HDFC MoneyBack Credit Card

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Best Suited For – Online Shopping, Fuel and Rewards

  • MoneyBack Reward Programme
  • Quarterly Milestone Benefits
  • Fuel Surcharge Waiver

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :28/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :28/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 28/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :28/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 28/02/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :28/02/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :28/02/2020

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हिंदी में पढ़े
Updated: 24-02-2020 07:47:09 AM

HDFC MoneyBack Credit Card is suitable for shopping as cardholders get cashback in the form of reward points on their purchases. The earned cashback can be utilised for further shopping or can also be converted into direct statement credit.

On this page

HDFC Bank MoneyBack Credit Card – Features
HDFC Bank MoneyBack Credit Card – Benefits
HDFC Bank MoneyBack Credit Card- Fees and Charges
HDFC MoneyBack Credit Card – Eligibility Criteria & Documents Required
How to Apply for HDFC Bank MoneyBack Credit Card
FAQs
Compare Different Credit Cards by Other Banks
Other Rewards Credit Card

HDFC Bank MoneyBack Credit Card – Features

Following are some features of HDFC MoneyBack Credit Card:

MoneyBack Reward Programme – Rewards points earned on purchases made using the HDFC Bank MoneyBack Credit Card can be easily redeemed for gifts and air miles

  • 2 reward points accrued for every Rs. 150 spent
  • 2X reward points on online spends
  • 100 reward points are equal to Rs. 20 as cashback
  • Reward points earned on the HDFC Bank MoneyBack Credit Card are valid for a period of 2 years from the date they were earned

Also Read– HDFC Credit Cards Reward Points

Fuel Surcharge Waiver – Fuel surcharge waiver of 1% on transactions above Rs. 400. The upper limit for fuel surcharge waiver is set at Rs. 250 (plus applicable service tax) for every billing cycle.

Transaction Security – HDFC Bank MoneyBack Credit Card has the EMV chip technology that is a global standard for credit cards. It can be used at both chip-enabled POS machines as well as regular non-chip POS card swipe machines.

Zero Liability on Loss of Credit Card – HDFC Bank MoneyBack Credit Card members must immediately report the loss of card to the bank. They can do this with ease by calling on the 24-hour helpline. This absolves them from any liability if any fraudulent transactions are made using the credit card after reporting its loss.

Revolving Credit – HDFC Bank MoneyBack Credit Card customers get the benefit of revolving credit at a nominal interest rate.

Interest-Free Credit – HDFC gives a 50-day interest-free window to make the payment after purchase. This period starts from the date of the purchase, provided the merchant submits the charge.

2X Rewards on Online Spends – Get 2X reward points on all online purchases.

Read full review of HDFC MoneyBack Credit Card

Credit Card Rating

/ 5 ( Reviews)

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HDFC Bank MoneyBack Credit Card – Benefits

Waiver of First Year’s Fee – Card members can gain from the reversal or waiver of the first year’s fee if they spend a minimum of Rs. 20,000 within 90 days,

Reversal of Renewal Fee – The annual renewal fee is also reversed on spending Rs. 50,000 in the year before the date of renewal

Milestone Benefits – Get a gift voucher worth Rs. 500 on making retail purchases of Rs. 50,000 or above every quarter

Read more about HDFC Bank Credit Cards

HDFC Bank MoneyBack Credit Card- Fees and Charges

Here are a few important fees and charges related to this credit card-

Type of Fee/ChargeAmount
Annual Fee/Renewal FeeRs. 500 + GST
Cash Advance Charges2.5% of the amount withdrawn or Rs. 500 whichever is higher
Add-on Card FeeNil
Over limit Charges2.5% of over limit amount, subject to a minimum of Rs. 500
Railway Ticket Purchase Fee1.8% of the transaction amount + GST
Reissue of Lost, Stolen or Damaged Card Rs. 100
Payment Return Charges2% of Payment amount subject to a minimum of Rs. 450
Cash Processing FeeRs. 100 (for all card payments made by depositing in HDFC Bank branches or ATMs)
Balance Transfer Processing Charges1% of BT amount or Rs. 250, whichever is higher
Late Payment ChargesFor Statement Balance:

  • Less than Rs. 100 – Nil
  • Rs. 100 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 5,000 – Rs. 500
  • Rs. 5,001 to Rs. 10,000 – Rs. 600
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 and above – Rs. 950

HDFC MoneyBack Credit Card – Eligibility Criteria & Documents Required

HDFC Bank has set certain parameters for age of the applicant, employment status, etc. These are the HDFC Bank Credit Card Eligibility Criteria that the applicant should meet-

Credit Card Eligibility CriteriaSalariedSelf Employed
Age21 years-60 years21 years-65 years
Minimum Income RequiredRs.13,500* per monthRs.22,500* per month

The applicant should have a decent source of income along with a good credit score.

*The minimum income requirement is different for different HDFC credit cards.

Documents Required for HDFC MoneyBack Credit Card –

Identity Proof
 		Passport, PAN Card, Aadhaar Card, Voter’s ID Card, Driving Licence, Photo Credit Card, Central and State Govt. issued Photo ID Proof, Defence ID Card, etc. (any 1)
Residence ProofAadhaar Card, Ration Card, Passport, Bank Account Statement, Voter’s ID Card, Letter from any recognized public authority, Telephone Bill, Electricity Bill, Water Bill (not more than 3 months old), etc. (any 1)
Income ProofSalary Slips (not more than 3 months old), Bank Statements (not more than 3 months old), ITR, Form-16, etc. (any 1)

How to Apply for HDFC Bank MoneyBack Credit Card

One can apply for HDFC Bank MoneyBack credit card through Paisabazaar.com in a few simple steps as given below:

  • Click here to begin your application
  • Enter the required details and proceed
  • Filter the results of HDFC credit cards and then you can find HDFC Bank MoneyBack credit card in the list
  • Click on ‘Check Eligibility’ and enter some more details to verify your eligibility for the card
  • If approved, you can fill out the detailed form and submit
  • After successful online application, you will get a call from the executive to arrange for collecting your documents at your doorstep

Alternatively, you can apply on the bank’s website directly or by visiting the nearest branch of HDFC Bank.

FAQs

Which are the other cashback credit cards from HDFC Bank?

HDFC Freedom, HDFC Bharat and HDFC Millennia are some other cashback credit cards that the HDFC bank offers in addition to MoneyBack Credit Card.

What is the credit limit of HDFC Bank MoneyBack?

The credit limit is decided by the bank on a number of factors like the credit score, annual income and cardholder’s age. Once you apply for the credit card and your application is approved, the bank will communicate the credit limit to you.

What is the annual fee of HDFC MoneyBack?

The annual fee of HDFC MoneyBack is Rs.500 plus applicable taxes.

Can I withdraw cash from HDFC MoneyBack credit card?

Yes, you can withdraw cash from your credit card account. A fee of 2.5% – 3% is typically charged every time you withdraw cash from your credit card account.

How do I redeem HDFC card reward points into cash?

You can redeem HDFC reward points into cash via Internet Banking. Under the redemption portal after logging in, you will see an option of converting reward points into cash. The cash credit is usually credited within 7 working days.

How to use this chip card?

The merchant must follow these steps to use the HDFC Bank chip card:

  • Customer can tap the card on a POS terminal
  • Then enter the amount
  • Wait till the charge-slip is printed out
  • Remove the card and get the customer’s signature on the charge slip

Compare Different Credit Cards by Other Banks

Credit Card Annual FeeReward PointsNet Savings
HDFC MoneybackRs.500Earn 2X Rewards on online spendsRs.484*

Rs.1,480**

Standard Chartered Platinum RewardsRs.250Earn 5 Reward Points for every Rs.150 spent at partner dining restaurantsRs.8,510*

Rs.9,782**

SBI SimplyClickRs.499Earn 10X Reward Points with partner brands like Amazon, BookMyShow, Cleartrip, Urban Clap etc.Rs.9,271*

Rs.14,541**

ICICI Bank Coral ContactlessRs.500Earn 2 Payback Points on every Rs.100 spentRs.10,636*

Rs.15,771**

IRCTC SBI PlatinumRs.500Earn 350 activation bonus Reward Points on spending Rs.500 or more within first 45 days of issuanceRs.4,776*

Rs.9,964**

*On spending Rs.2 lakh annually

**On spending Rs.4 lakh annually

Other Rewards Credit Card

Credit CardAnnual FeeKey FeaturePaisabazaar Rating

ICICI Rubyx

Rs.2000

2 Complimentary Movie Tickets every month from BookMyShow

Complimentary round of Gold every month

4.3/5

Citibank Rewards

Rs.1,000

Get up to 20% discount on dining bills at partner restaurants

Get up to 2,500 Reward Points on using this card within first 60 days

4.2/5

SBI SimplySave 

Rs.499

Spend Rs.90,000 or more in a year to avail annual fee reversal

Convert big ticket purchases into smaller EMIs at no extra cost

3.7/5

American Express Membership Rewards

Rs.1,500

Earn 1,000 membership bonus Rewards Points atleast 4 times per month

Earn 1 Membership Reward Point on every Rs.50 spent

3.9/5

Did you find this article helpful? Rate it.

HDFC MoneyBack Credit Card
(3.6/5 ) 1516 Reviews
Write a review
Nov 23 , 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Jul 27 , 2019
3/5
Fuel savings

This card brings in a lot of fuel savings in the form of the surcharge waiver.

Jul 27 , 2019
4/5
Apple products

Apple products are cheaper with HDFC since I believe they have some tie up. I got my iPhone 10k cheaper with this card.

Jul 27 , 2019
3/5
Minimum dues

I paid out my minimum dues and got the balance converted into EMI.

Jul 27 , 2019
4/5
Easier for me

Now, it is easier for me to buy higher value items since now I can convert them into EMI with this card.

Jul 27 , 2019
3/5
Wife on board

I got my wife on board with me who now enjoys the same offers as me for free.

View All Reviews
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