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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/05/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/05/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 18/05/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/05/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 18/05/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :18/05/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :18/05/2021

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हिंदी में पढ़े
Updated: 05-05-2021 07:22:24 AM

HDFC Moneyback is one of the most popular entry-level credit cards in India. which offers cashback on every transaction. It is best suited for frequent shoppers, especially those who prefer online shopping, as it gives 2 reward points on every retail spend and 2x reward points on online shopping. Let us have a good look at the features of this card and find out whether it would be a good pick for you.

Note: As per RBI Advisory, HDFC Bank is not accepting new applications for credit cards.

Key Highlights of HDFC MoneyBack Credit Card

Card Ratings3.5/5
Reward Rate0.8% 
Joining FeeRs. 500 + Taxes
Rewards2 reward points on every Rs. 150 spent
2x (4) reward points on every Rs. 150 spent online
Welcome Benefit500 cash points on payment of membership fee
Milestone BenefitThe first-year membership fee is waived off on spending Rs.20,000 or above in the first 90 days
Minimum IncomeSalaried: Gross Monthly Income > Rs.25,000
Self Employed: ITR > Rs.6,00,000 per annum

Find Similar Credit Cards
Paisabazaar’s Rating: ★★★ (3/5) Read Full Review

Features and Benefits of HDFC MoneyBack Credit Card
Other benefits of MoneyBack Credit Card
Pros and Cons of HDFC MoneyBack Credit Card
Should You Get an HDFC MoneyBack Credit Card?
HDFC MoneyBack Credit Card- Fees & Charges
Who is eligible to get an HDFC MoneyBack Credit Card?
How to Apply for HDFC MoneyBack Credit Card?
FAQs
Other Rewards Credit Card

Features and Benefits of HDFC MoneyBack Credit Card

You can get reward points on all retail transactions, excluding some specific transactions such as government bills, etc. 

100 reward points give Rs.20 cashback | 1 point is equal to Rs.0.20

  • Earn 2 reward points on every Rs.150 spent
  • 2x reward points i.e. 4 points on every Rs.150 spent online. Customers can earn up to 500 reward points per statement cycle for online spends, under the 2X RP feature

For example, if you spent Rs.15,000 on retail purchases, you will get 200 reward points and 400 reward points on spending Rs.30,000 online.

Terms and conditions-

  • Reward points can be redeemed against travel benefits like flight and hotel bookings
  • Reward points are valid for 2 years from the date of accumulation
  • Reward Points can also be redeemed against statement balance

Important: A minimum balance of 2500 Reward Points is required to redeem reward points against the statement balance. The points will be converted into cashback only in multiples of 500 which means you must have 500 points in your card to avail this facility.

The main reason why this card is so popular is due to its easy eligibility criteria (low-income requirement). The basic reward rate on HDFC Moneyback Card is reasonable when compared with rewards credit cards in the same fee range. Here are a few cards to compare:

Credit CardAnnual FeeReward PointsNet Savings
HDFC MoneybackRs.500Earn 2X Rewards on online spendsRs.484*
Rs.1,480**
Standard Chartered Platinum RewardsRs.250Earn 5 Reward Points for every Rs.150 spent at partner dining restaurantsRs.8,510*
Rs.9,782**
SBI SimplyClickRs.499Earn 10X Reward Points with partner brands like Amazon, BookMyShow, Cleartrip, Urban Clap etc.Rs.9,271*
Rs.14,541**
ICICI Bank Coral ContactlessRs.500Earn 2 Payback Points on every Rs.100 spentRs.10,636*
Rs.15,771**
IRCTC SBI PlatinumRs.500Earn 350 activation bonus Reward Points on spending Rs.500 or more within the first 45 days of issuanceRs.4,776*
Rs.9,964**

*On spending Rs.2 lakh annually **On spending Rs.4 lakh annually

HDFC MoneyBack Credit Card is one of the most popular cards among first-time users. It gives cashback for all your spending with extra value back on online spends.

Other benefits of MoneyBack Credit Card

  • Welcome Benefit: Earn 500 cash points after paying the membership fee. 1 cash point is equal to Rs.0.25
  • Milestone Benefit:
MilestonesBenefits
Spend Rs.50,000 in a quarterGet a Gift voucher worth Rs.500 (quarterly) | Max. gift voucher worth Rs.2000 in a year
Spend Rs.20,000 or more in the first 90 days of card issuanceGet first-year membership fee waived off
  • Renewal Fee Waiver: The annual renewal fee is also reversed on spending Rs. 50,000 in the year before the date of renewal
  • Fuel Surcharge Waiver: Fuel surcharge waiver of 1% on transactions above Rs. 400. The upper limit for fuel surcharge waiver is set at Rs. 250 (plus applicable service tax) for every billing cycle

Pros and Cons of HDFC MoneyBack Credit Card

ProsCons
Unlimited reward points across all spendings0.8% cashback rate, which is quite low
2 reward points on every Rs.150 retail spent
4 reward points on every Rs.150 online spent
The first-year fee reversed if you spend Rs. 20,000 in the first 90 days of card set-up date and renewal fee reversed if you spend Rs. 50,000 in a yearNo complimentary airport lounge access
–High foreign exchange markup fee i.e 3.5% (other HDFC cards like Regalia charge a low foreign exchange markup fee of 2%)

Should You Get an HDFC MoneyBack Credit Card?

If you are a frequent online shopper, HDFC MoneyBack Credit card can be a satisfactory option for you as you will get twice the rewards on every purchase. This card is, basically, a better option for those who are new to credit and want to start their credit journey with a low-annual fee card. For a fee of only Rs. 500, the benefits on this credit card are more than justified. Thereby, you can consider getting this card if-

  • You are a beginner and want to try a new credit card
  • You are a frequent online and offline shopper
  • You wish to earn rewards that can be converted into cashback
  • You want to build your credit score but cannot get approved for other credit cards

HDFC MoneyBack Credit Card- Fees & Charges

TitleDetails
Joining FeeRs. 500 + GST
Annual FeeRs. 500 + GST
Finance Charges3.6% p.m. | 43.2% p.a.
Late Payment ChargesFor Statement Balance:

  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,000 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300

Click here to know other associated fees and charges.

Who is eligible to get an HDFC MoneyBack Credit Card?

Eligibility and Documentation

CriteriaDetails
OccupationSalaried or Self-employed
Minimum Income for Salaried ApplicantsRs. 25,000 per month
Minimum Income for Self-employed ApplicantsRs. 6,00,000 per annum
Serviceable CitiesClick here for the list of eligible cities

Along with your application form, you should also submit valid proof of identity, address and income. Click here to view all the documents required.

How to Apply for HDFC MoneyBack Credit Card?

One can apply for HDFC Bank MoneyBack credit card through Paisabazaar.com in a few simple steps as given below:

  • Click here to begin your application
  • Enter the required details and proceed
  • Filter the results of HDFC credit cards and then you can find HDFC Bank MoneyBack credit card in the list
  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
  • If approved, you can fill out the detailed form and submit
  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Alternatively, you can apply on the bank’s website directly or by visiting the nearest branch of HDFC Bank.

Did you know?
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FAQs

What is the credit limit of HDFC Bank MoneyBack?

The credit limit is decided by the bank on several factors like the credit score, annual income and cardholder’s age. Once you apply for the credit card and your application is approved, the bank will communicate the credit limit to you.

What is the annual fee of HDFC MoneyBack?

The annual fee of HDFC MoneyBack is Rs.500 plus applicable taxes.

Can I withdraw cash from HDFC MoneyBack credit card?

Yes, you can withdraw cash from your credit card account. A fee of 2.5% – 3% is typically charged every time you withdraw cash from your credit card account. You should also note that cash withdrawals from credit cards carry finance charges from the day of such withdrawal, meaning that the interest-free period is not applicable to cash withdrawal transactions.

How do I redeem HDFC card reward points into cash?

You can redeem HDFC reward points into cash via Internet Banking. Under the redemption portal after logging in, you will see an option of converting reward points into cash. The cash credit is usually credited within 7 working days.

Other Rewards Credit Card

Credit CardAnnual FeeKey FeaturePaisabazaar Rating
ICICI RubyxRs.20002 Complimentary Movie Tickets every month from BookMyShowComplimentary round of Gold every month4.3/5
Citibank RewardsRs.1,000Get up to 20% discount on dining bills at partner restaurantsGet up to 2,500 Reward Points on using this card within first 60 days4.2/5
SBI SimplySave Rs.499Spend Rs.90,000 or more in a year to avail annual fee reversalConvert big ticket purchases into smaller EMIs at no extra cost3.7/5
American Express Membership RewardsRs.1,500Earn 1,000 membership bonus Rewards Points atleast 4 times per monthEarn 1 Membership Reward Point on every Rs.50 spent3.9/5
HDFC Bank Credit Card
(3.9/5 ) 7945 Reviews
Write a review
Dec 23, 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23, 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28, 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28, 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

Aug 11, 2019
5/5
Glad

Glad that the agents come right at my door for the documentation of this card.

Aug 8, 2019
4/5
Mix of benefits

I simply cherish the vast mix of benefits and savings coming my way with this card.

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