HDFC Moneyback is one of the most popular entry-level credit cards in India. which offers cashback on every transaction. It is best suited for frequent shoppers, especially those who prefer online shopping, as it gives 2 reward points on every retail spend and 2x reward points on online shopping. Let us have a good look at the features of this card and find out whether it would be a good pick for you.
Note: As per RBI Advisory, HDFC Bank is not accepting new applications for credit cards.
Key Highlights of HDFC MoneyBack Credit Card
|Joining Fee||Rs. 500 + Taxes|
|Rewards||2 reward points on every Rs. 150 spent|
2x (4) reward points on every Rs. 150 spent online
|Welcome Benefit||500 cash points on payment of membership fee|
|Milestone Benefit||The first-year membership fee is waived off on spending Rs.20,000 or above in the first 90 days|
|Minimum Income||Salaried: Gross Monthly Income > Rs.25,000|
Self Employed: ITR > Rs.6,00,000 per annum