Step Up Credit Card is a secured credit card issued by SBM Bank (India) Ltd. with Paisabazaar as co-branded partner. The card is issued against fixed deposits opened with SBM Bank. This card has been primarily designed as a credit score builder product for consumers lacking credit access due to NIL or low credit score. Additionally, it also allows Step Up card users to earn @ 6.5% p.a. from their SBM FDs, one of the highest FD rates available for the tenure of 390 days. The credit card also comes with attractive offers and discounts from Zomato, Swiggy, Nykaa, BookMyShow, Big Basket, Lifestyle, Yatra, Croma, Reliance Digital and many more.
Key Highlights of Step Up Credit Card | |
Card type | Secured |
Issuer | SBM Bank (India) Ltd. with Paisabazaar as co-branded partner |
Payment Network | Rupay |
Best suited for |
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Joining fee |
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Renewal fee | Nil |
Interest free period | 20 to 50 days |
Credit limit | 90% of the FD amount |
Serviceable location | Across India |
Key Features |
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Reward points | Earn 1 reward point on every Rs. 100 spent |
Redemption of Reward points | Reward points can be adjusted against credit card bill (1 Reward Point = 25p.) |
Offers and discounts from Rupay partner brands | Attractive offers and discounts from top brands like Zomato, Swiggy, Nykaa, BookMyShow, Big Basket, Lifestyle, Yatra, Croma, Reliance Digital and many more. Check Latest Offers |
Note: SBM Bank is not accepting new applications for Step Up Credit Card. Content on this page is for information purpose only.