Visa Credit Card

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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

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*Offers are from Paisabazaar's partner Banks & NBFCs.

Visa is among the largest card payment networks of the world. It offers a secure and convenient network for facilitating electronic payments. Excluding China, where UnionPay is the widespread payment network, Visa has 50% share of the global card payments market. There are Visa credit cards, debit cards, prepaid cards and gift cards in the market.

Did you know?

Visa does not extend credit or issue cards nor does it set rates and fees on the products. It is only a payment network that facilitates transactions among banks, consumers and merchants.
Visa Credit Cards
Types of Visa Credit Cards
Contactless Payments- Visa PayWave
FAQs

Visa Credit Cards

Visa has collaborated with multiple banks and NBFCs throughout the world to offer Visa-branded payment products. One such product is the Visa Credit Card. Along with the convenience and security of making cashless payments, Visa also extends facilities like emergency card replacement, cash advance and insurance. The benefits will vary according to the type of Visa Card.

Types of Visa Credit Cards

Banks can issue the following types of Visa Credit Cards:

1- Visa Classic

This is a basic Visa credit card and is accepted at millions of locations across the world. Benefits of Visa Credit Card include:

  • Emergency card replacement facility, anywhere in the world
  • General assistance from anywhere across the globe through the 24×7 Global Customer Assistance Services
  • Emergency cash advance benefit as the card lets you access cash at 1.9 million ATMs in 200+ countries

2- Visa Gold

This is a step up from the Classic Visa Credit Card. In addition to the facility of emergency card replacement, cash advance and customer assistance, the gold card offers the following benefits:

  • Travel assistance
  • Special offers at retail, entertainment, travel and dining around the world
  • Medical and legal referral assistance

3- Visa Platinum

The platinum Visa services let you experience the finer things in life with bigger rewards. Some of its benefits are:

  • Accepted at millions of merchants and ATMs worldwide
  • Multiple deals and discounts on retail, travel, dining, etc.
  • 24×7 platinum concierge service for travel reservations, movie ticket booking, gifting and more
  • Enjoy a number of Visa offers

4- Visa Signature

Providing an exceptional spending power, this Visa Card gives you exclusive privileges matching your lavish taste. The card has similar benefits as the gold card including global customer assistance,  worldwide acceptance, etc. However, the offers on this card are better as compared to the other versions. In addition to these, complimentary access to airport lounges can also be availed.

5- Visa Infinite

This type of Visa card offers elite features and benefits to the users. This includes the infinite travel concierge service that gives travel research and reservations assistance. You can also buy gifts for your loved ones or book movie tickets. The users can also get access to round-the-clock customer service assistance. Like all other Visa Credit Cards, the Infinite Cards are also accepted at millions of merchant terminals across 200+ countries and at 1.9 million ATMs worldwide. Access to select domestic airport lounges is also offered.

Contactless Payments- Visa PayWave

Visa has recently launched the contactless payments technology- Visa PayWave. Using this, you can make payments up to Rs. 2,000 at NFC-enabled POS terminals without swiping or dipping your card in the machine. All it takes is a tap at the POS machine to make the payment. The only condition is that your card should be contactless and the POS should be NFC-enabled.

Must Read: What are Contactless Cards and Virtual Credit Cards?

FAQs

Can I get special offers on Visa Credit Cards?

Yes. Visa credit cards come with some exclusive offers. These may vary on the basis of card type. Click here to check Visa credit card offers.

How safe are contactless payments?

Contactless payments are very secure and also they allow only Rs. 2,000 to be paid at one time thus reducing the risk.

How do I know whether a POS machine accepts contactless payments?

Only the POS machines that have the Near Field Communication technology can accept contactless payments. Look for the contactless sign at the POS; it will be the same as the contactless sign on your card.

What is Verified by Visa?

Verified by Visa is a password-protected authentication system designed to make online payments more secure. It confirms the identity of the user by requesting a password known only to the cardholder.

What if I lose my Visa Credit Card in a foreign country?

Visa offers emergency card replacement facility across the world. The universal number for the same is +1 303 967 1090.

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