Visa is among the largest card payment networks of the world. It offers a secure and convenient network for facilitating electronic payments. Excluding China, where UnionPay is the widespread payment network, Visa has 50% share of the global card payments market. There are Visa credit cards, debit cards, prepaid cards and gift cards in the market.
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Visa does not extend credit or issue cards nor does it set rates and fees on the products. It is only a payment network that facilitates transactions among banks, consumers and merchants.