Fibe Axis Bank Credit Card
Cashback
Lifetime-Free
Zero Joining/Annual Fee
Cashback
Up to 3% value-back
Lounge Access
Up to 4 visits in a year
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About Fibe Axis Bank Credit Card
The Fibe Axis Bank Credit Card is a lifetime free RuPay card offered in collaboration with the lending platform Fibe. The card provides cashback across all transactions with accelerated earnings on dining, entertainment, and commuting. Currently offered to Fibe customers only, it claims to be the first numberless card in India, which ensures added security for users, as important details like the CVV are no longer featured on the physical card. Read on to know more details about Fibe Axis Bank credit cards.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Axis Bank website.
Cashback Benefits:
The card offers up to 3% cashback on the following categories:
- 3% Cashback:
On spends across entertainment, online food delivery and local commute - 1% Cashback:
On other spends including credit card linked UPI transactions - Eligible Transactions:
Cashback is only applicable on transactions worth Rs. 100 or more. - Capping:
You can earn cashback of up to Rs. 1,500 in a statement cycle
Other Features & Benefits
- Lounge Access:
Up to 4 complimentary domestic airport lounge access in a year (1 per quarter) - Dining:
Discount of up to 15% capped at Rs. 500 at partner restaurants via EazyDiner under Axis Bank Dining Delights Program. - Fuel:
1% fuel surcharge waiver up to Rs. 400 per month on fuel spends ranging between Rs. 400 and Rs. 5,000.
Axis Bank Fibe Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||
| Annual Fee | Nil | ||||||||||
| Forex Charges | 3.5% | ||||||||||
| Finance Charges | 3.6% per month | 52.86% per annum | ||||||||||
| Late Payment Fee |
|
Things to Know Before you apply
Opt for this card if:
You do not want to pay any annual fee
You prefer cashback on your spends, instead of reward points
You spend regularly on the accelerated categories
You do not usually go on international travel
Look for other card options if:
You want category specific benefits across fuel, shopping, etc
You do not mind paying a higher fee for accelerated benefits and perks
You prefer reward points over cashback
Paisabazaar Review
What do we like about this card?
For a lifetime free credit card, Axis Fibe offers a decent value back. Instead of targeting specific brands and limiting the return, it offers benefits on multiple everyday categories like entertainment, online food delivery, and local commute, making it a good option for users who frequently spend across these without any brand preferences. Additionally, with a cashback structure, the value-back model is straightforward, as users are saved from the added hassle of reward redemption.
Pros
- Up to 3% cashback
- Lifetime free credit card
- Complimentary lounge access
Cons
- Limited lifestyle benefits
- Exclusion of fuel, rent and other daily spends from cashback program
- Monthly capping on cashback earning
Frequently Asked Questions
Everything you need to know about this credit card
In general, Indian residents between the age of 18 and 70 years can apply for this card. However, the criteria may vary based on factors such as credit score, monthly income, etc.
The card offers great deals every Wednesday on top brands like Goibibo & MakeMyTrip (up to 15% savings on flights & hotels), Tira (10% off), Swiggy and Amazon Fresh (10% off).
The card charges a foreign currency transaction fee of 3.5% of the transaction amount.
No, Axis Bank Fibe credit card does not offer international airport lounge access. However, cardholders get up to 4 complimentary domestic lounge access every year.
Yes, Axis Bank Fibe Credit Card is a lifetime free credit card, offered without any joining or annual fee.
Footnotes
- Excluded Categories: Wallet load, fuel, cash withdrawal, gold items, gift cards, EMIs, rent, repayments (via MCC 6012, 6051), government services, CC on UPI transactions on small merchants or less than Rs. 2,000, insurance, education and jewellery spends.
Click here to know More Terms and Conditions
Megha Khanna
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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