Kiwi Credit Card

With Kiwi RuPay Credit Card, cardholders can earn cashback on every spend, along with UPI transactions. Given below are the exclusive benefits of this credit card:

Cashback Benefits on Kiwi app:

• 5% cashback on a min. spend of Rs. 100 on UPI Scan & Pay transactions
• 5% cashback on online payments

Additional Benefits with Kiwi Neon Membership:

• 5% cashback on online payments
• 2% cashback on UPI scan and transactions
• 5% cashback on spends over Rs. 1.5 Lakh
• 3 complimentary airport lounge visits every year

Below mentioned are the exclusive partner-wise benefits of Kiwi RuPay Credit Card:

YES BANK Kiwi Credit Card

Joining Fee: Nil
Annual Fee: Nil

YES BANK Kiwi is an entry-level credit card that offers rewards on everyday non-UPI spends. In addition to this, it also offers fuel surcharge waiver on spends across all fuel stations. Cardholders can also earn up to 1.5% cashback on paying with YES BANK Kiwi Credit Card on Kiwi app. Here are some of the key features and benefits of this card:

Key Features and Benefits

• 2 reward points per Rs. 200 on non-UPI spends
• 1% fuel surcharge waiver on all fuel spends
• 100% virtual credit card

AU Kiwi Credit Card

AU Kiwi is a lifetime free credit card that offers cashback on everyday spends, including in-store, online, and UPI transactions. It also offers a fuel surcharge waiver, which adds to the card’s value. This card is a suitable option for consumers looking for a simple, cost-free way to earn cashback on daily purchases while managing payments conveniently.

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits

• 5% cashback on all in-store & online shopping
• 1% fuel surcharge waiver on all fuel spends

PNB Kiwi Credit Card

PNB Kiwi Credit Card is designed for consumers who are planning to start their credit journey and want to earn value-back on everyday spends. The card offers 1.5% cashback on Scan & Pay transactions along with a fuel surcharge waiver. Although the card comes with basic benefits, consumers can maximize the overall value by using the card on Kiwi for UPI spends and with the purchase of Kiwi Neon membership.

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits

• 5% cashback on scan & pay transactions
• 1% fuel surcharge waiver on all fuel spends

Kiwi Credit Card is a suitable option for consumers who are new-to-credit and planning to start their credit journey, primarily due to its relaxed eligibility criteria and basic benefits. Cardholders can earn rewards or cashback on everyday spends, including UPI transactions. However, cardholders with a Neon Membership can maximize cashback and travel benefits with this card.

Kiwi Credit Card is a suitable option for:

• Consumers who are new-to-credit and seeking an entry level card to build their score
• Cardholders who prefer a no-fee card with cashback on UPI, online, and offline spends
• Consumers who are comfortable in tracking & managing transactions digitally through the Kiwi app

Mentioned below are some steps to apply for Kiwi RuPay Credit Card:

1. Download the Kiwi app on your smartphone.

2. Sign up or log in with your account details.

3. Choose your card (YES BANK Kiwi, AU Kiwi or PNB Kiwi).

4. Enter personal and financial information in the application form.

5. Submit the application through the app.

6. Get instant approval and start using your virtual credit card.

The common fees and charges applicable to Kiwi RuPay Card are as follows: