fibe Axis Bank Credit Card
Opt for this card if:
- You do not want to pay any credit card annual fee
- You prefer cashback on your spends, instead of reward points
- You spend regularly on entertainment, dining, food delivery and local commute
- You do not usually go on international travels
Look for other card options if:
- You want card benefits focused towards online, international, health or international spends
- You do not mind paying a higher card annual fee for accelerated benefits and perks
- You prefer reward points over cashback
Credit Cards Similar to Fibe Axis Bank Credit Card
| Credit Card | Annual Fee | Key Features |
| Amazon Pay ICICI Credit Card | Nil | 5% cashback on Amazon spends for Prime members & 3% cashback for non-Prime members; 2% cashback on Amazon Pay partner spends & 1% cashback on others |
| IDFC FIRST Select Credit Card | Nil | 6X rewards on online & 3X on offline spends for up to Rs. 20,000 monthly spends; 10X rewards on birthday spends & purchases made after Rs. 25,000 monthly spends |
| Axis Ace Credit Card | Rs. 499 | 5% cashback on utility bills & recharges via Google Pay; 4% cashback on Swiggy, Zomato & Ola and 2% cashback on others |
| Flipkart Axis Bank Credit Card | Rs. 500 | 5% unlimited cashback on Flipkart; 4% cashback on PVR, Swiggy, Tata Play, cult.fit, Cleartrip & preferred merchants and 1.5% cashback on others |
| Swiggy HDFC Bank Credit Card | Rs. 500 | 10% cashback on Swiggy food orders, Instamart, Dineout & Genie; 5% cashback on online & 1% cashback on other spends |
Eligibility Criteria for Fibe Axis Bank Credit Card
| Parameters | Criteria |
| Nationality | Indian resident |
| Age | 18 to 70 years |
| Documents Required | Click here for the list of documents required for credit card application |
Fibe Axis Bank Credit Card Fees & Charges
| Fees & Charges | Details |
| Joining or Annual Fee | Nil |
| Forex Charges | 3.5% |
| Finance Charges | 3.6% per month (52.86% per annum) |
| Card Withdrawal Fee | 2.5% (minimum Rs. 500) of cash amount |
| Late Payment Fee | On outstanding balance of – Up to Rs. 500: Nil Rs. 501 to Rs. 5,000: Rs. 500 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 and above: Rs. 1,200 |
Click here for detailed fees and charges on Fibe Axis Bank Credit Card.