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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 17/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 17/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :17/04/2021

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हिंदी में पढ़े
Updated: 01-04-2021 04:35:28 AM

HDFC Regalia Credit Card is an all-rounder premium credit card that offers benefits across multiple categories including travel, shopping, dining and more. The card is best suited for those who wish to get good value-back on all their spending in the form of reward points and, at the same time, save on their travel expenses. Here is a detailed insight into the many benefits of HDFC Regalia Credit Card.

Note: As per RBI Advisory, HDFC Bank is not accepting new applications for credit cards.

Key Highlights of HDFC Regalia Credit Card

 Card Ratings 4/5 
 Annual Fee Rs. 2,500 (reversed on spending Rs. 3 Lakh in the previous year)
 Suitable For Shopping and Travel
 Minimum Income Rs. 70,000 per month
 Welcome Benefit Exclusive Complimentary Dineout Passport Membership
 Reward Rate 1.33% (4 points per Rs. 150)
 Reward Value 1 reward point = Rs. 0.50

*T&C Apply

HDFC Regalia Credit Card- Features & Benefits
Cards Similar to HDFC Regalia Credit Card
Who should get HDFC Regalia Credit Card?
HDFC Regalia Credit Card - Fees & Charges
How to Apply for HDFC Regalia Credit Card?
Frequently Asked Questions (FAQs)
HDFC Regalia Credit Card- Features & Benefits

Welcome Benefit- Dineout Passport Membership

By spending a minimum of Rs.75,000 within the first 3 months, you will get a complimentary Dineout Passport Membership. Under this, you can avail of the following benefits at select restaurants:

  • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on the buffet at 200+ restaurants
  • Additional 5% off and Zero convenience fee.
  • Early access to events and festivals such as Gourmetlicious

Reward Points

Using HDFC Regalia Credit Card, you will get 4 reward points per Rs.150 on all retail spends, including insurance, utilities, education, and rent. For example, if you spend Rs. 30,000 on apparel, you will earn 800 reward points. 

Though HDFC Regalia Card does not offer extra rewards on select categories, as most other cards do, the basic reward rate itself is quite decent.

If you are looking for cards that offer better reward points, you can consider SBI Card PRIME and YES FIRST Preferred Credit Card.

Reward Redemption

Value of Rewards– 1 reward point = Rs. 0.50

Reward Validity– 2 Years

Redemption Options- Flights & Hotel Bookings, Products and Vouchers

You can redeem the points through the dedicated portal for HDFC Regalia Customers on HDFC SmartBuy Platform. 

Milestone Benefit

HDFC Regalia Credit Card also rewards you for reaching spending milestones in the form of bonus reward points. 

  • 10,000 bonus reward points (Rs. 5,000) on spending Rs.5 lakhs in the anniversary year
  • Additional 5,000 bonus reward points (Rs.2,500) on spending Rs.8 lakhs in the anniversary year

Lounge Access

Complimentary Airport Lounge Access within India

HDFC Regalia Visa/Mastercard Credit Card-holders can get 12 complimentary visits to airport lounges per calendar year within India, at both domestic and international terminals.

How to use the Airport Lounge benefit?

  • Visit an eligible airport lounge
  • Swipe your Regalia card to avail complimentary access
  • HDFC Regalia Credit Card can be used only on select airport lounges

Note: Once you have exceeded the complimentary quota, you will be required to pay the visiting charges as applied by the lounge.

Priority Pass Membership

HDFC Regalia Credit Card-holders who have completed a minimum of 4 retail transactions can apply for Priority Pass membership. 

Customers with a complimentary Priority Pass membership can enjoy access to more than 1000 airport lounges across the globe. 

  • Avail a maximum of 6 complimentary lounge access in a calendar year, outside India
  • One add-on member is also allowed with Priority Pass membership

Note: After exceeding 6 complimentary visits, customers will be charged at the US $27 + GST per visit. Also, such transactions will not accrue Reward Points.

Explore Credit Cards

Low Foreign Currency Markup Fee

If you frequently travel overseas, HDFC Regalia Credit Card could be the right choice for you. It charges a low foreign exchange mark up fee of 2% only. Usually, the forex markup fee is 3.5% or higher and only a few cards in the market charge a lower rate. HDFC Regalia is one of them.

Learn more about foreign transaction fee on credit cards

Air Accident Cover

HDFC Regalia Credit Cardholders are eligible for complimentary insurance cover.

  • Air accident death cover of Rs.1 crore
  • Emergency overseas hospitalisation cover of Rs.15 lakh
  • Credit liability cover worth Rs.9 lakh

Travel Concierge Services

HDFC Regalia Credit Card customers can avail 24×7 concierge services for a convenient travel experience. To avail this service, customers can dial HDFC toll-free number: 1860 425 1188, or send an email to regalia.support@smartbuyoffers.co

Cards Similar to HDFC Regalia Credit Card

If you would like to explore more cards that offer benefits similar to HDFC Regalia, here are a few cards to consider:

Credit CardAnnual FeeBest Suited ForReward RateOther Key Features
SBI Card PRIMERs. 2,999Shopping & Travel2%Priority Pass and Club Vistara Silver Membership
American Express Membership Rewards Credit CardRs. 4,500Shopping2%Redeem rewards against vouchers from Taj Hotels, Tanishq, Amazon and more
YES FIRST Preferred Credit CardRs. 2,499Shopping & Travel4%Priority Pass Membership and low forex markup fee of 1.75% only
SBI Card ELITERs. 4,999Shopping & Travel2%BookMyShow vouchers worth Rs. 6,000 in a year; Low Forex Markup Fee of 1.99% only
Who should get HDFC Regalia Credit Card?

HDFC Regalia Credit Card is best suited for you, if:

  • You plan to spend a lot using this credit card (as you will earn good reward points)
  • You travel often and would like to get free lounge access at airports
  • You frequently make purchases in foreign currency and would like to save on the foreign exchange mark-up charges
HDFC Regalia Credit Card - Fees & Charges
ParticularsDetails
Annual FeeRs.2,500 + Taxes
Renewal Membership FeeRs.2,500 (waived off on spending Rs.3 lakhs in one year)
Cash Advance Charges2.5% of the amount withdrawn or Rs.500, whichever is higher
Add-on Fee (per annum)NIL
Over-limit Charges2.5% of the over-limit amount, subject to a minimum of Rs.550
Finance Charges3.6% per month | 43.2% per annum
Railway Ticket Purchase Fee1% of the transaction amount + GST
Payment Return Charges2% of the payment amount, subject to a minimum of Rs.450
Reward Redemption FeeRs.99 per redemption request
Balance Transfer Processing Charges1% of the balance transfer amount or Rs.250, whichever is higher
Reissue of Lost, Stolen, or Damaged CardRs.100 
Foreign Currency Transaction Fee2% of the transaction amount
Late Payment ChargesLess than Rs.100: NIL

Rs.100 to Rs.500: Rs.100

Rs.501 to Rs.5,000: Rs.500

Rs.5,001 to Rs.10,000: Rs.600

Rs.10,001 to Rs.25,000: Rs.800

Rs.25,001 to Rs.50,000: Rs.1,100

More than Rs.50,000: Rs.1,300

Outstation Cheque Processing ChargesRs.25 for a cheque valuing less than Rs.5,000

Rs.50 for a cheque valuing more than Rs.5,000

How to Apply for HDFC Regalia Credit Card?
  • To start the application process, click here.
  • Fill the basic details in the given form such as Pincode, Occupation, Net monthly income, etc.
  • Once the form is submitted, all eligible credit cards are displayed.
  • Filter the results for HDFC Bank credit cards. If you are eligible for the Regalia card, it will be shown on the list.
  • Click on ‘Check Eligibility’ and enter the required information.
  • If you are eligible, you will be required to fill a detailed form and submit it.

Once you have successfully submitted the form, an executive from Paisabazaar will call you and ask a suitable time for the bank representative to collect documents from your home or office.

The bank will then verify the documents provided and, if you qualify, you will get the card delivered at your address within 15 days.

You can also apply directly from HDFC Bank’s website or by visiting the nearest HDFC branch.

Frequently Asked Questions (FAQs)

Who can apply for HDFC Regalia Credit Card?

All Indian nationals above the age of 21, whether salaried or self-employed, can apply for this credit card, provided that they meet the income criteria and other card-specific requirements.

What is the minimum income to be eligible for HDFC Regalia Credit Card?

For salaried individuals, the monthly income should be more than Rs. 70,000 and for self-employed individuals, it is Rs. 8.4 Lakh per annum.

How much GST will be applicable on my HDFC Regalia Credit Card?

GST will be levied at the rate of 18 per cent on fees and charges and interest rates applicable to your card.

What benefits will I get with an HDFC Regalia Credit Card?

You will get travel privileges, dining benefits along with high reward points on all your spends. The card also offers fuel surcharge waiver, Smart EMI facility and zero lost card liability cover. . You will also get comprehensive insurance cover with the card.

How do I get the complimentary Priority Pass Membership with HDFC Regalia Credit Card?

You have to complete 4 transactions in a statement within the first 90 days to be eligible for Priority Pass membership. Once you do that, a link will be sent to your registered number where you can apply for a Priority Pass.

What are EMV Chip Cards?

HDFC Regalia Credit Card is an EMV Chip-enabled card. The chip makes your transactions more secure and saves you from counterfeiting.

Can HDFC Bank Chip cards be used as a normal Swipe card?

Yes, the magnetic strip is also present on the HDFC Regalia Card and hence it can be used as a normal swipe card.

HDFC Bank Credit Card
(3.9/5 ) 7945 Reviews
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Dec 23, 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23, 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28, 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28, 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

Aug 11, 2019
5/5
Glad

Glad that the agents come right at my door for the documentation of this card.

Aug 8, 2019
4/5
Mix of benefits

I simply cherish the vast mix of benefits and savings coming my way with this card.

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