Standard Chartered Manhattan Platinum Credit Card is the most suitable card for lifestyle expenditure. You can earn reward points across all spending categories and enjoy cashback on your departmental store purchases as well. Read below to know more about Standard Chartered Manhattan Platinum Credit Card.
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Key Highlights of Standard Chartered Manhattan Platinum Credit Card | |
| Card Type | Mid-level |
| Best Suited For | Everyday Shopping |
| Annual Fee | Rs. 999 |
| Minimum Income Required | Salaried – Rs. 90,000 p.m. Self-Employed – Rs. 1,080,000 yearly |
| Welcome Benefit | 5,000 Reward Points on payment of joining fee |
| Best Feature | 5% cashback at Supermarkets |
| Paisabazaar Rating | ★★★(3/5) |
| On this page |
With your Standard Chartered Manhattan Credit Card, you can enjoy the following benefits:
Cashback Offers – Enjoy 5% cashback when shopping at supermarkets.
Reward Points – Earn 3X reward points for all other expenses.
Renewal Fee Reversal – On spending Rs.1,20,000 in a year, the renewal fee of Rs. 999 will get waived off.
In addition to the above benefits across multiple spending categories, Standard Chartered Manhattan Platinum Credit Card also enjoys some common features by Standard Chartered Bank as listed below:
Click here to read Standard Chartered Manhattan Platinum Credit Card’s full review
The table given below shows the fees and charges related to this credit card-
| Fee Type | Charges |
| Joining Fee | Rs. 999 |
| Annual Fee | Rs. 999 |
| Finance Charges | 3.75% pm (45% annually) |
| Late Payment Fee |
|
Click here to check other associated fees and charges.
| Criteria | Details |
| Occupation | Available to both Salaried and Self-employed |
| Minimum Income for Salaried Applicants | Rs. 90,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 10,80,000 per annum |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here to view the list of documents required |
People looking for a credit card that offeres cashback on everday purchases, must go for Standard Chartered Manhattan Platinum credit card. This card is specifically for grocery, departmental store and supermarket spends. However, the card is not suitable for people looking for high reward rate, fuel or travel benefits.
| Credit Card | Annual Fee | Reward Points / Offers | Net Savings |
| Standard Chartered Manhattan Platinum Credit Card | Rs. 999 | Earn 3X reward points on all expenses except shopping | Rs.8,697* Rs. 16,293** |
| IndusInd Bank Platinum Aura Credit Card | Rs. 899 | Users can earn 4 Reward Points for every Rs. 100 spent on Grocery shopping, Hotel expenses, Departmental store spends and restaurant bills | Rs.3,996* Rs. 7,296** |
| Mumbai Metro SBI Card | Rs.499 | Earn 10 reward points per Rs. 100 spent on using the auto top feature | Rs. 5,288* Rs.10,576** |
| HSBC VISA Platinum Credit Card | Nil | Earn 2 Reward Points per Rs. 150 spent | Rs.14,167* Rs.22,833** |
| Standard Chartered Platinum Rewards Credit Card | 250 | Earn 5 Reward Points per Rs. 150 spent on dining and fuel | Rs.8,510* Rs. 16,293** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Which is better Standard Chartered Manhattan Card or Super Value Titanium Credit Card?
While the Manhattan Credit Card gives you cashback only on departmental store purchases, the Super Value Titanium Credit Card gives cashback on fuel, telephone and utility bill payments. The annual fee of the two cards also differ. So, the choice largely depends on your usage.
Will I be charged extra if I use my Manhattan Credit Card overseas?
Yes. You will have to pay a foreign exchange markup fee of 3.5% for all your transactions made in foreign currency.
Can I get my annual fee reversed if I spend a particular amount in the year?
No. There is no annual fee waiver or reversal feature of Standard Chartered Manhattan Credit Card.
How can I redeem the reward points earned on my credit card?
You can redeem the rewards online through the net banking portal of Standard Chartered Bank or by logging into your account on SC Mobile App.
What is the Standard Chartered Credit Card Customer Care number?
The number is (prefix Local/STD Code) 6601 4444.
