When choosing a suitable credit card for lounge access, you must keep the following points in mind.
Domestic or International Travel
Not all ICICI Bank credit cards offer both domestic and international lounge visits. If most of your air travel is within India, you can select an ICICI Credit Card with complimentary domestic lounge visits. Whereas, if you frequently travel overseas, a card with free international lounge visits would be better.
Travel Frequency and Number of Free Visits
A premium credit card offering unlimited lounge access will not be of much value for someone who only travels a few times in a year. So, consider your travel frequency and check the number of free visits that different cards offer before choosing an ICICI Credit Card for lounge access.
Additional Travel Benefits
While lounge access is a great feature, you can extract more travel value by choosing the right set of travel features. For example, a card offering accelerated rewards on international steps along with a low forex mark-up fee and complimentary international lounge access could be a great option for those who frequently travel overseas. Hence, checking additional travel perks is important.
Reward Rate and Lifestyle Benefits
If you are choosing an ICICI Credit Card for a limited number of free domestic lounge visits in a year, a card with a good base reward rate and additional lifestyle benefits would be a good pick. Moreover, most cards now require you to reach the quarterly spending limit to be eligible for the complimentary lounge access. So, when you are putting spends on the card, it is better to earn good value-back on those spends.
Annual Fee
Taking a high annual fee for a limited number of free lounge visits in a year may not be the wisest move. Hence, consider the cards that would easily allow you to get value-back that exceeds the annual fee that you would be paying.